Charles Schwab Corp (SCHW) — Cash Flow Quality Index
Charles Schwab Corp (SCHW) has a Cash Flow Quality Index of 0.23x as of September 2025. Operating cash flow of $538.00 Million is below net income of $2.36 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore SCHW long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Charles Schwab Corp Cash Flow Quality Index (1986–2024)
Historical Cash Flow Quality Index for Charles Schwab Corp across 39 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Charles Schwab Corp's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Charles Schwab Corp (1986–2024)
Year-by-year earnings quality comparison for Charles Schwab Corp. For live market cap and the full company financial profile, see Charles Schwab Corp market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.45x | $2.67 Billion | $5.94 Billion | ▼ -88.4% |
| 2023 | 3.87x | $19.59 Billion | $5.07 Billion | ▲ +1249.9% |
| 2022 | 0.29x | $2.06 Billion | $7.18 Billion | ▼ -20.8% |
| 2021 | 0.36x | $2.12 Billion | $5.86 Billion | ▼ -82.6% |
| 2020 | 2.08x | $6.85 Billion | $3.30 Billion | ▼ -17.5% |
| 2019 | 2.52x | $9.32 Billion | $3.70 Billion | ▼ -29.1% |
| 2018 | 3.55x | $12.46 Billion | $3.51 Billion | ▲ +1096.5% |
| 2017 | -0.36x | $-839.00 Million | $2.35 Billion | ▼ -118.7% |
| 2016 | 1.91x | $3.60 Billion | $1.89 Billion | ▲ +121.5% |
| 2015 | 0.86x | $1.25 Billion | $1.45 Billion | ▼ -51.6% |
| 2014 | 1.78x | $2.35 Billion | $1.32 Billion | ▲ +15.0% |
| 2013 | 1.55x | $1.66 Billion | $1.07 Billion | ▲ +13.3% |
| 2012 | 1.36x | $1.27 Billion | $928.00 Million | ▼ -52.2% |
| 2011 | 2.85x | $2.46 Billion | $864.00 Million | ▲ +14486.0% |
| 2010 | -0.02x | $-9.00 Million | $454.00 Million | ▼ -101.1% |
| 2009 | 1.83x | $1.44 Billion | $787.00 Million | ▲ +112194.2% |
| 2008 | 0.00x | $2.00 Million | $1.23 Billion | ▼ -99.8% |
| 2007 | 0.73x | $1.75 Billion | $2.41 Billion | ▼ -49.4% |
| 2006 | 1.43x | $1.76 Billion | $1.23 Billion | ▲ +33.8% |
| 2005 | 1.07x | $777.00 Million | $725.00 Million | ▼ -55.3% |
| 2004 | 2.40x | $686.00 Million | $286.00 Million | ▲ +16073.4% |
| 2003 | 0.01x | $7.00 Million | $472.00 Million | ▼ -99.0% |
| 2002 | 1.55x | $169.00 Million | $109.00 Million | ▲ +152.8% |
| 2001 | -2.93x | $-584.00 Million | $199.00 Million | ▼ -172.3% |
| 2000 | 4.06x | $2.92 Billion | $718.00 Million | ▲ +147.2% |
| 1999 | 1.64x | $1.09 Billion | $666.00 Million | ▼ -20.3% |
| 1998 | 2.06x | $718.10 Million | $348.50 Million | ▲ +107.7% |
| 1997 | 0.99x | $268.10 Million | $270.30 Million | ▼ -35.2% |
| 1996 | 1.53x | $357.70 Million | $233.80 Million | ▲ +6.8% |
| 1995 | 1.43x | $247.30 Million | $172.60 Million | ▼ -5.8% |
| 1994 | 1.52x | $205.90 Million | $135.30 Million | ▲ +43.6% |
| 1993 | 1.06x | $131.80 Million | $124.40 Million | ▼ -28.7% |
| 1992 | 1.49x | $120.70 Million | $81.20 Million | ▼ -31.4% |
| 1991 | 2.17x | $107.20 Million | $49.50 Million | ▼ -29.1% |
| 1990 | 3.05x | $51.30 Million | $16.80 Million | ▼ -30.6% |
| 1989 | 4.40x | $83.10 Million | $18.90 Million | ▼ -4.3% |
| 1988 | 4.59x | $34.00 Million | $7.40 Million | ▼ -28.9% |
| 1987 | 6.46x | $53.00 Million | $8.20 Million | ▲ +392.5% |
| 1986 | 1.31x | $42.00 Million | $32.00 Million | — |