Regions Financial Corporation (RF) — Financial Flexibility Index
Regions Financial Corporation (RF) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $377.00 Million (operating CF $369.00 Million minus capex $8.00 Million) represents 0% of total liabilities ($142.39 Billion). Check Regions Financial Corporation total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Regions Financial Corporation Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Regions Financial Corporation across 37 annual periods. For the full cash flow conversion analysis, see Regions Financial Corporation cash conversion from operations.
Annual Financial Flexibility Index for Regions Financial Corporation (1989–2025)
Year-by-year free cash flow to debt coverage for Regions Financial Corporation. Explore debt repayment capacity of Regions Financial Corporation to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $2.21 Billion | $2.18 Billion | $140.45 Billion | ▲ +25.8% |
| 2024 | 0.01x | $1.74 Billion | $1.60 Billion | $139.39 Billion | ▼ -31.6% |
| 2023 | 0.02x | $2.46 Billion | $2.31 Billion | $134.70 Billion | ▼ -24.8% |
| 2022 | 0.02x | $3.39 Billion | $3.10 Billion | $139.27 Billion | ▼ -98.1% |
| 2021 | 1.29x | $3.10 Billion | $3.03 Billion | $2.41 Billion | ▲ +93.0% |
| 2020 | 0.67x | $2.38 Billion | $2.32 Billion | $3.57 Billion | ▲ +2718.0% |
| 2019 | 0.02x | $2.60 Billion | $2.58 Billion | $109.94 Billion | ▲ +11.7% |
| 2018 | 0.02x | $2.35 Billion | $2.27 Billion | $110.60 Billion | ▼ -1.9% |
| 2017 | 0.02x | $2.34 Billion | $2.30 Billion | $108.10 Billion | ▲ +12.5% |
| 2016 | 0.02x | $2.10 Billion | $2.04 Billion | $109.30 Billion | ▲ +6.4% |
| 2015 | 0.02x | $1.97 Billion | $1.60 Billion | $109.21 Billion | ▼ -12.4% |
| 2014 | 0.02x | $2.12 Billion | $2.10 Billion | $102.69 Billion | ▼ -44.5% |
| 2013 | 0.04x | $3.77 Billion | $3.75 Billion | $101.63 Billion | ▲ +49.9% |
| 2012 | 0.02x | $2.62 Billion | $2.44 Billion | $105.85 Billion | ▼ -44.7% |
| 2011 | 0.04x | $4.95 Billion | $4.75 Billion | $110.55 Billion | ▲ +17.3% |
| 2010 | 0.04x | $4.42 Billion | $4.23 Billion | $115.62 Billion | ▲ +109.4% |
| 2009 | 0.02x | $2.27 Billion | $2.04 Billion | $124.44 Billion | ▼ -4.4% |
| 2008 | 0.02x | $2.47 Billion | $2.01 Billion | $129.44 Billion | ▼ -38.2% |
| 2007 | 0.03x | $3.74 Billion | $3.29 Billion | $121.22 Billion | ▲ +32.9% |
| 2006 | 0.02x | $2.85 Billion | $2.75 Billion | $122.67 Billion | ▼ -16.3% |
| 2005 | 0.03x | $2.06 Billion | $1.92 Billion | $74.17 Billion | ▲ +72.3% |
| 2004 | 0.02x | $1.18 Billion | $1.07 Billion | $73.36 Billion | ▼ -28.7% |
| 2003 | 0.02x | $996.49 Million | $926.37 Million | $44.15 Billion | ▲ +144.7% |
| 2002 | 0.01x | $403.72 Million | $337.58 Million | $43.76 Billion | ▲ +643.9% |
| 2001 | 0.00x | $51.28 Million | $-32.11 Million | $41.35 Billion | ▼ -95.5% |
| 2000 | 0.03x | $1.10 Billion | $954.05 Million | $40.23 Billion | ▼ -2.0% |
| 1999 | 0.03x | $1.11 Billion | $999.50 Million | $39.65 Billion | ▲ +853.9% |
| 1998 | 0.00x | $-125.70 Million | $-303.10 Million | $33.83 Billion | ▼ -121.0% |
| 1997 | 0.02x | $509.60 Million | $446.50 Million | $28.73 Billion | ▼ -27.3% |
| 1996 | 0.02x | $422.90 Million | $354.90 Million | $17.33 Billion | ▼ -5.4% |
| 1995 | 0.03x | $324.50 Million | $281.30 Million | $12.58 Billion | ▼ -14.7% |
| 1994 | 0.03x | $357.40 Million | $337.70 Million | $11.83 Billion | ▲ +270.6% |
| 1993 | 0.01x | $78.50 Million | $61.20 Million | $9.63 Billion | ▼ -31.0% |
| 1992 | 0.01x | $85.40 Million | $66.20 Million | $7.22 Billion | ▼ -30.6% |
| 1991 | 0.02x | $105.20 Million | $89.30 Million | $6.17 Billion | ▼ -18.5% |
| 1990 | 0.02x | $121.70 Million | $102.10 Million | $5.82 Billion | ▲ +1806.6% |
| 1989 | 0.00x | $-6.20 Million | $-20.00 Million | $5.06 Billion | — |