Regions Financial Corporation (RF) — Defensive Interval Ratio
Regions Financial Corporation (RF) has a Defensive Interval Ratio of 3192 days as of March 2026. Defensive assets of $27.99 Billion (cash $-, short-term investments $27.42 Billion, receivables $569.00 Million) cover 3192 days of daily cash needs of $8.77 Million/day. See Regions Financial Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Regions Financial Corporation Defensive Interval Ratio (1989–2025)
This chart shows how Regions Financial Corporation's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 3192 days, meaning defensive assets of $27.99 Billion can fund 3192 days of operations without new revenue. See how leveraged is Regions Financial Corporation's balance sheet to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Regions Financial Corporation (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Regions Financial Corporation from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see RF market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 78 days | $28.13 Billion | $361.31 Million/day | $- | $27.56 Billion | ▲ +9 days |
| 2024 | 68 days | $24.02 Billion | $350.97 Million/day | $- | $23.44 Billion | ▼ -14 days |
| 2023 | 82 days | $28.72 Billion | $350.10 Million/day | $- | $28.10 Billion | ▼ -9 days |
| 2022 | 91 days | $28.44 Billion | $311.25 Million/day | $- | $27.93 Billion | ▼ -26 days |
| 2021 | 117 days | $28.80 Billion | $246.23 Million/day | $- | $28.48 Billion | ▼ -6 days |
| 2020 | 123 days | $27.50 Billion | $222.91 Million/day | $- | $27.15 Billion | ▲ +39 days |
| 2019 | 84 days | $22.97 Billion | $272.67 Million/day | $- | $22.61 Billion | ▼ -4 days |
| 2018 | 88 days | $23.10 Billion | $263.26 Million/day | $- | $22.73 Billion | ▼ -1 days |
| 2017 | 89 days | $23.74 Billion | $266.82 Million/day | $- | $23.40 Billion | ▼ -11 days |
| 2016 | 100 days | $24.10 Billion | $240.97 Million/day | $- | $23.78 Billion | ▲ +14 days |
| 2015 | 86 days | $23.17 Billion | $269.70 Million/day | $- | $22.85 Billion | ▲ +1 days |
| 2014 | 85 days | $22.57 Billion | $264.25 Million/day | $- | $22.26 Billion | ▲ +1 days |
| 2013 | 85 days | $21.91 Billion | $259.27 Million/day | $- | $21.60 Billion | ▼ -20 days |
| 2012 | 104 days | $27.70 Billion | $265.88 Million/day | $- | $27.36 Billion | ▲ +12 days |
| 2011 | 92 days | $24.83 Billion | $270.39 Million/day | $- | $24.47 Billion | ▲ +4 days |
| 2010 | 88 days | $23.71 Billion | $270.00 Million/day | $- | $23.29 Billion | ▲ +0 days |
| 2009 | 88 days | $24.54 Billion | $280.41 Million/day | $- | $24.07 Billion | ▲ +21 days |
| 2008 | 66 days | $19.31 Billion | $292.40 Million/day | $- | $18.85 Billion | ▲ +4 days |
| 2007 | 62 days | $17.93 Billion | $290.12 Million/day | $- | $17.32 Billion | ▼ -3 days |
| 2006 | 65 days | $19.75 Billion | $303.82 Million/day | $- | $18.51 Billion | ▼ -7 days |
| 2005 | 72 days | $12.90 Billion | $179.03 Million/day | $- | $11.95 Billion | ▲ +58 days |
| 2004 | 14 days | $2.47 Billion | $177.16 Million/day | $- | $1.65 Billion | ▼ -7 days |
| 2003 | 21 days | $2.09 Billion | $101.81 Million/day | $- | $1.39 Billion | ▲ +3 days |
| 2002 | 18 days | $1.80 Billion | $101.40 Million/day | $- | $1.12 Billion | ▲ +1 days |
| 2001 | 16 days | $1.61 Billion | $97.66 Million/day | $- | $834.44 Million | ▲ +12 days |
| 2000 | 5 days | $458.62 Million | $96.32 Million/day | $- | $108.99 Million | ▲ +1 days |
| 1999 | 4 days | $387.30 Million | $103.05 Million/day | $- | $80.60 Million | ▼ 0 days |
| 1998 | 4 days | $341.40 Million | $89.99 Million/day | $- | $49.40 Million | ▲ +0 days |
| 1997 | 4 days | $282.70 Million | $75.94 Million/day | $- | $50.80 Million | ▲ +0 days |
| 1996 | 4 days | $168.90 Million | $45.64 Million/day | $- | $29.60 Million | ▼ 0 days |
| 1995 | 4 days | $128.00 Million | $32.47 Million/day | $- | $28.90 Million | ▲ +0 days |
| 1994 | 4 days | $113.20 Million | $30.42 Million/day | $- | $24.90 Million | ▲ +0 days |
| 1993 | 4 days | $87.90 Million | $24.59 Million/day | $- | $20.40 Million | ▼ -75 days |
| 1992 | 79 days | $1.51 Billion | $19.05 Million/day | $- | $1.45 Billion | ▲ +75 days |
| 1991 | 4 days | $61.60 Million | $16.58 Million/day | $- | $4.60 Million | ▼ -1 days |
| 1990 | 5 days | $76.40 Million | $15.66 Million/day | $- | $13.70 Million | ▼ 0 days |
| 1989 | 5 days | $66.20 Million | $13.53 Million/day | $- | $7.90 Million | — |