Northpointe Bancshares, Inc. Financial Flexibility Index
Northpointe Bancshares, Inc. financial flexibility index. Northpointe Bancshares, Inc. (NPB) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $38.11 Million (operating CF $37.69 Million minus capex $417.00K) represents 0% of total liabilities ($6.81 Billion). See NPB FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Northpointe Bancshares, Inc. (2020–2025)
Financial flexibility index of Northpointe Bancshares, Inc. from 2020 to 2025. Historical Financial Flexibility Index trend for Northpointe Bancshares, Inc. across 6 annual periods. Check Northpointe Bancshares, Inc. cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Northpointe Bancshares, Inc. Financial Flexibility Index by Year (2020–2025)
Northpointe Bancshares, Inc. financial flexibility index by year from 2020 to 2025. Year-by-year free cash flow to debt coverage for Northpointe Bancshares, Inc.. For the full cash flow conversion analysis, see Northpointe Bancshares, Inc. operating cash flow efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $47.06 Million | $44.29 Million | $6.45 Billion | ▲ +66.4% |
| 2024 | 0.00x | $20.86 Million | $19.81 Million | $4.76 Billion | ▲ +118.4% |
| 2023 | -0.02x | $-21.30 Million | $-24.11 Million | $894.81 Million | ▲ +63.6% |
| 2022 | -0.07x | $-76.12 Million | $-79.52 Million | $1.16 Billion | ▲ +92.7% |
| 2021 | -0.89x | $-146.24 Million | $-150.88 Million | $163.42 Million | ▼ -251.1% |
| 2020 | 0.59x | $63.97 Million | $62.81 Million | $108.05 Million | — |