Regions Financial Corporation (RF) — Cash Flow Quality Index
Regions Financial Corporation (RF) has a Cash Flow Quality Index of 0.65x as of June 2026. Operating cash flow of $369.00 Million is below net income of $570.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore RF debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Regions Financial Corporation Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Regions Financial Corporation across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Regions Financial Corporation (RF) cash conversion ratio.
Annual Cash Flow Quality Index for Regions Financial Corporation (1989–2025)
Year-by-year earnings quality comparison for Regions Financial Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.01x | $2.18 Billion | $2.16 Billion | ▲ +19.8% |
| 2024 | 0.84x | $1.60 Billion | $1.89 Billion | ▼ -24.1% |
| 2023 | 1.11x | $2.31 Billion | $2.07 Billion | ▼ -19.5% |
| 2022 | 1.38x | $3.10 Billion | $2.25 Billion | ▲ +15.0% |
| 2021 | 1.20x | $3.03 Billion | $2.52 Billion | ▼ -43.4% |
| 2020 | 2.12x | $2.32 Billion | $1.09 Billion | ▲ +30.2% |
| 2019 | 1.63x | $2.58 Billion | $1.58 Billion | ▲ +26.1% |
| 2018 | 1.29x | $2.27 Billion | $1.76 Billion | ▼ -28.9% |
| 2017 | 1.82x | $2.30 Billion | $1.26 Billion | ▲ +3.8% |
| 2016 | 1.75x | $2.04 Billion | $1.16 Billion | ▲ +16.3% |
| 2015 | 1.51x | $1.60 Billion | $1.06 Billion | ▼ -17.0% |
| 2014 | 1.81x | $2.10 Billion | $1.16 Billion | ▼ -47.1% |
| 2013 | 3.43x | $3.75 Billion | $1.09 Billion | ▲ +57.5% |
| 2012 | 2.18x | $2.44 Billion | $1.12 Billion | ▼ -17.0% |
| 2007 | 2.63x | $3.29 Billion | $1.25 Billion | ▲ +29.1% |
| 2006 | 2.04x | $2.75 Billion | $1.35 Billion | ▲ +6.3% |
| 2005 | 1.92x | $1.92 Billion | $1.00 Billion | ▲ +47.1% |
| 2004 | 1.30x | $1.07 Billion | $823.76 Million | ▼ -8.4% |
| 2003 | 1.42x | $926.37 Million | $651.84 Million | ▲ +161.0% |
| 2002 | 0.54x | $337.58 Million | $619.90 Million | ▲ +963.0% |
| 2001 | -0.06x | $-32.11 Million | $508.93 Million | ▼ -103.5% |
| 2000 | 1.81x | $954.05 Million | $527.52 Million | ▼ -4.9% |
| 1999 | 1.90x | $999.50 Million | $525.40 Million | ▲ +364.7% |
| 1998 | -0.72x | $-303.10 Million | $421.70 Million | ▼ -164.0% |
| 1997 | 1.12x | $446.50 Million | $397.50 Million | ▲ +0.6% |
| 1996 | 1.12x | $354.90 Million | $317.90 Million | ▼ -21.5% |
| 1995 | 1.42x | $281.30 Million | $197.80 Million | ▼ -38.6% |
| 1994 | 2.31x | $337.70 Million | $145.90 Million | ▲ +323.6% |
| 1993 | 0.55x | $61.20 Million | $112.00 Million | ▼ -21.6% |
| 1992 | 0.70x | $66.20 Million | $95.00 Million | ▼ -38.9% |
| 1991 | 1.14x | $89.30 Million | $78.30 Million | ▼ -23.0% |
| 1990 | 1.48x | $102.10 Million | $68.90 Million | ▲ +563.8% |
| 1989 | -0.32x | $-20.00 Million | $62.60 Million | — |