ING Group NV ADR (ING) — Financial Flexibility Index
ING Group NV ADR (ING) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of $-6.03 Billion (operating CF $-6.38 Billion minus capex $351.00 Million) represents 0% of total liabilities ($1.00 Trillion). Check ING Group NV ADR (ING) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
ING Group NV ADR Financial Flexibility Index (1997–2025)
Historical Financial Flexibility Index trend for ING Group NV ADR across 28 annual periods. For the full cash flow conversion analysis, see ING Group NV ADR cash flow conversion.
Annual Financial Flexibility Index for ING Group NV ADR (1997–2025)
Year-by-year free cash flow to debt coverage for ING Group NV ADR. Explore ING operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.01x | $-6.03 Billion | $-6.38 Billion | $1.00 Trillion | ▲ +73.8% |
| 2024 | -0.02x | $-22.21 Billion | $-22.54 Billion | $969.24 Billion | ▼ -90.7% |
| 2023 | -0.01x | $-11.09 Billion | $-11.34 Billion | $923.40 Billion | ▼ -1.3% |
| 2022 | -0.01x | $-10.88 Billion | $-11.11 Billion | $917.41 Billion | ▲ +90.6% |
| 2021 | -0.13x | $-14.76 Billion | $-14.94 Billion | $116.64 Billion | ▼ -109.7% |
| 2020 | 1.30x | $103.47 Billion | $103.18 Billion | $79.55 Billion | ▲ +1217.3% |
| 2019 | 0.10x | $13.41 Billion | $13.05 Billion | $135.82 Billion | ▲ +1045.3% |
| 2018 | 0.01x | $7.20 Billion | $6.92 Billion | $835.30 Billion | ▲ +237.4% |
| 2017 | -0.01x | $-4.99 Billion | $-5.25 Billion | $795.10 Billion | ▼ -156.0% |
| 2016 | 0.01x | $8.90 Billion | $8.55 Billion | $794.68 Billion | ▼ -1.9% |
| 2015 | 0.01x | $10.93 Billion | $10.58 Billion | $956.76 Billion | ▲ +3.2% |
| 2014 | 0.01x | $12.39 Billion | $12.02 Billion | $1.12 Trillion | ▲ +241.6% |
| 2013 | -0.01x | $-8.03 Billion | $-8.42 Billion | $1.03 Trillion | ▲ +2.0% |
| 2012 | -0.01x | $-8.84 Billion | $-9.26 Billion | $1.11 Trillion | ▼ -201.1% |
| 2011 | 0.01x | $9.69 Billion | $9.19 Billion | $1.23 Trillion | ▲ +322.7% |
| 2010 | 0.00x | $-4.25 Billion | $-4.78 Billion | $1.20 Trillion | ▲ +85.1% |
| 2009 | -0.02x | $-26.76 Billion | $-27.40 Billion | $1.12 Trillion | ▼ -329.3% |
| 2008 | 0.01x | $13.53 Billion | $12.82 Billion | $1.30 Trillion | ▲ +7.7% |
| 2007 | 0.01x | $12.28 Billion | $11.71 Billion | $1.27 Trillion | ▲ +10.8% |
| 2006 | 0.01x | $10.32 Billion | $9.75 Billion | $1.19 Trillion | ▼ -72.5% |
| 2005 | 0.03x | $35.42 Billion | $33.72 Billion | $1.12 Trillion | ▼ -67.9% |
| 2004 | 0.10x | $82.34 Billion | $76.03 Billion | $836.22 Billion | ▲ +11.2% |
| 2003 | 0.09x | $66.66 Billion | $60.07 Billion | $752.61 Billion | ▲ +56.7% |
| 2002 | 0.06x | $39.26 Billion | $39.26 Billion | $694.64 Billion | ▲ +18.0% |
| 2001 | 0.05x | $32.62 Billion | $23.46 Billion | $680.78 Billion | ▲ +276.7% |
| 2000 | 0.01x | $7.92 Billion | $-3.51 Billion | $622.91 Billion | ▼ -80.1% |
| 1999 | 0.06x | $29.24 Billion | $23.65 Billion | $458.13 Billion | ▲ +148.3% |
| 1997 | 0.03x | $6.62 Billion | $6.62 Billion | $257.51 Billion | — |