ING Group NV ADR (ING) — Financial Flexibility Index
ING Group NV ADR (ING) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of $-6.03 Billion (operating CF $-6.38 Billion minus capex $351.00 Million) represents 0% of total liabilities ($1.00 Trillion). Check ING Group NV ADR (ING) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
ING Group NV ADR Financial Flexibility Index (1997–2025)
Historical Financial Flexibility Index trend for ING Group NV ADR across 28 annual periods. See ING working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for ING Group NV ADR (1997–2025)
Year-by-year free cash flow to debt coverage for ING Group NV ADR. For the full company profile including market capitalisation, see ING market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.01x | $-6.03 Billion | $-6.38 Billion | $1.00 Trillion | ▲ +73.8% |
| 2024 | -0.02x | $-22.21 Billion | $-22.54 Billion | $969.24 Billion | ▼ -90.7% |
| 2023 | -0.01x | $-11.09 Billion | $-11.34 Billion | $923.40 Billion | ▼ -1.3% |
| 2022 | -0.01x | $-10.88 Billion | $-11.11 Billion | $917.41 Billion | ▲ +90.6% |
| 2021 | -0.13x | $-14.76 Billion | $-14.94 Billion | $116.64 Billion | ▼ -109.7% |
| 2020 | 1.30x | $103.47 Billion | $103.18 Billion | $79.55 Billion | ▲ +1217.3% |
| 2019 | 0.10x | $13.41 Billion | $13.05 Billion | $135.82 Billion | ▲ +1045.3% |
| 2018 | 0.01x | $7.20 Billion | $6.92 Billion | $835.30 Billion | ▲ +237.4% |
| 2017 | -0.01x | $-4.99 Billion | $-5.25 Billion | $795.10 Billion | ▼ -156.0% |
| 2016 | 0.01x | $8.90 Billion | $8.55 Billion | $794.68 Billion | ▼ -1.9% |
| 2015 | 0.01x | $10.93 Billion | $10.58 Billion | $956.76 Billion | ▲ +3.2% |
| 2014 | 0.01x | $12.39 Billion | $12.02 Billion | $1.12 Trillion | ▲ +241.6% |
| 2013 | -0.01x | $-8.03 Billion | $-8.42 Billion | $1.03 Trillion | ▲ +2.0% |
| 2012 | -0.01x | $-8.84 Billion | $-9.26 Billion | $1.11 Trillion | ▼ -201.1% |
| 2011 | 0.01x | $9.69 Billion | $9.19 Billion | $1.23 Trillion | ▲ +322.7% |
| 2010 | 0.00x | $-4.25 Billion | $-4.78 Billion | $1.20 Trillion | ▲ +85.1% |
| 2009 | -0.02x | $-26.76 Billion | $-27.40 Billion | $1.12 Trillion | ▼ -329.3% |
| 2008 | 0.01x | $13.53 Billion | $12.82 Billion | $1.30 Trillion | ▲ +7.7% |
| 2007 | 0.01x | $12.28 Billion | $11.71 Billion | $1.27 Trillion | ▲ +10.8% |
| 2006 | 0.01x | $10.32 Billion | $9.75 Billion | $1.19 Trillion | ▼ -72.5% |
| 2005 | 0.03x | $35.42 Billion | $33.72 Billion | $1.12 Trillion | ▼ -67.9% |
| 2004 | 0.10x | $82.34 Billion | $76.03 Billion | $836.22 Billion | ▲ +11.2% |
| 2003 | 0.09x | $66.66 Billion | $60.07 Billion | $752.61 Billion | ▲ +56.7% |
| 2002 | 0.06x | $39.26 Billion | $39.26 Billion | $694.64 Billion | ▲ +18.0% |
| 2001 | 0.05x | $32.62 Billion | $23.46 Billion | $680.78 Billion | ▲ +276.7% |
| 2000 | 0.01x | $7.92 Billion | $-3.51 Billion | $622.91 Billion | ▼ -80.1% |
| 1999 | 0.06x | $29.24 Billion | $23.65 Billion | $458.13 Billion | ▲ +148.3% |
| 1997 | 0.03x | $6.62 Billion | $6.62 Billion | $257.51 Billion | — |