Regions Financial Corporation (RF) — Defensive Interval Ratio

Latest as of March 2026: 3192 days

Regions Financial Corporation (RF) has a Defensive Interval Ratio of 3192 days as of March 2026. Defensive assets of $27.99 Billion (cash $-, short-term investments $27.42 Billion, receivables $569.00 Million) cover 3192 days of daily cash needs of $8.77 Million/day. Check Regions Financial Corporation tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

3192 days
Days of operational coverage

Defensive Assets

$27.99 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$8.77 Million
Current Liabilities ÷ 365

Current Liabilities

$3.20 Billion
USD

Regions Financial Corporation Defensive Interval Ratio (1989–2025)

This chart shows how Regions Financial Corporation's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 3192 days, meaning defensive assets of $27.99 Billion can fund 3192 days of operations without new revenue. Also explore net asset growth rate of Regions Financial Corporation to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Regions Financial Corporation (1989–2025)

The table below presents the year-by-year Defensive Interval Ratio for Regions Financial Corporation from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Regions Financial Corporation market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 78 days $28.13 Billion $361.31 Million/day $- $27.56 Billion ▲ +9 days
2024 68 days $24.02 Billion $350.97 Million/day $- $23.44 Billion ▼ -14 days
2023 82 days $28.72 Billion $350.10 Million/day $- $28.10 Billion ▼ -9 days
2022 91 days $28.44 Billion $311.25 Million/day $- $27.93 Billion ▼ -26 days
2021 117 days $28.80 Billion $246.23 Million/day $- $28.48 Billion ▼ -6 days
2020 123 days $27.50 Billion $222.91 Million/day $- $27.15 Billion ▲ +39 days
2019 84 days $22.97 Billion $272.67 Million/day $- $22.61 Billion ▼ -4 days
2018 88 days $23.10 Billion $263.26 Million/day $- $22.73 Billion ▼ -1 days
2017 89 days $23.74 Billion $266.82 Million/day $- $23.40 Billion ▼ -11 days
2016 100 days $24.10 Billion $240.97 Million/day $- $23.78 Billion ▲ +14 days
2015 86 days $23.17 Billion $269.70 Million/day $- $22.85 Billion ▲ +1 days
2014 85 days $22.57 Billion $264.25 Million/day $- $22.26 Billion ▲ +1 days
2013 85 days $21.91 Billion $259.27 Million/day $- $21.60 Billion ▼ -20 days
2012 104 days $27.70 Billion $265.88 Million/day $- $27.36 Billion ▲ +12 days
2011 92 days $24.83 Billion $270.39 Million/day $- $24.47 Billion ▲ +4 days
2010 88 days $23.71 Billion $270.00 Million/day $- $23.29 Billion ▲ +0 days
2009 88 days $24.54 Billion $280.41 Million/day $- $24.07 Billion ▲ +21 days
2008 66 days $19.31 Billion $292.40 Million/day $- $18.85 Billion ▲ +4 days
2007 62 days $17.93 Billion $290.12 Million/day $- $17.32 Billion ▼ -3 days
2006 65 days $19.75 Billion $303.82 Million/day $- $18.51 Billion ▼ -7 days
2005 72 days $12.90 Billion $179.03 Million/day $- $11.95 Billion ▲ +58 days
2004 14 days $2.47 Billion $177.16 Million/day $- $1.65 Billion ▼ -7 days
2003 21 days $2.09 Billion $101.81 Million/day $- $1.39 Billion ▲ +3 days
2002 18 days $1.80 Billion $101.40 Million/day $- $1.12 Billion ▲ +1 days
2001 16 days $1.61 Billion $97.66 Million/day $- $834.44 Million ▲ +12 days
2000 5 days $458.62 Million $96.32 Million/day $- $108.99 Million ▲ +1 days
1999 4 days $387.30 Million $103.05 Million/day $- $80.60 Million ▼ 0 days
1998 4 days $341.40 Million $89.99 Million/day $- $49.40 Million ▲ +0 days
1997 4 days $282.70 Million $75.94 Million/day $- $50.80 Million ▲ +0 days
1996 4 days $168.90 Million $45.64 Million/day $- $29.60 Million ▼ 0 days
1995 4 days $128.00 Million $32.47 Million/day $- $28.90 Million ▲ +0 days
1994 4 days $113.20 Million $30.42 Million/day $- $24.90 Million ▲ +0 days
1993 4 days $87.90 Million $24.59 Million/day $- $20.40 Million ▼ -75 days
1992 79 days $1.51 Billion $19.05 Million/day $- $1.45 Billion ▲ +75 days
1991 4 days $61.60 Million $16.58 Million/day $- $4.60 Million ▼ -1 days
1990 5 days $76.40 Million $15.66 Million/day $- $13.70 Million ▼ 0 days
1989 5 days $66.20 Million $13.53 Million/day $- $7.90 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)