Regions Financial Corporation (RF) — Cash Flow Quality Index

Latest as of March 2026: 1.55x

Regions Financial Corporation (RF) has a Cash Flow Quality Index of 1.55x as of March 2026. Operating cash flow of $867.00 Million exceeds net income of $559.00 Million, indicating high earnings quality where cash backs reported profits. Explore RF long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.55x
Operating CF / Net Income

Operating Cash Flow

$867.00 Million
USD

Net Income

$559.00 Million
USD

Data as of

Mar 2026
Most recent filing

Regions Financial Corporation Cash Flow Quality Index (1989–2025)

Historical Cash Flow Quality Index for Regions Financial Corporation across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check RF tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Regions Financial Corporation (1989–2025)

Year-by-year earnings quality comparison for Regions Financial Corporation. For live market cap and the full company financial profile, see RF market cap.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.01x $2.18 Billion $2.16 Billion ▲ +19.8%
2024 0.84x $1.60 Billion $1.89 Billion ▼ -24.1%
2023 1.11x $2.31 Billion $2.07 Billion ▼ -19.5%
2022 1.38x $3.10 Billion $2.25 Billion ▲ +15.0%
2021 1.20x $3.03 Billion $2.52 Billion ▼ -43.4%
2020 2.12x $2.32 Billion $1.09 Billion ▲ +30.2%
2019 1.63x $2.58 Billion $1.58 Billion ▲ +26.1%
2018 1.29x $2.27 Billion $1.76 Billion ▼ -28.9%
2017 1.82x $2.30 Billion $1.26 Billion ▲ +3.8%
2016 1.75x $2.04 Billion $1.16 Billion ▲ +16.3%
2015 1.51x $1.60 Billion $1.06 Billion ▼ -17.0%
2014 1.81x $2.10 Billion $1.16 Billion ▼ -47.1%
2013 3.43x $3.75 Billion $1.09 Billion ▲ +57.5%
2012 2.18x $2.44 Billion $1.12 Billion ▼ -17.0%
2007 2.63x $3.29 Billion $1.25 Billion ▲ +29.1%
2006 2.04x $2.75 Billion $1.35 Billion ▲ +6.3%
2005 1.92x $1.92 Billion $1.00 Billion ▲ +47.1%
2004 1.30x $1.07 Billion $823.76 Million ▼ -8.4%
2003 1.42x $926.37 Million $651.84 Million ▲ +161.0%
2002 0.54x $337.58 Million $619.90 Million ▲ +963.0%
2001 -0.06x $-32.11 Million $508.93 Million ▼ -103.5%
2000 1.81x $954.05 Million $527.52 Million ▼ -4.9%
1999 1.90x $999.50 Million $525.40 Million ▲ +364.7%
1998 -0.72x $-303.10 Million $421.70 Million ▼ -164.0%
1997 1.12x $446.50 Million $397.50 Million ▲ +0.6%
1996 1.12x $354.90 Million $317.90 Million ▼ -21.5%
1995 1.42x $281.30 Million $197.80 Million ▼ -38.6%
1994 2.31x $337.70 Million $145.90 Million ▲ +323.6%
1993 0.55x $61.20 Million $112.00 Million ▼ -21.6%
1992 0.70x $66.20 Million $95.00 Million ▼ -38.9%
1991 1.14x $89.30 Million $78.30 Million ▼ -23.0%
1990 1.48x $102.10 Million $68.90 Million ▲ +563.8%
1989 -0.32x $-20.00 Million $62.60 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.