Natwest Group PLC (NWG) — Financial Flexibility Index
Natwest Group PLC (NWG) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $7.07 Billion (operating CF $7.07 Billion minus capex $0.00) represents 0% of total liabilities ($671.94 Billion). Check NWG capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Natwest Group PLC Financial Flexibility Index (1991–2025)
Historical Financial Flexibility Index trend for Natwest Group PLC across 35 annual periods. For the full cash flow conversion analysis, see Natwest Group PLC (NWG) cash flow conversion.
Annual Financial Flexibility Index for Natwest Group PLC (1991–2025)
Year-by-year free cash flow to debt coverage for Natwest Group PLC. Explore debt repayment capacity of Natwest Group PLC to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $8.35 Billion | $7.07 Billion | $671.94 Billion | ▲ +191.7% |
| 2024 | 0.00x | $2.85 Billion | $1.77 Billion | $668.61 Billion | ▲ +117.6% |
| 2023 | -0.02x | $-15.88 Billion | $-17.44 Billion | $655.49 Billion | ▲ +61.4% |
| 2022 | -0.06x | $-42.96 Billion | $-43.60 Billion | $683.56 Billion | ▼ -101.0% |
| 2021 | 6.48x | $54.59 Billion | $53.69 Billion | $8.43 Billion | ▲ +118.9% |
| 2020 | 2.96x | $29.47 Billion | $29.09 Billion | $9.96 Billion | ▲ +1042.0% |
| 2019 | -0.31x | $-3.13 Billion | $-3.69 Billion | $9.98 Billion | ▼ -52128.3% |
| 2018 | 0.00x | $391.00 Million | $-228.00 Million | $647.75 Billion | ▼ -99.0% |
| 2017 | 0.06x | $39.87 Billion | $38.74 Billion | $688.96 Billion | ▲ +1683.7% |
| 2016 | 0.00x | $-2.74 Billion | $-3.65 Billion | $749.25 Billion | ▼ -263.5% |
| 2015 | 0.00x | $1.70 Billion | $918.00 Million | $761.26 Billion | ▲ +111.3% |
| 2014 | -0.02x | $-19.57 Billion | $-20.39 Billion | $990.57 Billion | ▲ +36.2% |
| 2013 | -0.03x | $-30.00 Billion | $-30.63 Billion | $968.66 Billion | ▲ +11.8% |
| 2012 | -0.04x | $-43.63 Billion | $-45.11 Billion | $1.24 Trillion | ▼ -1044.2% |
| 2011 | 0.00x | $5.32 Billion | $1.85 Billion | $1.43 Trillion | ▼ -76.1% |
| 2010 | 0.02x | $21.40 Billion | $19.29 Billion | $1.38 Trillion | ▲ +537.6% |
| 2009 | 0.00x | $3.91 Billion | $-992.00 Million | $1.60 Trillion | ▲ +107.5% |
| 2008 | -0.03x | $-69.58 Billion | $-75.34 Billion | $2.15 Trillion | ▼ -262.2% |
| 2007 | 0.02x | $34.84 Billion | $29.76 Billion | $1.75 Trillion | ▼ -2.4% |
| 2006 | 0.02x | $16.85 Billion | $12.56 Billion | $825.94 Billion | ▲ +56.8% |
| 2005 | 0.01x | $9.62 Billion | $4.51 Billion | $739.28 Billion | ▲ +1.3% |
| 2004 | 0.01x | $7.08 Billion | $2.49 Billion | $550.73 Billion | ▼ -77.7% |
| 2003 | 0.06x | $24.73 Billion | $19.71 Billion | $428.54 Billion | ▲ +39.0% |
| 2002 | 0.04x | $17.10 Billion | $13.74 Billion | $412.00 Billion | ▼ -94.4% |
| 2001 | 0.74x | $11.53 Billion | $7.29 Billion | $15.61 Billion | ▼ -38.8% |
| 2000 | 1.21x | $12.59 Billion | $11.33 Billion | $10.44 Billion | ▼ -36.8% |
| 1999 | 1.91x | $5.79 Billion | $5.00 Billion | $3.03 Billion | ▲ +243.5% |
| 1998 | 0.56x | $1.45 Billion | $1.09 Billion | $2.61 Billion | ▼ -43.5% |
| 1997 | 0.98x | $2.51 Billion | $2.34 Billion | $2.55 Billion | ▼ -30.4% |
| 1996 | 1.41x | $3.18 Billion | $3.04 Billion | $2.25 Billion | ▲ +15.6% |
| 1995 | 1.22x | $2.19 Billion | $2.04 Billion | $1.79 Billion | ▲ +56.9% |
| 1994 | 0.78x | $1.29 Billion | $1.16 Billion | $1.66 Billion | ▲ +247.0% |
| 1993 | 0.22x | $338.00 Million | $252.00 Million | $1.50 Billion | ▲ +158.1% |
| 1992 | -0.39x | $-48.30 Million | $-131.90 Million | $125.00 Million | ▼ -111.2% |
| 1991 | 3.46x | $432.90 Million | $359.00 Million | $125.00 Million | — |