Bank of N.T. Butterfield & Son Ltd (NYSE:NTB) — Stock Price
Bank of N.T. Butterfield & Son Ltd (NYSE:NTB) is currently trading at $62.53 USD, up 0.34% today. Over the past 52 weeks, shares have ranged between $41.01 and $62.53. This page tracks Bank of N.T. Butterfield & Son Ltd's live share price on the NYSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see Bank of N.T. Butterfield & Son Ltd stock valuation.
Bank of N.T. Butterfield & Son Ltd (NTB) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Bank of N.T. Butterfield & Son Ltd's daily closing share price and trading volume on the NYSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
Bank of N.T. Butterfield & Son Ltd Income Statement — Revenue, Profit & Earnings by Year
Bank of N.T. Butterfield & Son Ltd's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | $799.84 Million | $816.50 Million | $761.89 Million | $606.42 Million | $521.55 Million |
| Cost of Revenue | $193.25 Million | $236.18 Million | $183.12 Million | $57.20 Million | $21.96 Million |
| Gross Profit | $606.70 Million | $580.32 Million | $578.77 Million | $549.23 Million | $499.59 Million |
| Research & Development | — | — | — | — | — |
| SG&A | $185.53 Million | $177.22 Million | $181.64 Million | $170.39 Million | $165.22 Million |
| Total Operating Expenses | $368.83 Million | $359.47 Million | $352.51 Million | $331.52 Million | $333.80 Million |
| Operating Income | $238.00 Million | $220.85 Million | $226.26 Million | $217.70 Million | $165.79 Million |
| EBITDA | $266.79 Million | $263.00 Million | $262.47 Million | $257.88 Million | $235.25 Million |
| EBIT | $237.97 Million | $220.85 Million | $226.26 Million | $217.70 Million | $165.79 Million |
| Interest Expense | $193.03 Million | $234.51 Million | $178.67 Million | $54.80 Million | $25.09 Million |
| Income Before Tax | $238.00 Million | $220.85 Million | $226.26 Million | $217.70 Million | $165.79 Million |
| Income Tax Expense | $6.00 Million | $4.53 Million | $767.00K | $3.68 Million | $3.12 Million |
| Net Income | $231.90 Million | $216.32 Million | $225.49 Million | $214.02 Million | $162.67 Million |
Bank of N.T. Butterfield & Son Ltd Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Bank of N.T. Butterfield & Son Ltd's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $14.10 Billion | $14.23 Billion | $13.37 Billion | $14.31 Billion | $15.34 Billion |
| Total Current Assets | $2.71 Billion | $4.67 Billion | $2.29 Billion | $3.20 Billion | $3.54 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | $1.10 Billion | $2.67 Billion | $639.13 Million | $884.00 Million | $1.20 Billion |
| Net Receivables | $11.10 Million | — | — | $217.00 Million | $158.00 Million |
| Inventory | — | — | — | $-3.06 Billion | $-3.48 Billion |
| Property, Plant & Equipment | $196.58 Million | $189.13 Million | $187.81 Million | $179.78 Million | $171.38 Million |
| Goodwill | $25.39 Million | $23.62 Million | $24.11 Million | $22.89 Million | $25.36 Million |
| Total Liabilities | $12.95 Billion | $13.21 Billion | $12.37 Billion | $13.44 Billion | $14.36 Billion |
| Total Current Liabilities | $5.25 Million | $12.84 Billion | $8.40 Billion | $278.00 Million | $316.00 Million |
| Long-term Debt | $0.00 | $98.72 Million | $98.49 Million | $172.00 Million | $172.00 Million |
| Net Debt | $-1.57 Billion | $-1.81 Billion | $-1.55 Billion | $-1.93 Billion | $-2.01 Billion |
| Total Stockholder Equity | $1.14 Billion | $1.02 Billion | $1.00 Billion | $865.00 Million | $977.00 Million |
| Retained Earnings | $494.38 Million | $422.46 Million | $342.52 Million | $229.73 Million | $104.33 Million |
Bank of N.T. Butterfield & Son Ltd Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Bank of N.T. Butterfield & Son Ltd generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | $279.56 Million | $265.43 Million | $300.29 Million | $219.27 Million | $251.35 Million |
| Capital Expenditures | $24.75 Million | $21.53 Million | $54.27 Million | $26.88 Million | $15.72 Million |
| Free Cash Flow | $254.81 Million | $243.90 Million | $246.02 Million | $192.40 Million | $235.62 Million |
| Investing Cash Flow | $102.36 Million | $-581.02 Million | $681.80 Million | $292.02 Million | $-1.91 Billion |
| Financing Cash Flow | $-745.64 Million | $735.56 Million | $-1.45 Billion | $-506.81 Million | $535.78 Million |
| Dividends Paid | $77.72 Million | $79.58 Million | $86.19 Million | $87.34 Million | $87.28 Million |
| Stock-Based Compensation | $22.25 Million | $21.00 Million | $20.81 Million | $17.08 Million | $15.15 Million |
| Depreciation | $36.82 Million | $42.16 Million | $36.21 Million | $40.18 Million | $69.46 Million |
| Change in Cash | $-311.86 Million | $416.28 Million | $-444.29 Million | $-86.95 Million | $-1.11 Billion |
Bank of N.T. Butterfield & Son Ltd Earnings History — EPS Actual vs. Analyst Estimates
Track Bank of N.T. Butterfield & Son Ltd's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Apr 29, 2026 | 1.55 | 1.21 | +28.10% |
| Feb 16, 2026 | 1.54 | 1.47 | +4.76% |
| Oct 28, 2025 | 1.51 | 1.32 | +14.39% |
| Jul 21, 2025 | 1.26 | 1.25 | +0.80% |
| Apr 21, 2025 | 1.30 | 1.09 | +19.63% |
| Feb 10, 2025 | 1.34 | 1.17 | +14.53% |
| Oct 22, 2024 | 1.16 | 1.14 | +1.75% |
| Jul 22, 2024 | 1.09 | 1.05 | +3.81% |