ING Group NV ADR Financial Flexibility Index
ING Group NV ADR financial flexibility index. ING Group NV ADR (ING) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of $-6.03 Billion (operating CF $-6.38 Billion minus capex $351.00 Million) represents 0% of total liabilities ($1.00 Trillion). See ING FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of ING Group NV ADR (1997–2025)
Financial flexibility index of ING Group NV ADR from 1997 to 2025. Historical Financial Flexibility Index trend for ING Group NV ADR across 28 annual periods. Check cash flow quality index of ING Group NV ADR to evaluate the quality of earnings relative to operating cash generation.
ING Group NV ADR Financial Flexibility Index by Year (1997–2025)
ING Group NV ADR financial flexibility index by year from 1997 to 2025. Year-by-year free cash flow to debt coverage for ING Group NV ADR. For the full cash flow conversion analysis, see ING Group NV ADR cash conversion from operations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.01x | $-6.03 Billion | $-6.38 Billion | $1.00 Trillion | ▲ +73.8% |
| 2024 | -0.02x | $-22.21 Billion | $-22.54 Billion | $969.24 Billion | ▼ -90.7% |
| 2023 | -0.01x | $-11.09 Billion | $-11.34 Billion | $923.40 Billion | ▼ -1.3% |
| 2022 | -0.01x | $-10.88 Billion | $-11.11 Billion | $917.41 Billion | ▲ +90.6% |
| 2021 | -0.13x | $-14.76 Billion | $-14.94 Billion | $116.64 Billion | ▼ -109.7% |
| 2020 | 1.30x | $103.47 Billion | $103.18 Billion | $79.55 Billion | ▲ +1217.3% |
| 2019 | 0.10x | $13.41 Billion | $13.05 Billion | $135.82 Billion | ▲ +1045.3% |
| 2018 | 0.01x | $7.20 Billion | $6.92 Billion | $835.30 Billion | ▲ +237.4% |
| 2017 | -0.01x | $-4.99 Billion | $-5.25 Billion | $795.10 Billion | ▼ -156.0% |
| 2016 | 0.01x | $8.90 Billion | $8.55 Billion | $794.68 Billion | ▼ -1.9% |
| 2015 | 0.01x | $10.93 Billion | $10.58 Billion | $956.76 Billion | ▲ +3.2% |
| 2014 | 0.01x | $12.39 Billion | $12.02 Billion | $1.12 Trillion | ▲ +241.6% |
| 2013 | -0.01x | $-8.03 Billion | $-8.42 Billion | $1.03 Trillion | ▲ +2.0% |
| 2012 | -0.01x | $-8.84 Billion | $-9.26 Billion | $1.11 Trillion | ▼ -201.1% |
| 2011 | 0.01x | $9.69 Billion | $9.19 Billion | $1.23 Trillion | ▲ +322.7% |
| 2010 | 0.00x | $-4.25 Billion | $-4.78 Billion | $1.20 Trillion | ▲ +85.1% |
| 2009 | -0.02x | $-26.76 Billion | $-27.40 Billion | $1.12 Trillion | ▼ -329.3% |
| 2008 | 0.01x | $13.53 Billion | $12.82 Billion | $1.30 Trillion | ▲ +7.7% |
| 2007 | 0.01x | $12.28 Billion | $11.71 Billion | $1.27 Trillion | ▲ +10.8% |
| 2006 | 0.01x | $10.32 Billion | $9.75 Billion | $1.19 Trillion | ▼ -72.5% |
| 2005 | 0.03x | $35.42 Billion | $33.72 Billion | $1.12 Trillion | ▼ -67.9% |
| 2004 | 0.10x | $82.34 Billion | $76.03 Billion | $836.22 Billion | ▲ +11.2% |
| 2003 | 0.09x | $66.66 Billion | $60.07 Billion | $752.61 Billion | ▲ +56.7% |
| 2002 | 0.06x | $39.26 Billion | $39.26 Billion | $694.64 Billion | ▲ +18.0% |
| 2001 | 0.05x | $32.62 Billion | $23.46 Billion | $680.78 Billion | ▲ +276.7% |
| 2000 | 0.01x | $7.92 Billion | $-3.51 Billion | $622.91 Billion | ▼ -80.1% |
| 1999 | 0.06x | $29.24 Billion | $23.65 Billion | $458.13 Billion | ▲ +148.3% |
| 1997 | 0.03x | $6.62 Billion | $6.62 Billion | $257.51 Billion | — |