Charles Schwab Corp Cash Flow Quality Index
Charles Schwab Corp cash flow quality index. Charles Schwab Corp (SCHW) has a Cash Flow Quality Index of 0.23x as of September 2025. Operating cash flow of $538.00 Million is below net income of $2.36 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Charles Schwab Corp (SCHW) flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Charles Schwab Corp (1986–2024)
Cash flow quality index of Charles Schwab Corp from 1986 to 2024. Historical Cash Flow Quality Index for Charles Schwab Corp across 39 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore SCHW operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Charles Schwab Corp Cash Flow Quality Index by Year (1986–2024)
Charles Schwab Corp cash flow quality index by year from 1986 to 2024. Year-by-year earnings quality comparison for Charles Schwab Corp. For the full cash flow conversion analysis, see SCHW cash flow metrics.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.45x | $2.67 Billion | $5.94 Billion | ▼ -88.4% |
| 2023 | 3.87x | $19.59 Billion | $5.07 Billion | ▲ +1249.9% |
| 2022 | 0.29x | $2.06 Billion | $7.18 Billion | ▼ -20.8% |
| 2021 | 0.36x | $2.12 Billion | $5.86 Billion | ▼ -82.6% |
| 2020 | 2.08x | $6.85 Billion | $3.30 Billion | ▼ -17.5% |
| 2019 | 2.52x | $9.32 Billion | $3.70 Billion | ▼ -29.1% |
| 2018 | 3.55x | $12.46 Billion | $3.51 Billion | ▲ +1096.5% |
| 2017 | -0.36x | $-839.00 Million | $2.35 Billion | ▼ -118.7% |
| 2016 | 1.91x | $3.60 Billion | $1.89 Billion | ▲ +121.5% |
| 2015 | 0.86x | $1.25 Billion | $1.45 Billion | ▼ -51.6% |
| 2014 | 1.78x | $2.35 Billion | $1.32 Billion | ▲ +15.0% |
| 2013 | 1.55x | $1.66 Billion | $1.07 Billion | ▲ +13.3% |
| 2012 | 1.36x | $1.27 Billion | $928.00 Million | ▼ -52.2% |
| 2011 | 2.85x | $2.46 Billion | $864.00 Million | ▲ +14486.0% |
| 2010 | -0.02x | $-9.00 Million | $454.00 Million | ▼ -101.1% |
| 2009 | 1.83x | $1.44 Billion | $787.00 Million | ▲ +112194.2% |
| 2008 | 0.00x | $2.00 Million | $1.23 Billion | ▼ -99.8% |
| 2007 | 0.73x | $1.75 Billion | $2.41 Billion | ▼ -49.4% |
| 2006 | 1.43x | $1.76 Billion | $1.23 Billion | ▲ +33.8% |
| 2005 | 1.07x | $777.00 Million | $725.00 Million | ▼ -55.3% |
| 2004 | 2.40x | $686.00 Million | $286.00 Million | ▲ +16073.4% |
| 2003 | 0.01x | $7.00 Million | $472.00 Million | ▼ -99.0% |
| 2002 | 1.55x | $169.00 Million | $109.00 Million | ▲ +152.8% |
| 2001 | -2.93x | $-584.00 Million | $199.00 Million | ▼ -172.3% |
| 2000 | 4.06x | $2.92 Billion | $718.00 Million | ▲ +147.2% |
| 1999 | 1.64x | $1.09 Billion | $666.00 Million | ▼ -20.3% |
| 1998 | 2.06x | $718.10 Million | $348.50 Million | ▲ +107.7% |
| 1997 | 0.99x | $268.10 Million | $270.30 Million | ▼ -35.2% |
| 1996 | 1.53x | $357.70 Million | $233.80 Million | ▲ +6.8% |
| 1995 | 1.43x | $247.30 Million | $172.60 Million | ▼ -5.8% |
| 1994 | 1.52x | $205.90 Million | $135.30 Million | ▲ +43.6% |
| 1993 | 1.06x | $131.80 Million | $124.40 Million | ▼ -28.7% |
| 1992 | 1.49x | $120.70 Million | $81.20 Million | ▼ -31.4% |
| 1991 | 2.17x | $107.20 Million | $49.50 Million | ▼ -29.1% |
| 1990 | 3.05x | $51.30 Million | $16.80 Million | ▼ -30.6% |
| 1989 | 4.40x | $83.10 Million | $18.90 Million | ▼ -4.3% |
| 1988 | 4.59x | $34.00 Million | $7.40 Million | ▼ -28.9% |
| 1987 | 6.46x | $53.00 Million | $8.20 Million | ▲ +392.5% |
| 1986 | 1.31x | $42.00 Million | $32.00 Million | — |