Northpointe Bancshares, Inc. Cash Flow Quality Index
Northpointe Bancshares, Inc. cash flow quality index. Northpointe Bancshares, Inc. (NPB) has a Cash Flow Quality Index of 1.70x as of March 2026. Operating cash flow of $37.69 Million exceeds net income of $22.15 Million, indicating high earnings quality where cash backs reported profits. See Northpointe Bancshares, Inc. free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Northpointe Bancshares, Inc. (2020–2025)
Cash flow quality index of Northpointe Bancshares, Inc. from 2020 to 2025. Historical Cash Flow Quality Index for Northpointe Bancshares, Inc. across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Northpointe Bancshares, Inc. service its debt to assess how comfortably operating cash covers total debt obligations.
Northpointe Bancshares, Inc. Cash Flow Quality Index by Year (2020–2025)
Northpointe Bancshares, Inc. cash flow quality index by year from 2020 to 2025. Year-by-year earnings quality comparison for Northpointe Bancshares, Inc.. For the full cash flow conversion analysis, see Northpointe Bancshares, Inc. cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.53x | $44.29 Million | $83.41 Million | ▲ +47.9% |
| 2024 | 0.36x | $19.81 Million | $55.16 Million | ▲ +150.3% |
| 2023 | -0.71x | $-24.11 Million | $33.76 Million | ▲ +79.1% |
| 2022 | -3.42x | $-79.52 Million | $23.24 Million | ▼ -471.7% |
| 2020 | 0.92x | $62.81 Million | $68.23 Million | — |