ING Group NV ADR (ING) — Cash Flow Quality Index
ING Group NV ADR (ING) has a Cash Flow Quality Index of -4.52x as of December 2025. Operating cash flow of $-6.38 Billion is below net income of $1.41 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore ING long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ING Group NV ADR Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for ING Group NV ADR across 26 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ING Group NV ADR (ING) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for ING Group NV ADR (1997–2025)
Year-by-year earnings quality comparison for ING Group NV ADR. For live market cap and the full company financial profile, see market value of ING Group NV ADR.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.01x | $-6.38 Billion | $6.33 Billion | ▲ +58.4% |
| 2024 | -2.42x | $-22.54 Billion | $9.30 Billion | ▼ -124.3% |
| 2023 | -1.08x | $-11.34 Billion | $10.49 Billion | ▲ +46.5% |
| 2022 | -2.02x | $-11.11 Billion | $5.50 Billion | ▲ +8.3% |
| 2021 | -2.20x | $-14.94 Billion | $6.78 Billion | ▼ -108.1% |
| 2020 | 27.08x | $103.18 Billion | $3.81 Billion | ▲ +1317.6% |
| 2019 | 1.91x | $13.05 Billion | $6.83 Billion | ▲ +88.9% |
| 2018 | 1.01x | $6.92 Billion | $6.84 Billion | ▲ +239.9% |
| 2017 | -0.72x | $-5.25 Billion | $7.27 Billion | ▼ -153.6% |
| 2016 | 1.35x | $8.55 Billion | $6.34 Billion | ▼ -21.0% |
| 2015 | 1.71x | $10.58 Billion | $6.19 Billion | ▼ -68.3% |
| 2014 | 5.39x | $12.02 Billion | $2.23 Billion | ▲ +502.5% |
| 2013 | -1.34x | $-8.42 Billion | $6.29 Billion | ▲ +40.0% |
| 2012 | -2.23x | $-9.26 Billion | $4.15 Billion | ▼ -242.6% |
| 2011 | 1.56x | $9.19 Billion | $5.88 Billion | ▲ +227.1% |
| 2010 | -1.23x | $-4.78 Billion | $3.88 Billion | ▼ -216.0% |
| 2007 | 1.06x | $11.71 Billion | $11.04 Billion | ▲ +8.1% |
| 2006 | 0.98x | $9.75 Billion | $9.94 Billion | ▼ -78.2% |
| 2005 | 4.49x | $33.72 Billion | $7.51 Billion | ▼ -52.7% |
| 2004 | 9.50x | $76.03 Billion | $8.00 Billion | ▼ -7.2% |
| 2003 | 10.24x | $60.07 Billion | $5.87 Billion | ▲ +54.6% |
| 2002 | 6.62x | $39.26 Billion | $5.93 Billion | ▲ +71.6% |
| 2001 | 3.86x | $23.46 Billion | $6.08 Billion | ▲ +1420.3% |
| 2000 | -0.29x | $-3.51 Billion | $12.02 Billion | ▼ -106.1% |
| 1999 | 4.79x | $23.65 Billion | $4.94 Billion | ▲ +33.4% |
| 1997 | 3.59x | $6.62 Billion | $1.84 Billion | — |