Pinnacle Financial Partners, Inc. (PNFP) — Cash Flow Quality Index

Latest as of March 2026: 6.17x

Pinnacle Financial Partners, Inc. (PNFP) has a Cash Flow Quality Index of 6.17x as of March 2026. Operating cash flow of $926.00 Million exceeds net income of $150.00 Million, indicating high earnings quality where cash backs reported profits. Explore PNFP cash flow metrics to assess how effectively this company generates cash.

Cash Flow Quality Index

6.17x
Operating CF / Net Income

Operating Cash Flow

$926.00 Million
USD

Net Income

$150.00 Million
USD

Data as of

Mar 2026
Most recent filing

Pinnacle Financial Partners, Inc. Cash Flow Quality Index (2002–2025)

Historical Cash Flow Quality Index for Pinnacle Financial Partners, Inc. across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PNFP cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Pinnacle Financial Partners, Inc. (2002–2025)

Year-by-year earnings quality comparison for Pinnacle Financial Partners, Inc.. For live market cap and the full company financial profile, see how much is Pinnacle Financial Partners, Inc. worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.18x $759.01 Million $641.87 Million ▼ -37.9%
2024 1.90x $904.31 Million $475.06 Million ▲ +123.7%
2023 0.85x $478.40 Million $562.15 Million ▼ -21.1%
2022 1.08x $604.92 Million $560.74 Million ▼ -13.5%
2021 1.25x $657.44 Million $527.32 Million ▼ -9.0%
2020 1.37x $427.82 Million $312.32 Million ▲ +26.4%
2019 1.08x $434.29 Million $400.88 Million ▼ -17.3%
2018 1.31x $470.76 Million $359.44 Million ▲ +37.4%
2017 0.95x $165.86 Million $173.98 Million ▼ -20.4%
2016 1.20x $152.32 Million $127.22 Million ▲ +35.2%
2015 0.89x $84.60 Million $95.51 Million ▼ -34.3%
2014 1.35x $95.06 Million $70.47 Million ▼ -38.4%
2013 2.19x $126.44 Million $57.73 Million ▼ -19.7%
2012 2.73x $114.28 Million $41.88 Million ▲ +5.5%
2011 2.59x $113.09 Million $43.74 Million ▲ +137.4%
2008 1.09x $33.63 Million $30.87 Million ▲ +53.1%
2007 0.71x $16.39 Million $23.04 Million ▲ +7.1%
2006 0.66x $11.91 Million $17.93 Million ▼ -34.5%
2005 1.01x $8.17 Million $8.06 Million ▼ -20.0%
2004 1.27x $6.74 Million $5.32 Million ▼ -30.1%
2003 1.81x $4.63 Million $2.55 Million ▼ -65.4%
2002 5.24x $3.39 Million $648.06K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.