Pinnacle Financial Partners, Inc. (PNFP) — Defensive Interval Ratio

Latest as of March 2026: 307 days

Pinnacle Financial Partners, Inc. (PNFP) has a Defensive Interval Ratio of 307 days as of March 2026. Defensive assets of $84.51 Billion (cash $-, short-term investments $251.00 Million, receivables $84.25 Billion) cover 307 days of daily cash needs of $275.10 Million/day. Check Pinnacle Financial Partners, Inc. (PNFP) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

307 days
Days of operational coverage

Defensive Assets

$84.51 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$275.10 Million
Current Liabilities ÷ 365

Current Liabilities

$100.41 Billion
USD

Pinnacle Financial Partners, Inc. Defensive Interval Ratio (2001–2025)

This chart shows how Pinnacle Financial Partners, Inc.'s Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of March 2026, the ratio stands at 307 days, meaning defensive assets of $84.51 Billion can fund 307 days of operations without new revenue. Also explore PNFP net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Pinnacle Financial Partners, Inc. (2001–2025)

The table below presents the year-by-year Defensive Interval Ratio for Pinnacle Financial Partners, Inc. from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see PNFP company net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 363 days $48.19 Billion $132.76 Million/day $- $9.25 Billion ▲ +314 days
2024 49 days $5.80 Billion $118.16 Million/day $- $5.58 Billion ▲ +6 days
2023 43 days $4.54 Billion $106.35 Million/day $- $4.32 Billion ▲ +4 days
2022 39 days $3.72 Billion $96.37 Million/day $- $3.56 Billion ▼ -20 days
2021 58 days $5.01 Billion $86.22 Million/day $- $4.91 Billion ▲ +10 days
2020 48 days $3.69 Billion $76.33 Million/day $- $3.59 Billion ▼ -17 days
2019 65 days $3.62 Billion $55.75 Million/day $- $3.54 Billion ▲ +4 days
2018 61 days $3.16 Billion $51.99 Million/day $- $3.08 Billion ▲ +4 days
2017 57 days $2.57 Billion $45.47 Million/day $- $2.52 Billion ▼ -86802 days
2016 86858 days $1.33 Billion $15.27K/day $- $1.30 Billion ▼ -47791 days
2015 134649 days $956.64 Million $7.10K/day $- $935.06 Million ▼ -298165 days
2014 432814 days $749.04 Million $1.73K/day $- $732.05 Million ▲ +432758 days
2013 56 days $708.86 Million $12.62 Million/day $- $693.46 Million ▼ -8 days
2012 64 days $721.43 Million $11.32 Million/day $- $706.58 Million ▼ -24 days
2011 88 days $910.21 Million $10.38 Million/day $- $894.96 Million ▼ -92829 days
2010 92917 days $1.01 Trillion $10.92 Million/day $- $1.01 Trillion ▲ +10146 days
2009 82771 days $931.03 Billion $11.25 Million/day $- $931.01 Billion ▲ +2106 days
2008 80665 days $839.25 Billion $10.40 Million/day $- $839.23 Billion ▲ +23058 days
2007 57606 days $495.67 Billion $8.60 Million/day $- $495.65 Billion ▼ -8288 days
2006 65894 days $319.25 Billion $4.84 Million/day $- $319.24 Billion ▼ -35377 days
2005 101271 days $251.75 Billion $2.49 Million/day $- $251.75 Billion ▼ -3611 days
2004 104882 days $180.58 Billion $1.72 Million/day $- $180.57 Billion ▼ -12645 days
2003 117527 days $139.94 Billion $1.19 Million/day $- $139.94 Billion ▲ +9112 days
2002 108415 days $73.98 Billion $682.38K/day $- $73.98 Billion ▲ +57214 days
2001 51202 days $19.89 Billion $388.38K/day $- $19.89 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)