Regions Financial Corporation (RF) — Defensive Interval Ratio
Regions Financial Corporation (RF) has a Defensive Interval Ratio of 91 days as of June 2026. Defensive assets of $33.15 Billion (cash $-, short-term investments $32.66 Billion, receivables $495.00 Million) cover 91 days of daily cash needs of $366.33 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Regions Financial Corporation Defensive Interval Ratio (1989–2025)
This chart shows how Regions Financial Corporation's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the ratio stands at 91 days, meaning defensive assets of $33.15 Billion can fund 91 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Regions Financial Corporation.
Annual Defensive Interval Ratio for Regions Financial Corporation (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Regions Financial Corporation from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See RF current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 78 days | $28.13 Billion | $361.31 Million/day | $- | $27.56 Billion | ▲ +9 days |
| 2024 | 68 days | $24.02 Billion | $350.97 Million/day | $- | $23.44 Billion | ▼ -14 days |
| 2023 | 82 days | $28.72 Billion | $350.10 Million/day | $- | $28.10 Billion | ▼ -9 days |
| 2022 | 91 days | $28.44 Billion | $311.25 Million/day | $- | $27.93 Billion | ▼ -26 days |
| 2021 | 117 days | $28.80 Billion | $246.23 Million/day | $- | $28.48 Billion | ▼ -6 days |
| 2020 | 123 days | $27.50 Billion | $222.91 Million/day | $- | $27.15 Billion | ▲ +39 days |
| 2019 | 84 days | $22.97 Billion | $272.67 Million/day | $- | $22.61 Billion | ▼ -4 days |
| 2018 | 88 days | $23.10 Billion | $263.26 Million/day | $- | $22.73 Billion | ▼ -1 days |
| 2017 | 89 days | $23.74 Billion | $266.82 Million/day | $- | $23.40 Billion | ▼ -11 days |
| 2016 | 100 days | $24.10 Billion | $240.97 Million/day | $- | $23.78 Billion | ▲ +14 days |
| 2015 | 86 days | $23.17 Billion | $269.70 Million/day | $- | $22.85 Billion | ▲ +1 days |
| 2014 | 85 days | $22.57 Billion | $264.25 Million/day | $- | $22.26 Billion | ▲ +1 days |
| 2013 | 85 days | $21.91 Billion | $259.27 Million/day | $- | $21.60 Billion | ▼ -20 days |
| 2012 | 104 days | $27.70 Billion | $265.88 Million/day | $- | $27.36 Billion | ▲ +12 days |
| 2011 | 92 days | $24.83 Billion | $270.39 Million/day | $- | $24.47 Billion | ▲ +4 days |
| 2010 | 88 days | $23.71 Billion | $270.00 Million/day | $- | $23.29 Billion | ▲ +0 days |
| 2009 | 88 days | $24.54 Billion | $280.41 Million/day | $- | $24.07 Billion | ▲ +21 days |
| 2008 | 66 days | $19.31 Billion | $292.40 Million/day | $- | $18.85 Billion | ▲ +4 days |
| 2007 | 62 days | $17.93 Billion | $290.12 Million/day | $- | $17.32 Billion | ▼ -3 days |
| 2006 | 65 days | $19.75 Billion | $303.82 Million/day | $- | $18.51 Billion | ▼ -7 days |
| 2005 | 72 days | $12.90 Billion | $179.03 Million/day | $- | $11.95 Billion | ▲ +58 days |
| 2004 | 14 days | $2.47 Billion | $177.16 Million/day | $- | $1.65 Billion | ▼ -7 days |
| 2003 | 21 days | $2.09 Billion | $101.81 Million/day | $- | $1.39 Billion | ▲ +3 days |
| 2002 | 18 days | $1.80 Billion | $101.40 Million/day | $- | $1.12 Billion | ▲ +1 days |
| 2001 | 16 days | $1.61 Billion | $97.66 Million/day | $- | $834.44 Million | ▲ +12 days |
| 2000 | 5 days | $458.62 Million | $96.32 Million/day | $- | $108.99 Million | ▲ +1 days |
| 1999 | 4 days | $387.30 Million | $103.05 Million/day | $- | $80.60 Million | ▼ 0 days |
| 1998 | 4 days | $341.40 Million | $89.99 Million/day | $- | $49.40 Million | ▲ +0 days |
| 1997 | 4 days | $282.70 Million | $75.94 Million/day | $- | $50.80 Million | ▲ +0 days |
| 1996 | 4 days | $168.90 Million | $45.64 Million/day | $- | $29.60 Million | ▼ 0 days |
| 1995 | 4 days | $128.00 Million | $32.47 Million/day | $- | $28.90 Million | ▲ +0 days |
| 1994 | 4 days | $113.20 Million | $30.42 Million/day | $- | $24.90 Million | ▲ +0 days |
| 1993 | 4 days | $87.90 Million | $24.59 Million/day | $- | $20.40 Million | ▼ -75 days |
| 1992 | 79 days | $1.51 Billion | $19.05 Million/day | $- | $1.45 Billion | ▲ +75 days |
| 1991 | 4 days | $61.60 Million | $16.58 Million/day | $- | $4.60 Million | ▼ -1 days |
| 1990 | 5 days | $76.40 Million | $15.66 Million/day | $- | $13.70 Million | ▼ 0 days |
| 1989 | 5 days | $66.20 Million | $13.53 Million/day | $- | $7.90 Million | — |