ING Group NV ADR (ING) — Cash Flow Quality Index
ING Group NV ADR (ING) has a Cash Flow Quality Index of -4.52x as of December 2025. Operating cash flow of $-6.38 Billion is below net income of $1.41 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore ING Group NV ADR (ING) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ING Group NV ADR Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for ING Group NV ADR across 26 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ING Group NV ADR cash conversion from operations.
Annual Cash Flow Quality Index for ING Group NV ADR (1997–2025)
Year-by-year earnings quality comparison for ING Group NV ADR.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.01x | $-6.38 Billion | $6.33 Billion | ▲ +58.4% |
| 2024 | -2.42x | $-22.54 Billion | $9.30 Billion | ▼ -124.3% |
| 2023 | -1.08x | $-11.34 Billion | $10.49 Billion | ▲ +46.5% |
| 2022 | -2.02x | $-11.11 Billion | $5.50 Billion | ▲ +8.3% |
| 2021 | -2.20x | $-14.94 Billion | $6.78 Billion | ▼ -108.1% |
| 2020 | 27.08x | $103.18 Billion | $3.81 Billion | ▲ +1317.6% |
| 2019 | 1.91x | $13.05 Billion | $6.83 Billion | ▲ +88.9% |
| 2018 | 1.01x | $6.92 Billion | $6.84 Billion | ▲ +239.9% |
| 2017 | -0.72x | $-5.25 Billion | $7.27 Billion | ▼ -153.6% |
| 2016 | 1.35x | $8.55 Billion | $6.34 Billion | ▼ -21.0% |
| 2015 | 1.71x | $10.58 Billion | $6.19 Billion | ▼ -68.3% |
| 2014 | 5.39x | $12.02 Billion | $2.23 Billion | ▲ +502.5% |
| 2013 | -1.34x | $-8.42 Billion | $6.29 Billion | ▲ +40.0% |
| 2012 | -2.23x | $-9.26 Billion | $4.15 Billion | ▼ -242.6% |
| 2011 | 1.56x | $9.19 Billion | $5.88 Billion | ▲ +227.1% |
| 2010 | -1.23x | $-4.78 Billion | $3.88 Billion | ▼ -216.0% |
| 2007 | 1.06x | $11.71 Billion | $11.04 Billion | ▲ +8.1% |
| 2006 | 0.98x | $9.75 Billion | $9.94 Billion | ▼ -78.2% |
| 2005 | 4.49x | $33.72 Billion | $7.51 Billion | ▼ -52.7% |
| 2004 | 9.50x | $76.03 Billion | $8.00 Billion | ▼ -7.2% |
| 2003 | 10.24x | $60.07 Billion | $5.87 Billion | ▲ +54.6% |
| 2002 | 6.62x | $39.26 Billion | $5.93 Billion | ▲ +71.6% |
| 2001 | 3.86x | $23.46 Billion | $6.08 Billion | ▲ +1420.3% |
| 2000 | -0.29x | $-3.51 Billion | $12.02 Billion | ▼ -106.1% |
| 1999 | 4.79x | $23.65 Billion | $4.94 Billion | ▲ +33.4% |
| 1997 | 3.59x | $6.62 Billion | $1.84 Billion | — |