Pinnacle Financial Partners, Inc. (PNFP) — Cash Flow Quality Index
Pinnacle Financial Partners, Inc. (PNFP) has a Cash Flow Quality Index of 2.33x as of September 2025. Operating cash flow of $403.25 Million exceeds net income of $173.14 Million, indicating high earnings quality where cash backs reported profits. Explore PNFP strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Pinnacle Financial Partners, Inc. Cash Flow Quality Index (2002–2024)
Historical Cash Flow Quality Index for Pinnacle Financial Partners, Inc. across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Pinnacle Financial Partners, Inc. (PNFP) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Pinnacle Financial Partners, Inc. (2002–2024)
Year-by-year earnings quality comparison for Pinnacle Financial Partners, Inc.. For live market cap and the full company financial profile, see PNFP market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.90x | $904.31 Million | $475.06 Million | ▲ +123.7% |
| 2023 | 0.85x | $478.40 Million | $562.15 Million | ▼ -21.1% |
| 2022 | 1.08x | $604.92 Million | $560.74 Million | ▼ -13.5% |
| 2021 | 1.25x | $657.44 Million | $527.32 Million | ▼ -9.0% |
| 2020 | 1.37x | $427.82 Million | $312.32 Million | ▲ +26.4% |
| 2019 | 1.08x | $434.29 Million | $400.88 Million | ▼ -17.3% |
| 2018 | 1.31x | $470.76 Million | $359.44 Million | ▲ +37.4% |
| 2017 | 0.95x | $165.86 Million | $173.98 Million | ▼ -20.4% |
| 2016 | 1.20x | $152.32 Million | $127.22 Million | ▲ +35.2% |
| 2015 | 0.89x | $84.60 Million | $95.51 Million | ▼ -34.3% |
| 2014 | 1.35x | $95.06 Million | $70.47 Million | ▼ -38.4% |
| 2013 | 2.19x | $126.44 Million | $57.73 Million | ▼ -19.7% |
| 2012 | 2.73x | $114.28 Million | $41.88 Million | ▲ +5.5% |
| 2011 | 2.59x | $113.09 Million | $43.74 Million | ▲ +137.4% |
| 2008 | 1.09x | $33.63 Million | $30.87 Million | ▲ +53.1% |
| 2007 | 0.71x | $16.39 Million | $23.04 Million | ▲ +7.1% |
| 2006 | 0.66x | $11.91 Million | $17.93 Million | ▼ -34.5% |
| 2005 | 1.01x | $8.17 Million | $8.06 Million | ▼ -20.0% |
| 2004 | 1.27x | $6.74 Million | $5.32 Million | ▼ -30.1% |
| 2003 | 1.81x | $4.63 Million | $2.55 Million | ▼ -65.4% |
| 2002 | 5.24x | $3.39 Million | $648.06K | — |