Northpointe Bancshares, Inc. (NPB) — Financial Flexibility Index

Latest as of September 2025: 0.01x

Northpointe Bancshares, Inc. (NPB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $91.22 Million (operating CF $90.43 Million minus capex $794.00K) represents 0% of total liabilities ($6.22 Billion). Also explore net asset momentum of Northpointe Bancshares, Inc. to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$91.22 Million
Operating CF − Capex

Total Liabilities

$6.22 Billion
USD

Capital Expenditures

$794.00K
USD

Northpointe Bancshares, Inc. Financial Flexibility Index (2020–2024)

Historical Financial Flexibility Index trend for Northpointe Bancshares, Inc. across 5 annual periods. Check Northpointe Bancshares, Inc. PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Northpointe Bancshares, Inc. (2020–2024)

Year-by-year free cash flow to debt coverage for Northpointe Bancshares, Inc.. For the full company profile including market capitalisation, see Northpointe Bancshares, Inc. (NPB) total market value.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.25x $20.86 Million $19.81 Million $84.08 Million ▲ +1142.3%
2023 -0.02x $-21.30 Million $-24.11 Million $894.81 Million ▲ +63.6%
2022 -0.07x $-76.12 Million $-79.52 Million $1.16 Billion ▲ +92.7%
2021 -0.89x $-146.24 Million $-150.88 Million $163.42 Million ▼ -251.1%
2020 0.59x $63.97 Million $62.81 Million $108.05 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities