Regions Financial Corporation Cash Flow Quality Index
Regions Financial Corporation cash flow quality index. Regions Financial Corporation (RF) has a Cash Flow Quality Index of 0.65x as of June 2026. Operating cash flow of $369.00 Million is below net income of $570.00 Million, suggesting accrual-heavy earnings not yet converted to cash. See how financially flexible is Regions Financial Corporation to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Regions Financial Corporation (1989–2025)
Cash flow quality index of Regions Financial Corporation from 1989 to 2025. Historical Cash Flow Quality Index for Regions Financial Corporation across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Regions Financial Corporation debt service capacity to assess how comfortably operating cash covers total debt obligations.
Regions Financial Corporation Cash Flow Quality Index by Year (1989–2025)
Regions Financial Corporation cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for Regions Financial Corporation. For the full cash flow conversion analysis, see Regions Financial Corporation cash conversion from operations.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.01x | $2.18 Billion | $2.16 Billion | ▲ +19.8% |
| 2024 | 0.84x | $1.60 Billion | $1.89 Billion | ▼ -24.1% |
| 2023 | 1.11x | $2.31 Billion | $2.07 Billion | ▼ -19.5% |
| 2022 | 1.38x | $3.10 Billion | $2.25 Billion | ▲ +15.0% |
| 2021 | 1.20x | $3.03 Billion | $2.52 Billion | ▼ -43.4% |
| 2020 | 2.12x | $2.32 Billion | $1.09 Billion | ▲ +30.2% |
| 2019 | 1.63x | $2.58 Billion | $1.58 Billion | ▲ +26.1% |
| 2018 | 1.29x | $2.27 Billion | $1.76 Billion | ▼ -28.9% |
| 2017 | 1.82x | $2.30 Billion | $1.26 Billion | ▲ +3.8% |
| 2016 | 1.75x | $2.04 Billion | $1.16 Billion | ▲ +16.3% |
| 2015 | 1.51x | $1.60 Billion | $1.06 Billion | ▼ -17.0% |
| 2014 | 1.81x | $2.10 Billion | $1.16 Billion | ▼ -47.1% |
| 2013 | 3.43x | $3.75 Billion | $1.09 Billion | ▲ +57.5% |
| 2012 | 2.18x | $2.44 Billion | $1.12 Billion | ▼ -17.0% |
| 2007 | 2.63x | $3.29 Billion | $1.25 Billion | ▲ +29.1% |
| 2006 | 2.04x | $2.75 Billion | $1.35 Billion | ▲ +6.3% |
| 2005 | 1.92x | $1.92 Billion | $1.00 Billion | ▲ +47.1% |
| 2004 | 1.30x | $1.07 Billion | $823.76 Million | ▼ -8.4% |
| 2003 | 1.42x | $926.37 Million | $651.84 Million | ▲ +161.0% |
| 2002 | 0.54x | $337.58 Million | $619.90 Million | ▲ +963.0% |
| 2001 | -0.06x | $-32.11 Million | $508.93 Million | ▼ -103.5% |
| 2000 | 1.81x | $954.05 Million | $527.52 Million | ▼ -4.9% |
| 1999 | 1.90x | $999.50 Million | $525.40 Million | ▲ +364.7% |
| 1998 | -0.72x | $-303.10 Million | $421.70 Million | ▼ -164.0% |
| 1997 | 1.12x | $446.50 Million | $397.50 Million | ▲ +0.6% |
| 1996 | 1.12x | $354.90 Million | $317.90 Million | ▼ -21.5% |
| 1995 | 1.42x | $281.30 Million | $197.80 Million | ▼ -38.6% |
| 1994 | 2.31x | $337.70 Million | $145.90 Million | ▲ +323.6% |
| 1993 | 0.55x | $61.20 Million | $112.00 Million | ▼ -21.6% |
| 1992 | 0.70x | $66.20 Million | $95.00 Million | ▼ -38.9% |
| 1991 | 1.14x | $89.30 Million | $78.30 Million | ▼ -23.0% |
| 1990 | 1.48x | $102.10 Million | $68.90 Million | ▲ +563.8% |
| 1989 | -0.32x | $-20.00 Million | $62.60 Million | — |