ING Group NV ADR (ING) — Defensive Interval Ratio

Latest as of March 2026: 50 days

ING Group NV ADR (ING) has a Defensive Interval Ratio of 50 days as of March 2026. Defensive assets of $121.19 Billion (cash $-, short-term investments $121.19 Billion, receivables $-) cover 50 days of daily cash needs of $2.43 Billion/day. Check tangible net worth ratio of ING Group NV ADR to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

50 days
Days of operational coverage

Defensive Assets

$121.19 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$2.43 Billion
Current Liabilities ÷ 365

Current Liabilities

$885.27 Billion
USD

ING Group NV ADR Defensive Interval Ratio (1997–2025)

This chart shows how ING Group NV ADR's Defensive Interval Ratio has evolved across 29 annual periods from 1997 to 2025. As of March 2026, the ratio stands at 50 days, meaning defensive assets of $121.19 Billion can fund 50 days of operations without new revenue. Also explore ING shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for ING Group NV ADR (1997–2025)

The table below presents the year-by-year Defensive Interval Ratio for ING Group NV ADR from 1997 to 2025, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see ING Group NV ADR market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 24 days $53.42 Billion $2.24 Billion/day $- $53.42 Billion ▲ +2 days
2024 22 days $45.77 Billion $2.07 Billion/day $- $44.78 Billion ▲ +2 days
2023 20 days $41.00 Billion $2.01 Billion/day $- $40.17 Billion ▲ +2 days
2022 18 days $32.25 Billion $1.76 Billion/day $- $30.98 Billion ▼ -10 days
2021 28 days $31.15 Billion $1.10 Billion/day $- $29.80 Billion ▼ -3 days
2020 32 days $36.02 Billion $1.14 Billion/day $- $34.84 Billion ▲ +6 days
2019 26 days $33.85 Billion $1.30 Billion/day $- $32.79 Billion ▼ -178764 days
2018 178790 days $29.88 Billion $167.12K/day $- $28.84 Billion ▲ +171158 days
2017 7632 days $75.40 Billion $9.88 Million/day $- $69.73 Billion ▲ +5830 days
2016 1802 days $21.69 Billion $12.04 Million/day $- $14.82 Billion ▲ +1778 days
2015 23 days $48.08 Billion $2.06 Billion/day $- $40.81 Billion ▼ -84 days
2014 107 days $240.05 Billion $2.24 Billion/day $- $232.36 Billion ▲ +65 days
2013 42 days $63.97 Billion $1.52 Billion/day $- $51.79 Billion ▼ -155 days
2012 197 days $326.05 Billion $1.65 Billion/day $- $309.83 Billion ▲ +7 days
2011 190 days $351.33 Billion $1.85 Billion/day $- $332.23 Billion ▲ +146 days
2010 44 days $80.67 Billion $1.83 Billion/day $- $58.86 Billion ▼ -2 days
2009 46 days $79.56 Billion $1.73 Billion/day $- $55.80 Billion ▲ +9 days
2008 37 days $86.28 Billion $2.34 Billion/day $- $59.91 Billion ▼ -4 days
2007 41 days $98.09 Billion $2.41 Billion/day $- $74.54 Billion ▼ -7 days
2006 48 days $100.38 Billion $2.11 Billion/day $- $79.36 Billion ▲ +0 days
2005 47 days $92.66 Billion $1.96 Billion/day $- $71.43 Billion ▼ -13 days
2004 60 days $63.19 Billion $1.04 Billion/day $- $46.30 Billion ▼ -5 days
2003 65 days $57.12 Billion $876.75 Million/day $- $38.84 Billion ▲ +5 days
2002 60 days $54.88 Billion $915.23 Million/day $- $34.61 Billion ▼ -33 days
2001 93 days $53.77 Billion $579.60 Million/day $- $32.73 Billion ▲ +25 days
2000 68 days $50.68 Billion $748.61 Million/day $- $27.04 Billion ▲ +22 days
1999 46 days $31.12 Billion $680.11 Million/day $- $19.86 Billion ▲ +29 days
1998 16 days $9.10 Billion $558.76 Million/day $- $- ▼ -9 days
1997 25 days $8.89 Billion $353.80 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)