Northpointe Bancshares, Inc. (NPB) — Cash Flow Quality Index
Northpointe Bancshares, Inc. (NPB) has a Cash Flow Quality Index of 1.70x as of March 2026. Operating cash flow of $37.69 Million exceeds net income of $22.15 Million, indicating high earnings quality where cash backs reported profits. Explore Northpointe Bancshares, Inc. (NPB) cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Northpointe Bancshares, Inc. Cash Flow Quality Index (2020–2025)
Historical Cash Flow Quality Index for Northpointe Bancshares, Inc. across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check NPB cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Northpointe Bancshares, Inc. (2020–2025)
Year-by-year earnings quality comparison for Northpointe Bancshares, Inc.. For live market cap and the full company financial profile, see market value of Northpointe Bancshares, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.53x | $44.29 Million | $83.41 Million | ▲ +47.9% |
| 2024 | 0.36x | $19.81 Million | $55.16 Million | ▲ +150.3% |
| 2023 | -0.71x | $-24.11 Million | $33.76 Million | ▲ +79.1% |
| 2022 | -3.42x | $-79.52 Million | $23.24 Million | ▼ -471.7% |
| 2020 | 0.92x | $62.81 Million | $68.23 Million | — |