Regions Financial Corporation (RF) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Regions Financial Corporation (RF) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $871.00 Million (operating CF $867.00 Million minus capex $4.00 Million) represents 0% of total liabilities ($141.90 Billion). Check asset allocation strategy of Regions Financial Corporation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$871.00 Million
Operating CF − Capex

Total Liabilities

$141.90 Billion
USD

Capital Expenditures

$4.00 Million
USD

Regions Financial Corporation Financial Flexibility Index (1989–2025)

Historical Financial Flexibility Index trend for Regions Financial Corporation across 37 annual periods. See working capital position of Regions Financial Corporation to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Regions Financial Corporation (1989–2025)

Year-by-year free cash flow to debt coverage for Regions Financial Corporation. For the full company profile including market capitalisation, see market cap of Regions Financial Corporation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $2.21 Billion $2.18 Billion $140.45 Billion ▲ +25.8%
2024 0.01x $1.74 Billion $1.60 Billion $139.39 Billion ▼ -31.6%
2023 0.02x $2.46 Billion $2.31 Billion $134.70 Billion ▼ -24.8%
2022 0.02x $3.39 Billion $3.10 Billion $139.27 Billion ▼ -98.1%
2021 1.29x $3.10 Billion $3.03 Billion $2.41 Billion ▲ +93.0%
2020 0.67x $2.38 Billion $2.32 Billion $3.57 Billion ▲ +2718.0%
2019 0.02x $2.60 Billion $2.58 Billion $109.94 Billion ▲ +11.7%
2018 0.02x $2.35 Billion $2.27 Billion $110.60 Billion ▼ -1.9%
2017 0.02x $2.34 Billion $2.30 Billion $108.10 Billion ▲ +12.5%
2016 0.02x $2.10 Billion $2.04 Billion $109.30 Billion ▲ +6.4%
2015 0.02x $1.97 Billion $1.60 Billion $109.21 Billion ▼ -12.4%
2014 0.02x $2.12 Billion $2.10 Billion $102.69 Billion ▼ -44.5%
2013 0.04x $3.77 Billion $3.75 Billion $101.63 Billion ▲ +49.9%
2012 0.02x $2.62 Billion $2.44 Billion $105.85 Billion ▼ -44.7%
2011 0.04x $4.95 Billion $4.75 Billion $110.55 Billion ▲ +17.3%
2010 0.04x $4.42 Billion $4.23 Billion $115.62 Billion ▲ +109.4%
2009 0.02x $2.27 Billion $2.04 Billion $124.44 Billion ▼ -4.4%
2008 0.02x $2.47 Billion $2.01 Billion $129.44 Billion ▼ -38.2%
2007 0.03x $3.74 Billion $3.29 Billion $121.22 Billion ▲ +32.9%
2006 0.02x $2.85 Billion $2.75 Billion $122.67 Billion ▼ -16.3%
2005 0.03x $2.06 Billion $1.92 Billion $74.17 Billion ▲ +72.3%
2004 0.02x $1.18 Billion $1.07 Billion $73.36 Billion ▼ -28.7%
2003 0.02x $996.49 Million $926.37 Million $44.15 Billion ▲ +144.7%
2002 0.01x $403.72 Million $337.58 Million $43.76 Billion ▲ +643.9%
2001 0.00x $51.28 Million $-32.11 Million $41.35 Billion ▼ -95.5%
2000 0.03x $1.10 Billion $954.05 Million $40.23 Billion ▼ -2.0%
1999 0.03x $1.11 Billion $999.50 Million $39.65 Billion ▲ +853.9%
1998 0.00x $-125.70 Million $-303.10 Million $33.83 Billion ▼ -121.0%
1997 0.02x $509.60 Million $446.50 Million $28.73 Billion ▼ -27.3%
1996 0.02x $422.90 Million $354.90 Million $17.33 Billion ▼ -5.4%
1995 0.03x $324.50 Million $281.30 Million $12.58 Billion ▼ -14.7%
1994 0.03x $357.40 Million $337.70 Million $11.83 Billion ▲ +270.6%
1993 0.01x $78.50 Million $61.20 Million $9.63 Billion ▼ -31.0%
1992 0.01x $85.40 Million $66.20 Million $7.22 Billion ▼ -30.6%
1991 0.02x $105.20 Million $89.30 Million $6.17 Billion ▼ -18.5%
1990 0.02x $121.70 Million $102.10 Million $5.82 Billion ▲ +1806.6%
1989 0.00x $-6.20 Million $-20.00 Million $5.06 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities