ING Group NV ADR (ING) — Cash Flow Quality Index
ING Group NV ADR (ING) has a Cash Flow Quality Index of -4.52x as of December 2025. Operating cash flow of $-6.38 Billion is below net income of $1.41 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore ING Group NV ADR operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ING Group NV ADR Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for ING Group NV ADR across 26 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does ING Group NV ADR reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for ING Group NV ADR (1997–2025)
Year-by-year earnings quality comparison for ING Group NV ADR. For live market cap and the full company financial profile, see ING company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.01x | $-6.38 Billion | $6.33 Billion | ▲ +58.4% |
| 2024 | -2.42x | $-22.54 Billion | $9.30 Billion | ▼ -124.3% |
| 2023 | -1.08x | $-11.34 Billion | $10.49 Billion | ▲ +46.5% |
| 2022 | -2.02x | $-11.11 Billion | $5.50 Billion | ▲ +8.3% |
| 2021 | -2.20x | $-14.94 Billion | $6.78 Billion | ▼ -108.1% |
| 2020 | 27.08x | $103.18 Billion | $3.81 Billion | ▲ +1317.6% |
| 2019 | 1.91x | $13.05 Billion | $6.83 Billion | ▲ +88.9% |
| 2018 | 1.01x | $6.92 Billion | $6.84 Billion | ▲ +239.9% |
| 2017 | -0.72x | $-5.25 Billion | $7.27 Billion | ▼ -153.6% |
| 2016 | 1.35x | $8.55 Billion | $6.34 Billion | ▼ -21.0% |
| 2015 | 1.71x | $10.58 Billion | $6.19 Billion | ▼ -68.3% |
| 2014 | 5.39x | $12.02 Billion | $2.23 Billion | ▲ +502.5% |
| 2013 | -1.34x | $-8.42 Billion | $6.29 Billion | ▲ +40.0% |
| 2012 | -2.23x | $-9.26 Billion | $4.15 Billion | ▼ -242.6% |
| 2011 | 1.56x | $9.19 Billion | $5.88 Billion | ▲ +227.1% |
| 2010 | -1.23x | $-4.78 Billion | $3.88 Billion | ▼ -216.0% |
| 2007 | 1.06x | $11.71 Billion | $11.04 Billion | ▲ +8.1% |
| 2006 | 0.98x | $9.75 Billion | $9.94 Billion | ▼ -78.2% |
| 2005 | 4.49x | $33.72 Billion | $7.51 Billion | ▼ -52.7% |
| 2004 | 9.50x | $76.03 Billion | $8.00 Billion | ▼ -7.2% |
| 2003 | 10.24x | $60.07 Billion | $5.87 Billion | ▲ +54.6% |
| 2002 | 6.62x | $39.26 Billion | $5.93 Billion | ▲ +71.6% |
| 2001 | 3.86x | $23.46 Billion | $6.08 Billion | ▲ +1420.3% |
| 2000 | -0.29x | $-3.51 Billion | $12.02 Billion | ▼ -106.1% |
| 1999 | 4.79x | $23.65 Billion | $4.94 Billion | ▲ +33.4% |
| 1997 | 3.59x | $6.62 Billion | $1.84 Billion | — |