Pinnacle Financial Partners, Inc. (PNFP) — Free Cash Flow Generation Index
Pinnacle Financial Partners, Inc. (PNFP) has a Free Cash Flow Generation Index of 0.74x as of June 2026. Free cash flow of $67.00 Million represents 1% of operating cash flow ($90.00 Million). Explore PNFP capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Pinnacle Financial Partners, Inc. Free Cash Flow Generation Index (2002–2025)
Historical FCF Generation Index trend for Pinnacle Financial Partners, Inc. across 24 annual periods. For the full cash flow conversion analysis, see Pinnacle Financial Partners, Inc. (PNFP) cash conversion ratio.
Annual Free Cash Flow Generation for Pinnacle Financial Partners, Inc. (2002–2025)
Year-by-year Free Cash Flow Generation Index for Pinnacle Financial Partners, Inc.. Check Pinnacle Financial Partners, Inc. investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.88x | $665.18 Million | $759.01 Million | $93.83 Million | ▼ -1.8% |
| 2024 | 0.89x | $807.29 Million | $904.31 Million | $97.02 Million | ▲ +6.7% |
| 2023 | 0.84x | $400.15 Million | $478.40 Million | $78.26 Million | ▼ -6.4% |
| 2022 | 0.89x | $540.58 Million | $604.92 Million | $64.35 Million | ▼ -7.4% |
| 2021 | 0.96x | $634.27 Million | $657.44 Million | $23.18 Million | ▲ +6.4% |
| 2020 | 0.91x | $388.06 Million | $427.82 Million | $39.76 Million | ▲ +0.5% |
| 2019 | 0.90x | $392.13 Million | $434.29 Million | $42.15 Million | ▼ -4.9% |
| 2018 | 0.95x | $447.02 Million | $470.76 Million | $23.74 Million | ▲ +40.2% |
| 2017 | 0.68x | $112.36 Million | $165.86 Million | $53.50 Million | ▼ -23.7% |
| 2016 | 0.89x | $135.26 Million | $152.32 Million | $17.06 Million | ▲ +1.9% |
| 2015 | 0.87x | $73.73 Million | $84.60 Million | $10.87 Million | ▼ -7.1% |
| 2014 | 0.94x | $89.18 Million | $95.06 Million | $5.88 Million | ▼ -2.1% |
| 2013 | 0.96x | $121.14 Million | $126.44 Million | $5.29 Million | ▲ +1.0% |
| 2012 | 0.95x | $108.41 Million | $114.28 Million | $5.86 Million | ▼ -3.4% |
| 2011 | 0.98x | $111.06 Million | $113.09 Million | $2.03 Million | ▲ +6.0% |
| 2010 | 0.93x | $120.00 Million | $129.59 Million | $9.59 Million | ▲ +17.6% |
| 2009 | 0.79x | $71.11 Million | $90.31 Million | $19.19 Million | ▲ +9.5% |
| 2008 | 0.72x | $24.18 Million | $33.63 Million | $9.45 Million | ▲ +14.2% |
| 2007 | 0.63x | $10.32 Million | $16.39 Million | $6.07 Million | ▲ +3.3% |
| 2006 | 0.61x | $7.26 Million | $11.91 Million | $4.65 Million | ▲ +5.2% |
| 2005 | 0.58x | $4.73 Million | $8.17 Million | $3.44 Million | ▲ +144.5% |
| 2004 | 0.24x | $1.60 Million | $6.74 Million | $5.14 Million | ▲ +51.8% |
| 2003 | 0.16x | $722.99K | $4.63 Million | $3.91 Million | ▼ -80.5% |
| 2002 | 0.80x | $2.72 Million | $3.39 Million | $677.32K | — |