Natwest Group PLC (NWG) — Cash Flow Quality Index

Latest as of December 2025: 4.79x

Natwest Group PLC (NWG) has a Cash Flow Quality Index of 4.79x as of December 2025. Operating cash flow of $7.07 Billion exceeds net income of $1.48 Billion, indicating high earnings quality where cash backs reported profits. Explore Natwest Group PLC (NWG) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

4.79x
Operating CF / Net Income

Operating Cash Flow

$7.07 Billion
USD

Net Income

$1.48 Billion
USD

Data as of

Dec 2025
Most recent filing

Natwest Group PLC Cash Flow Quality Index (1991–2025)

Historical Cash Flow Quality Index for Natwest Group PLC across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Natwest Group PLC (NWG) cash flow conversion.

Annual Cash Flow Quality Index for Natwest Group PLC (1991–2025)

Year-by-year earnings quality comparison for Natwest Group PLC.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.92x $7.07 Billion $7.71 Billion ▲ +225.0%
2024 0.28x $1.77 Billion $6.28 Billion ▲ +109.8%
2023 -2.87x $-17.44 Billion $6.07 Billion ▲ +67.9%
2022 -8.95x $-43.60 Billion $4.87 Billion ▼ -171.9%
2021 12.45x $53.69 Billion $4.31 Billion ▲ +1527.1%
2019 -0.87x $-3.69 Billion $4.23 Billion ▼ -1185.6%
2018 -0.07x $-228.00 Million $3.36 Billion ▼ -100.4%
2017 17.30x $38.74 Billion $2.24 Billion ▲ +471.7%
2007 3.03x $29.76 Billion $9.83 Billion ▲ +121.3%
2006 1.37x $12.56 Billion $9.19 Billion ▲ +140.6%
2005 0.57x $4.51 Billion $7.94 Billion ▲ +66.1%
2004 0.34x $2.49 Billion $7.28 Billion ▼ -89.4%
2003 3.24x $19.71 Billion $6.08 Billion ▲ +12.5%
2002 2.88x $13.74 Billion $4.76 Billion ▼ -16.7%
2000 3.46x $11.33 Billion $3.27 Billion ▼ -16.1%
1999 4.13x $5.00 Billion $1.21 Billion ▲ +258.4%
1998 1.15x $1.09 Billion $944.00 Million ▼ -65.6%
1997 3.35x $2.34 Billion $698.00 Million ▼ -31.2%
1996 4.87x $3.04 Billion $623.00 Million ▲ +44.0%
1995 3.38x $2.04 Billion $602.00 Million ▲ +40.6%
1994 2.41x $1.16 Billion $480.00 Million ▲ +179.8%
1993 0.86x $252.00 Million $293.00 Million ▲ +133.2%
1992 -2.59x $-131.90 Million $50.90 Million ▼ -154.8%
1991 4.73x $359.00 Million $75.90 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.