ING Group NV ADR (ING) — Defensive Interval Ratio
ING Group NV ADR (ING) has a Defensive Interval Ratio of 50 days as of March 2026. Defensive assets of $121.19 Billion (cash $-, short-term investments $121.19 Billion, receivables $-) cover 50 days of daily cash needs of $2.43 Billion/day. See ING Group NV ADR (ING) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
ING Group NV ADR Defensive Interval Ratio (1997–2025)
This chart shows how ING Group NV ADR's Defensive Interval Ratio has evolved across 29 annual periods from 1997 to 2025. As of March 2026, the ratio stands at 50 days, meaning defensive assets of $121.19 Billion can fund 50 days of operations without new revenue. See ING net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for ING Group NV ADR (1997–2025)
The table below presents the year-by-year Defensive Interval Ratio for ING Group NV ADR from 1997 to 2025, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see ING Group NV ADR stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 24 days | $53.42 Billion | $2.24 Billion/day | $- | $53.42 Billion | ▲ +2 days |
| 2024 | 22 days | $45.77 Billion | $2.07 Billion/day | $- | $44.78 Billion | ▲ +2 days |
| 2023 | 20 days | $41.00 Billion | $2.01 Billion/day | $- | $40.17 Billion | ▲ +2 days |
| 2022 | 18 days | $32.25 Billion | $1.76 Billion/day | $- | $30.98 Billion | ▼ -10 days |
| 2021 | 28 days | $31.15 Billion | $1.10 Billion/day | $- | $29.80 Billion | ▼ -3 days |
| 2020 | 32 days | $36.02 Billion | $1.14 Billion/day | $- | $34.84 Billion | ▲ +6 days |
| 2019 | 26 days | $33.85 Billion | $1.30 Billion/day | $- | $32.79 Billion | ▼ -178764 days |
| 2018 | 178790 days | $29.88 Billion | $167.12K/day | $- | $28.84 Billion | ▲ +171158 days |
| 2017 | 7632 days | $75.40 Billion | $9.88 Million/day | $- | $69.73 Billion | ▲ +5830 days |
| 2016 | 1802 days | $21.69 Billion | $12.04 Million/day | $- | $14.82 Billion | ▲ +1778 days |
| 2015 | 23 days | $48.08 Billion | $2.06 Billion/day | $- | $40.81 Billion | ▼ -84 days |
| 2014 | 107 days | $240.05 Billion | $2.24 Billion/day | $- | $232.36 Billion | ▲ +65 days |
| 2013 | 42 days | $63.97 Billion | $1.52 Billion/day | $- | $51.79 Billion | ▼ -155 days |
| 2012 | 197 days | $326.05 Billion | $1.65 Billion/day | $- | $309.83 Billion | ▲ +7 days |
| 2011 | 190 days | $351.33 Billion | $1.85 Billion/day | $- | $332.23 Billion | ▲ +146 days |
| 2010 | 44 days | $80.67 Billion | $1.83 Billion/day | $- | $58.86 Billion | ▼ -2 days |
| 2009 | 46 days | $79.56 Billion | $1.73 Billion/day | $- | $55.80 Billion | ▲ +9 days |
| 2008 | 37 days | $86.28 Billion | $2.34 Billion/day | $- | $59.91 Billion | ▼ -4 days |
| 2007 | 41 days | $98.09 Billion | $2.41 Billion/day | $- | $74.54 Billion | ▼ -7 days |
| 2006 | 48 days | $100.38 Billion | $2.11 Billion/day | $- | $79.36 Billion | ▲ +0 days |
| 2005 | 47 days | $92.66 Billion | $1.96 Billion/day | $- | $71.43 Billion | ▼ -13 days |
| 2004 | 60 days | $63.19 Billion | $1.04 Billion/day | $- | $46.30 Billion | ▼ -5 days |
| 2003 | 65 days | $57.12 Billion | $876.75 Million/day | $- | $38.84 Billion | ▲ +5 days |
| 2002 | 60 days | $54.88 Billion | $915.23 Million/day | $- | $34.61 Billion | ▼ -33 days |
| 2001 | 93 days | $53.77 Billion | $579.60 Million/day | $- | $32.73 Billion | ▲ +25 days |
| 2000 | 68 days | $50.68 Billion | $748.61 Million/day | $- | $27.04 Billion | ▲ +22 days |
| 1999 | 46 days | $31.12 Billion | $680.11 Million/day | $- | $19.86 Billion | ▲ +29 days |
| 1998 | 16 days | $9.10 Billion | $558.76 Million/day | $- | $- | ▼ -9 days |
| 1997 | 25 days | $8.89 Billion | $353.80 Million/day | $- | $- | — |