Northpointe Bancshares, Inc. (NPB) — Defensive Interval Ratio
Northpointe Bancshares, Inc. (NPB) has a Defensive Interval Ratio of 1 days as of December 2025. Defensive assets of $4.74 Million (cash $-, short-term investments $4.74 Million, receivables $-) cover 1 days of daily cash needs of $3.58 Million/day. Check Northpointe Bancshares, Inc. (NPB) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Northpointe Bancshares, Inc. Defensive Interval Ratio (2020–2025)
This chart shows how Northpointe Bancshares, Inc.'s Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of December 2025, the ratio stands at 1 days, meaning defensive assets of $4.74 Million can fund 1 days of operations without new revenue. Also explore net asset growth rate of Northpointe Bancshares, Inc. to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Northpointe Bancshares, Inc. (2020–2025)
The table below presents the year-by-year Defensive Interval Ratio for Northpointe Bancshares, Inc. from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NPB market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1 days | $4.74 Million | $3.58 Million/day | $- | $4.74 Million | ▼ -4545 days |
| 2024 | 4546 days | $768.55 Million | $169.06K/day | $- | $767.38 Million | ▲ +4418 days |
| 2023 | 129 days | $145.05 Million | $1.13 Million/day | $- | $143.22 Million | ▲ +11 days |
| 2022 | 118 days | $244.80 Million | $2.08 Million/day | $- | $239.99 Million | ▼ -550 days |
| 2021 | 668 days | $179.11 Million | $268.21K/day | $- | $118.16 Million | ▲ +353 days |
| 2020 | 315 days | $76.06 Million | $241.36K/day | $- | $4.82 Million | — |