Charles Schwab Corp (SCHW) — Working Capital to Net Assets Ratio
Charles Schwab Corp (SCHW) has a Working Capital to Net Assets ratio of 6607.4% as of December 2025. Working capital of $200.73 Billion (current assets of $200.80 Billion minus current liabilities of $68.00 Million) is measured against net assets of $3.04 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See SCHW financial flexibility score to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Charles Schwab Corp Working Capital to Net Assets (1986–2025)
This chart shows how Charles Schwab Corp's Working Capital to Net Assets ratio has evolved across 40 annual periods from 1986 to 2025. As of December 2025, the ratio stands at 6607.4%, reflecting working capital of $200.73 Billion against net assets of $3.04 Billion USD. See defensive interval ratio of Charles Schwab Corp to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Charles Schwab Corp (1986–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Charles Schwab Corp from 1986 to 2025, covering 40 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see SCHW stock market capitalisation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 40.9% | $200.73 Billion | $490.24 Billion | $200.80 Billion | $68.00 Million | ▲ +415.8 pp |
| 2024 | -374.9% | $-181.34 Billion | $48.38 Billion | $215.38 Billion | $396.71 Billion | ▲ +88.3 pp |
| 2023 | -463.2% | $-189.72 Billion | $40.96 Billion | $224.62 Billion | $414.34 Billion | ▲ +178.9 pp |
| 2022 | -642.1% | $-235.07 Billion | $36.61 Billion | $259.27 Billion | $494.34 Billion | ▼ -564.3 pp |
| 2021 | -77.8% | $-43.77 Billion | $56.26 Billion | $548.32 Billion | $592.10 Billion | ▼ -687.0 pp |
| 2020 | 609.2% | $341.49 Billion | $56.06 Billion | $445.69 Billion | $104.20 Billion | ▲ +265.1 pp |
| 2019 | 344.1% | $74.67 Billion | $21.70 Billion | $113.87 Billion | $39.20 Billion | ▲ +1186.2 pp |
| 2018 | -842.1% | $-174.06 Billion | $20.67 Billion | $94.93 Billion | $268.99 Billion | ▼ -121.1 pp |
| 2017 | -721.0% | $-133.56 Billion | $18.52 Billion | $86.44 Billion | $220.00 Billion | ▼ -17.5 pp |
| 2016 | -703.4% | $-115.51 Billion | $16.42 Billion | $88.64 Billion | $204.15 Billion | ▼ -35.7 pp |
| 2015 | -667.7% | $-89.49 Billion | $13.40 Billion | $78.01 Billion | $167.50 Billion | ▼ -36.4 pp |
| 2014 | -631.3% | $-74.52 Billion | $11.80 Billion | $66.50 Billion | $141.02 Billion | ▼ -82.6 pp |
| 2013 | -548.8% | $-56.97 Billion | $10.38 Billion | $74.39 Billion | $131.36 Billion | ▼ -36.1 pp |
| 2012 | -512.6% | $-49.16 Billion | $9.59 Billion | $73.26 Billion | $122.42 Billion | ▲ +189.7 pp |
| 2011 | -702.3% | $-55.86 Billion | $7.95 Billion | $42.97 Billion | $98.84 Billion | ▲ +385.9 pp |
| 2010 | -1088.3% | $-67.75 Billion | $6.23 Billion | $16.58 Billion | $84.34 Billion | ▼ -1001.0 pp |
| 2009 | -87.2% | $-4.43 Billion | $5.07 Billion | $35.80 Billion | $40.23 Billion | ▼ -152.3 pp |
| 2008 | 65.0% | $2.64 Billion | $4.06 Billion | $28.02 Billion | $25.38 Billion | ▼ -664.6 pp |
| 2007 | 729.6% | $27.86 Billion | $3.82 Billion | $41.68 Billion | $13.82 Billion | ▼ -16.5 pp |
| 2006 | 746.1% | $37.37 Billion | $5.01 Billion | $48.39 Billion | $11.02 Billion | ▼ -160.2 pp |
| 2005 | 906.3% | $38.78 Billion | $4.28 Billion | $46.42 Billion | $7.64 Billion | ▲ +142.9 pp |
| 2004 | 763.5% | $33.48 Billion | $4.39 Billion | $45.27 Billion | $11.78 Billion | ▲ +689.5 pp |
| 2003 | 73.9% | $3.30 Billion | $4.46 Billion | $43.93 Billion | $40.63 Billion | ▼ -5.4 pp |
| 2002 | 79.3% | $3.18 Billion | $4.01 Billion | $38.23 Billion | $35.05 Billion | ▲ +2.3 pp |
| 2001 | 77.0% | $3.21 Billion | $4.16 Billion | $38.78 Billion | $35.57 Billion | ▼ -2.4 pp |
| 2000 | 79.4% | $3.36 Billion | $4.23 Billion | $36.51 Billion | $33.15 Billion | ▲ +1086.2 pp |
| 1999 | -1006.8% | $24.64 Billion | $-2.45 Billion | $28.98 Billion | $4.35 Billion | ▼ -1100.4 pp |
| 1998 | 93.6% | $1.34 Billion | $1.43 Billion | $21.82 Billion | $20.48 Billion | ▼ -3.1 pp |
| 1997 | 96.7% | $1.11 Billion | $1.15 Billion | $16.08 Billion | $14.98 Billion | ▲ +8.4 pp |
| 1996 | 88.3% | $754.50 Million | $854.60 Million | $13.39 Billion | $12.64 Billion | ▲ +0.7 pp |
| 1995 | 87.6% | $554.60 Million | $632.90 Million | $10.23 Billion | $9.67 Billion | ▲ +920.5 pp |
| 1994 | -832.9% | $-3.89 Billion | $467.00 Million | $3.39 Billion | $7.28 Billion | ▲ +71.0 pp |
| 1993 | -903.8% | $-3.43 Billion | $379.20 Million | $2.90 Billion | $6.33 Billion | ▲ +385.9 pp |
| 1992 | -1289.7% | $-3.34 Billion | $258.80 Million | $2.16 Billion | $5.49 Billion | ▼ -1387.1 pp |
| 1991 | 97.3% | $194.50 Million | $199.80 Million | $4.90 Billion | $4.71 Billion | ▲ +2574.7 pp |
| 1990 | -2477.4% | $-3.82 Billion | $154.10 Million | $90.40 Million | $3.91 Billion | ▼ -686.7 pp |
| 1989 | -1790.7% | $-3.07 Billion | $171.70 Million | $103.40 Million | $3.18 Billion | ▼ -927.8 pp |
| 1988 | -862.9% | $-1.37 Billion | $159.00 Million | $870.00 Million | $2.24 Billion | ▼ -383.6 pp |
| 1987 | -479.3% | $-719.00 Million | $150.00 Million | $963.00 Million | $1.68 Billion | ▼ -260.4 pp |
| 1986 | -218.9% | $-162.00 Million | $74.00 Million | $1.32 Billion | $1.48 Billion | — |