Pinnacle Financial Partners, Inc. (PNFP) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Pinnacle Financial Partners, Inc. (PNFP) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $941.00 Million (operating CF $926.00 Million minus capex $15.00 Million) represents 0% of total liabilities ($108.17 Billion). Check Pinnacle Financial Partners, Inc. strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$941.00 Million
Operating CF − Capex

Total Liabilities

$108.17 Billion
USD

Capital Expenditures

$15.00 Million
USD

Pinnacle Financial Partners, Inc. Financial Flexibility Index (2000–2025)

Historical Financial Flexibility Index trend for Pinnacle Financial Partners, Inc. across 26 annual periods. See how liquid is Pinnacle Financial Partners, Inc.'s working capital to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Pinnacle Financial Partners, Inc. (2000–2025)

Year-by-year free cash flow to debt coverage for Pinnacle Financial Partners, Inc.. For the full company profile including market capitalisation, see PNFP company net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $852.83 Million $759.01 Million $50.66 Billion ▼ -22.4%
2024 0.02x $1.00 Billion $904.31 Million $46.16 Billion ▲ +63.4%
2023 0.01x $556.66 Million $478.40 Million $41.92 Billion ▼ -27.7%
2022 0.02x $669.27 Million $604.92 Million $36.45 Billion ▼ -10.5%
2021 0.02x $680.62 Million $657.44 Million $33.16 Billion ▲ +31.8%
2020 0.02x $467.59 Million $427.82 Million $30.03 Billion ▼ -23.4%
2019 0.02x $476.44 Million $434.29 Million $23.45 Billion ▼ -13.4%
2018 0.02x $494.50 Million $470.76 Million $21.07 Billion ▲ +97.9%
2017 0.01x $219.36 Million $165.86 Million $18.50 Billion ▼ -32.1%
2016 0.02x $169.37 Million $152.32 Million $9.70 Billion ▲ +38.2%
2015 0.01x $95.47 Million $84.60 Million $7.55 Billion ▼ -34.7%
2014 0.02x $100.94 Million $95.06 Million $5.22 Billion ▼ -28.9%
2013 0.03x $131.73 Million $126.44 Million $4.84 Billion ▼ -1.2%
2012 0.03x $120.14 Million $114.28 Million $4.36 Billion ▼ -0.6%
2011 0.03x $115.12 Million $113.09 Million $4.15 Billion ▼ -15.7%
2010 0.03x $139.18 Million $129.59 Million $4.23 Billion ▲ +33.0%
2009 0.02x $109.50 Million $90.31 Million $4.43 Billion ▲ +137.0%
2008 0.01x $43.08 Million $33.63 Million $4.13 Billion ▲ +54.6%
2007 0.01x $22.47 Million $16.39 Million $3.33 Billion ▼ -23.1%
2006 0.01x $16.56 Million $11.91 Million $1.89 Billion ▼ -27.9%
2005 0.01x $11.61 Million $8.17 Million $953.34 Million ▼ -31.4%
2004 0.02x $11.89 Million $6.74 Million $669.26 Million ▼ -3.5%
2003 0.02x $8.54 Million $4.63 Million $464.08 Million ▲ +23.4%
2002 0.01x $4.07 Million $3.39 Million $272.88 Million ▲ +2050.4%
2001 0.00x $109.06K $-1.21 Million $157.15 Million ▼ -93.9%
2000 0.01x $266.90K $-2.74 Million $23.27 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities