ING Group NV ADR Cash Flow Quality Index
ING Group NV ADR cash flow quality index. ING Group NV ADR (ING) has a Cash Flow Quality Index of -4.52x as of December 2025. Operating cash flow of $-6.38 Billion is below net income of $1.41 Billion, suggesting accrual-heavy earnings not yet converted to cash. See ING FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of ING Group NV ADR (1997–2025)
Cash flow quality index of ING Group NV ADR from 1997 to 2025. Historical Cash Flow Quality Index for ING Group NV ADR across 26 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore ING Group NV ADR (ING) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
ING Group NV ADR Cash Flow Quality Index by Year (1997–2025)
ING Group NV ADR cash flow quality index by year from 1997 to 2025. Year-by-year earnings quality comparison for ING Group NV ADR. For the full cash flow conversion analysis, see ING Group NV ADR operating cash flow efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.01x | $-6.38 Billion | $6.33 Billion | ▲ +58.4% |
| 2024 | -2.42x | $-22.54 Billion | $9.30 Billion | ▼ -124.3% |
| 2023 | -1.08x | $-11.34 Billion | $10.49 Billion | ▲ +46.5% |
| 2022 | -2.02x | $-11.11 Billion | $5.50 Billion | ▲ +8.3% |
| 2021 | -2.20x | $-14.94 Billion | $6.78 Billion | ▼ -108.1% |
| 2020 | 27.08x | $103.18 Billion | $3.81 Billion | ▲ +1317.6% |
| 2019 | 1.91x | $13.05 Billion | $6.83 Billion | ▲ +88.9% |
| 2018 | 1.01x | $6.92 Billion | $6.84 Billion | ▲ +239.9% |
| 2017 | -0.72x | $-5.25 Billion | $7.27 Billion | ▼ -153.6% |
| 2016 | 1.35x | $8.55 Billion | $6.34 Billion | ▼ -21.0% |
| 2015 | 1.71x | $10.58 Billion | $6.19 Billion | ▼ -68.3% |
| 2014 | 5.39x | $12.02 Billion | $2.23 Billion | ▲ +502.5% |
| 2013 | -1.34x | $-8.42 Billion | $6.29 Billion | ▲ +40.0% |
| 2012 | -2.23x | $-9.26 Billion | $4.15 Billion | ▼ -242.6% |
| 2011 | 1.56x | $9.19 Billion | $5.88 Billion | ▲ +227.1% |
| 2010 | -1.23x | $-4.78 Billion | $3.88 Billion | ▼ -216.0% |
| 2007 | 1.06x | $11.71 Billion | $11.04 Billion | ▲ +8.1% |
| 2006 | 0.98x | $9.75 Billion | $9.94 Billion | ▼ -78.2% |
| 2005 | 4.49x | $33.72 Billion | $7.51 Billion | ▼ -52.7% |
| 2004 | 9.50x | $76.03 Billion | $8.00 Billion | ▼ -7.2% |
| 2003 | 10.24x | $60.07 Billion | $5.87 Billion | ▲ +54.6% |
| 2002 | 6.62x | $39.26 Billion | $5.93 Billion | ▲ +71.6% |
| 2001 | 3.86x | $23.46 Billion | $6.08 Billion | ▲ +1420.3% |
| 2000 | -0.29x | $-3.51 Billion | $12.02 Billion | ▼ -106.1% |
| 1999 | 4.79x | $23.65 Billion | $4.94 Billion | ▲ +33.4% |
| 1997 | 3.59x | $6.62 Billion | $1.84 Billion | — |