Northpointe Bancshares, Inc. (NPB) — Working Capital to Net Assets Ratio
Northpointe Bancshares, Inc. (NPB) has a Working Capital to Net Assets ratio of 15.1% as of March 2026. Working capital of $89.12 Million (current assets of $514.12 Million minus current liabilities of $425.00 Million) is measured against net assets of $589.99 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See how financially flexible is Northpointe Bancshares, Inc. to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Northpointe Bancshares, Inc. Working Capital to Net Assets (2020–2025)
This chart shows how Northpointe Bancshares, Inc.'s Working Capital to Net Assets ratio has evolved across 6 annual periods from 2020 to 2025. As of March 2026, the ratio stands at 15.1%, reflecting working capital of $89.12 Million against net assets of $589.99 Million USD. See operational self-sufficiency of Northpointe Bancshares, Inc. to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Northpointe Bancshares, Inc. (2020–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Northpointe Bancshares, Inc. from 2020 to 2025, covering 6 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Northpointe Bancshares, Inc. stock valuation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -768.5% | $-4.37 Billion | $569.04 Million | $496.46 Million | $4.87 Billion | ▼ -852.2 pp |
| 2024 | 83.6% | $1.23 Billion | $1.47 Billion | $1.29 Billion | $61.71 Million | ▼ -28.4 pp |
| 2023 | 112.0% | $1.92 Billion | $1.72 Billion | $2.34 Billion | $411.81 Million | ▲ +13.5 pp |
| 2022 | 98.6% | $2.87 Billion | $2.91 Billion | $3.63 Billion | $758.14 Million | ▲ +7.4 pp |
| 2021 | 91.2% | $652.28 Million | $715.33 Million | $750.18 Million | $97.90 Million | ▲ +6.5 pp |
| 2020 | 84.7% | $729.00 Million | $860.45 Million | $817.10 Million | $88.10 Million | — |