Northpointe Bancshares, Inc. (NPB) — Financial Flexibility Index
Northpointe Bancshares, Inc. (NPB) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $38.11 Million (operating CF $37.69 Million minus capex $417.00K) represents 0% of total liabilities ($6.81 Billion). Check Northpointe Bancshares, Inc. total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Northpointe Bancshares, Inc. Financial Flexibility Index (2020–2025)
Historical Financial Flexibility Index trend for Northpointe Bancshares, Inc. across 6 annual periods. For the full cash flow conversion analysis, see Northpointe Bancshares, Inc. cash conversion from operations.
Annual Financial Flexibility Index for Northpointe Bancshares, Inc. (2020–2025)
Year-by-year free cash flow to debt coverage for Northpointe Bancshares, Inc.. Explore Northpointe Bancshares, Inc. debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $47.06 Million | $44.29 Million | $6.45 Billion | ▲ +66.4% |
| 2024 | 0.00x | $20.86 Million | $19.81 Million | $4.76 Billion | ▲ +118.4% |
| 2023 | -0.02x | $-21.30 Million | $-24.11 Million | $894.81 Million | ▲ +63.6% |
| 2022 | -0.07x | $-76.12 Million | $-79.52 Million | $1.16 Billion | ▲ +92.7% |
| 2021 | -0.89x | $-146.24 Million | $-150.88 Million | $163.42 Million | ▼ -251.1% |
| 2020 | 0.59x | $63.97 Million | $62.81 Million | $108.05 Million | — |