Northpointe Bancshares, Inc. (NPB) — Financial Flexibility Index
Northpointe Bancshares, Inc. (NPB) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $38.11 Million (operating CF $37.69 Million minus capex $417.00K) represents 0% of total liabilities ($6.81 Billion). Check NPB strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Northpointe Bancshares, Inc. Financial Flexibility Index (2020–2025)
Historical Financial Flexibility Index trend for Northpointe Bancshares, Inc. across 6 annual periods. See Northpointe Bancshares, Inc. (NPB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Northpointe Bancshares, Inc. (2020–2025)
Year-by-year free cash flow to debt coverage for Northpointe Bancshares, Inc.. For the full company profile including market capitalisation, see NPB market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $47.06 Million | $44.29 Million | $6.45 Billion | ▼ -97.1% |
| 2024 | 0.25x | $20.86 Million | $19.81 Million | $84.08 Million | ▲ +1142.3% |
| 2023 | -0.02x | $-21.30 Million | $-24.11 Million | $894.81 Million | ▲ +63.6% |
| 2022 | -0.07x | $-76.12 Million | $-79.52 Million | $1.16 Billion | ▲ +92.7% |
| 2021 | -0.89x | $-146.24 Million | $-150.88 Million | $163.42 Million | ▼ -251.1% |
| 2020 | 0.59x | $63.97 Million | $62.81 Million | $108.05 Million | — |