Charles Schwab Corp (SCHW) — Cash Flow Quality Index
Charles Schwab Corp (SCHW) has a Cash Flow Quality Index of 0.23x as of September 2025. Operating cash flow of $538.00 Million is below net income of $2.36 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Charles Schwab Corp cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Charles Schwab Corp Cash Flow Quality Index (1986–2024)
Historical Cash Flow Quality Index for Charles Schwab Corp across 39 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SCHW cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Charles Schwab Corp (1986–2024)
Year-by-year earnings quality comparison for Charles Schwab Corp. For live market cap and the full company financial profile, see Charles Schwab Corp (SCHW) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.45x | $2.67 Billion | $5.94 Billion | ▼ -88.4% |
| 2023 | 3.87x | $19.59 Billion | $5.07 Billion | ▲ +1249.9% |
| 2022 | 0.29x | $2.06 Billion | $7.18 Billion | ▼ -20.8% |
| 2021 | 0.36x | $2.12 Billion | $5.86 Billion | ▼ -82.6% |
| 2020 | 2.08x | $6.85 Billion | $3.30 Billion | ▼ -17.5% |
| 2019 | 2.52x | $9.32 Billion | $3.70 Billion | ▼ -29.1% |
| 2018 | 3.55x | $12.46 Billion | $3.51 Billion | ▲ +1096.5% |
| 2017 | -0.36x | $-839.00 Million | $2.35 Billion | ▼ -118.7% |
| 2016 | 1.91x | $3.60 Billion | $1.89 Billion | ▲ +121.5% |
| 2015 | 0.86x | $1.25 Billion | $1.45 Billion | ▼ -51.6% |
| 2014 | 1.78x | $2.35 Billion | $1.32 Billion | ▲ +15.0% |
| 2013 | 1.55x | $1.66 Billion | $1.07 Billion | ▲ +13.3% |
| 2012 | 1.36x | $1.27 Billion | $928.00 Million | ▼ -52.2% |
| 2011 | 2.85x | $2.46 Billion | $864.00 Million | ▲ +14486.0% |
| 2010 | -0.02x | $-9.00 Million | $454.00 Million | ▼ -101.1% |
| 2009 | 1.83x | $1.44 Billion | $787.00 Million | ▲ +112194.2% |
| 2008 | 0.00x | $2.00 Million | $1.23 Billion | ▼ -99.8% |
| 2007 | 0.73x | $1.75 Billion | $2.41 Billion | ▼ -49.4% |
| 2006 | 1.43x | $1.76 Billion | $1.23 Billion | ▲ +33.8% |
| 2005 | 1.07x | $777.00 Million | $725.00 Million | ▼ -55.3% |
| 2004 | 2.40x | $686.00 Million | $286.00 Million | ▲ +16073.4% |
| 2003 | 0.01x | $7.00 Million | $472.00 Million | ▼ -99.0% |
| 2002 | 1.55x | $169.00 Million | $109.00 Million | ▲ +152.8% |
| 2001 | -2.93x | $-584.00 Million | $199.00 Million | ▼ -172.3% |
| 2000 | 4.06x | $2.92 Billion | $718.00 Million | ▲ +147.2% |
| 1999 | 1.64x | $1.09 Billion | $666.00 Million | ▼ -20.3% |
| 1998 | 2.06x | $718.10 Million | $348.50 Million | ▲ +107.7% |
| 1997 | 0.99x | $268.10 Million | $270.30 Million | ▼ -35.2% |
| 1996 | 1.53x | $357.70 Million | $233.80 Million | ▲ +6.8% |
| 1995 | 1.43x | $247.30 Million | $172.60 Million | ▼ -5.8% |
| 1994 | 1.52x | $205.90 Million | $135.30 Million | ▲ +43.6% |
| 1993 | 1.06x | $131.80 Million | $124.40 Million | ▼ -28.7% |
| 1992 | 1.49x | $120.70 Million | $81.20 Million | ▼ -31.4% |
| 1991 | 2.17x | $107.20 Million | $49.50 Million | ▼ -29.1% |
| 1990 | 3.05x | $51.30 Million | $16.80 Million | ▼ -30.6% |
| 1989 | 4.40x | $83.10 Million | $18.90 Million | ▼ -4.3% |
| 1988 | 4.59x | $34.00 Million | $7.40 Million | ▼ -28.9% |
| 1987 | 6.46x | $53.00 Million | $8.20 Million | ▲ +392.5% |
| 1986 | 1.31x | $42.00 Million | $32.00 Million | — |