Northpointe Bancshares, Inc. Defensive Interval Ratio
Northpointe Bancshares, Inc. defensive interval ratio. Northpointe Bancshares, Inc. (NPB) has a Defensive Interval Ratio of 27 days as of March 2026. Defensive assets of $31.38 Million (cash $-, short-term investments $4.88 Million, receivables $26.50 Million) cover 27 days of daily cash needs of $1.16 Million/day. See Northpointe Bancshares, Inc. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Northpointe Bancshares, Inc. (2020–2025)
Defensive interval ratio of Northpointe Bancshares, Inc. from 2020 to 2025. This chart shows how Northpointe Bancshares, Inc.'s Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of March 2026, the ratio stands at 27 days, meaning defensive assets of $31.38 Million can fund 27 days of operations without new revenue. Check NPB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Northpointe Bancshares, Inc. Defensive Interval Ratio by Year (2020–2025)
Northpointe Bancshares, Inc. defensive interval ratio by year from 2020 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Northpointe Bancshares, Inc. from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Northpointe Bancshares, Inc. asset portfolio.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2 days | $33.04 Million | $13.34 Million/day | $- | $4.74 Million | ▲ +1 days |
| 2024 | 1 days | $9.75 Million | $9.38 Million/day | $- | $8.58 Million | ▼ -128 days |
| 2023 | 129 days | $145.05 Million | $1.13 Million/day | $- | $143.22 Million | ▲ +11 days |
| 2022 | 118 days | $244.80 Million | $2.08 Million/day | $- | $239.99 Million | ▼ -550 days |
| 2021 | 668 days | $179.11 Million | $268.21K/day | $- | $118.16 Million | ▲ +353 days |
| 2020 | 315 days | $76.06 Million | $241.36K/day | $- | $4.82 Million | — |