Northpointe Bancshares, Inc. Cash Flow-to-Debt Ratio
Northpointe Bancshares, Inc. cash flow-to-debt ratio. Northpointe Bancshares, Inc. (NPB) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $37.69 Million could theoretically repay 0% of its total liabilities ($6.81 Billion) in one year. Check Northpointe Bancshares, Inc. (NPB) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Northpointe Bancshares, Inc. (2020–2025)
Cash flow-to-debt ratio of Northpointe Bancshares, Inc. from 2020 to 2025. Historical debt coverage capacity for Northpointe Bancshares, Inc. across 6 annual periods. Check NPB total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Northpointe Bancshares, Inc. Cash Flow-to-Debt Ratio by Year (2020–2025)
Northpointe Bancshares, Inc. cash flow-to-debt ratio by year from 2020 to 2025. Year-by-year debt coverage analysis for Northpointe Bancshares, Inc.. For the full cash flow conversion analysis, see how efficiently does Northpointe Bancshares, Inc. generate cash.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $44.29 Million | $6.45 Billion | ▲ +65.0% |
| 2024 | 0.00x | $19.81 Million | $4.76 Billion | ▲ +115.4% |
| 2023 | -0.03x | $-24.11 Million | $894.81 Million | ▲ +60.6% |
| 2022 | -0.07x | $-79.52 Million | $1.16 Billion | ▲ +92.6% |
| 2021 | -0.92x | $-150.88 Million | $163.42 Million | ▼ -258.8% |
| 2020 | 0.58x | $62.81 Million | $108.05 Million | — |