Regions Financial Corporation Financial Flexibility Index
Regions Financial Corporation financial flexibility index. Regions Financial Corporation (RF) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $377.00 Million (operating CF $369.00 Million minus capex $8.00 Million) represents 0% of total liabilities ($142.39 Billion). See Regions Financial Corporation free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Regions Financial Corporation (1989–2025)
Financial flexibility index of Regions Financial Corporation from 1989 to 2025. Historical Financial Flexibility Index trend for Regions Financial Corporation across 37 annual periods. Check RF operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Regions Financial Corporation Financial Flexibility Index by Year (1989–2025)
Regions Financial Corporation financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for Regions Financial Corporation. For the full cash flow conversion analysis, see RF cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $2.21 Billion | $2.18 Billion | $140.45 Billion | ▲ +25.8% |
| 2024 | 0.01x | $1.74 Billion | $1.60 Billion | $139.39 Billion | ▼ -31.6% |
| 2023 | 0.02x | $2.46 Billion | $2.31 Billion | $134.70 Billion | ▼ -24.8% |
| 2022 | 0.02x | $3.39 Billion | $3.10 Billion | $139.27 Billion | ▼ -98.1% |
| 2021 | 1.29x | $3.10 Billion | $3.03 Billion | $2.41 Billion | ▲ +93.0% |
| 2020 | 0.67x | $2.38 Billion | $2.32 Billion | $3.57 Billion | ▲ +2718.0% |
| 2019 | 0.02x | $2.60 Billion | $2.58 Billion | $109.94 Billion | ▲ +11.7% |
| 2018 | 0.02x | $2.35 Billion | $2.27 Billion | $110.60 Billion | ▼ -1.9% |
| 2017 | 0.02x | $2.34 Billion | $2.30 Billion | $108.10 Billion | ▲ +12.5% |
| 2016 | 0.02x | $2.10 Billion | $2.04 Billion | $109.30 Billion | ▲ +6.4% |
| 2015 | 0.02x | $1.97 Billion | $1.60 Billion | $109.21 Billion | ▼ -12.4% |
| 2014 | 0.02x | $2.12 Billion | $2.10 Billion | $102.69 Billion | ▼ -44.5% |
| 2013 | 0.04x | $3.77 Billion | $3.75 Billion | $101.63 Billion | ▲ +49.9% |
| 2012 | 0.02x | $2.62 Billion | $2.44 Billion | $105.85 Billion | ▼ -44.7% |
| 2011 | 0.04x | $4.95 Billion | $4.75 Billion | $110.55 Billion | ▲ +17.3% |
| 2010 | 0.04x | $4.42 Billion | $4.23 Billion | $115.62 Billion | ▲ +109.4% |
| 2009 | 0.02x | $2.27 Billion | $2.04 Billion | $124.44 Billion | ▼ -4.4% |
| 2008 | 0.02x | $2.47 Billion | $2.01 Billion | $129.44 Billion | ▼ -38.2% |
| 2007 | 0.03x | $3.74 Billion | $3.29 Billion | $121.22 Billion | ▲ +32.9% |
| 2006 | 0.02x | $2.85 Billion | $2.75 Billion | $122.67 Billion | ▼ -16.3% |
| 2005 | 0.03x | $2.06 Billion | $1.92 Billion | $74.17 Billion | ▲ +72.3% |
| 2004 | 0.02x | $1.18 Billion | $1.07 Billion | $73.36 Billion | ▼ -28.7% |
| 2003 | 0.02x | $996.49 Million | $926.37 Million | $44.15 Billion | ▲ +144.7% |
| 2002 | 0.01x | $403.72 Million | $337.58 Million | $43.76 Billion | ▲ +643.9% |
| 2001 | 0.00x | $51.28 Million | $-32.11 Million | $41.35 Billion | ▼ -95.5% |
| 2000 | 0.03x | $1.10 Billion | $954.05 Million | $40.23 Billion | ▼ -2.0% |
| 1999 | 0.03x | $1.11 Billion | $999.50 Million | $39.65 Billion | ▲ +853.9% |
| 1998 | 0.00x | $-125.70 Million | $-303.10 Million | $33.83 Billion | ▼ -121.0% |
| 1997 | 0.02x | $509.60 Million | $446.50 Million | $28.73 Billion | ▼ -27.3% |
| 1996 | 0.02x | $422.90 Million | $354.90 Million | $17.33 Billion | ▼ -5.4% |
| 1995 | 0.03x | $324.50 Million | $281.30 Million | $12.58 Billion | ▼ -14.7% |
| 1994 | 0.03x | $357.40 Million | $337.70 Million | $11.83 Billion | ▲ +270.6% |
| 1993 | 0.01x | $78.50 Million | $61.20 Million | $9.63 Billion | ▼ -31.0% |
| 1992 | 0.01x | $85.40 Million | $66.20 Million | $7.22 Billion | ▼ -30.6% |
| 1991 | 0.02x | $105.20 Million | $89.30 Million | $6.17 Billion | ▼ -18.5% |
| 1990 | 0.02x | $121.70 Million | $102.10 Million | $5.82 Billion | ▲ +1806.6% |
| 1989 | 0.00x | $-6.20 Million | $-20.00 Million | $5.06 Billion | — |