Charles Schwab Corp (SCHW) — Working Capital to Net Assets Ratio
Charles Schwab Corp (SCHW) has a Working Capital to Net Assets ratio of 6607.4% as of December 2025. Working capital of $200.73 Billion (current assets of $200.80 Billion minus current liabilities of $68.00 Million) is measured against net assets of $3.04 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Charles Schwab Corp balance sheet independence to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Charles Schwab Corp Working Capital to Net Assets (1986–2025)
This chart shows how Charles Schwab Corp's Working Capital to Net Assets ratio has evolved across 40 annual periods from 1986 to 2025. As of December 2025, the ratio stands at 6607.4%, reflecting working capital of $200.73 Billion against net assets of $3.04 Billion USD. Check SCHW goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Charles Schwab Corp (1986–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Charles Schwab Corp from 1986 to 2025, covering 40 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market cap of Charles Schwab Corp.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 40.9% | $200.73 Billion | $490.24 Billion | $200.80 Billion | $68.00 Million | ▲ +415.8 pp |
| 2024 | -374.9% | $-181.34 Billion | $48.38 Billion | $215.38 Billion | $396.71 Billion | ▲ +88.3 pp |
| 2023 | -463.2% | $-189.72 Billion | $40.96 Billion | $224.62 Billion | $414.34 Billion | ▲ +178.9 pp |
| 2022 | -642.1% | $-235.07 Billion | $36.61 Billion | $259.27 Billion | $494.34 Billion | ▼ -564.3 pp |
| 2021 | -77.8% | $-43.77 Billion | $56.26 Billion | $548.32 Billion | $592.10 Billion | ▼ -687.0 pp |
| 2020 | 609.2% | $341.49 Billion | $56.06 Billion | $445.69 Billion | $104.20 Billion | ▲ +265.1 pp |
| 2019 | 344.1% | $74.67 Billion | $21.70 Billion | $113.87 Billion | $39.20 Billion | ▲ +1186.2 pp |
| 2018 | -842.1% | $-174.06 Billion | $20.67 Billion | $94.93 Billion | $268.99 Billion | ▼ -121.1 pp |
| 2017 | -721.0% | $-133.56 Billion | $18.52 Billion | $86.44 Billion | $220.00 Billion | ▼ -17.5 pp |
| 2016 | -703.4% | $-115.51 Billion | $16.42 Billion | $88.64 Billion | $204.15 Billion | ▼ -35.7 pp |
| 2015 | -667.7% | $-89.49 Billion | $13.40 Billion | $78.01 Billion | $167.50 Billion | ▼ -36.4 pp |
| 2014 | -631.3% | $-74.52 Billion | $11.80 Billion | $66.50 Billion | $141.02 Billion | ▼ -82.6 pp |
| 2013 | -548.8% | $-56.97 Billion | $10.38 Billion | $74.39 Billion | $131.36 Billion | ▼ -36.1 pp |
| 2012 | -512.6% | $-49.16 Billion | $9.59 Billion | $73.26 Billion | $122.42 Billion | ▲ +189.7 pp |
| 2011 | -702.3% | $-55.86 Billion | $7.95 Billion | $42.97 Billion | $98.84 Billion | ▲ +385.9 pp |
| 2010 | -1088.3% | $-67.75 Billion | $6.23 Billion | $16.58 Billion | $84.34 Billion | ▼ -1001.0 pp |
| 2009 | -87.2% | $-4.43 Billion | $5.07 Billion | $35.80 Billion | $40.23 Billion | ▼ -152.3 pp |
| 2008 | 65.0% | $2.64 Billion | $4.06 Billion | $28.02 Billion | $25.38 Billion | ▼ -664.6 pp |
| 2007 | 729.6% | $27.86 Billion | $3.82 Billion | $41.68 Billion | $13.82 Billion | ▼ -16.5 pp |
| 2006 | 746.1% | $37.37 Billion | $5.01 Billion | $48.39 Billion | $11.02 Billion | ▼ -160.2 pp |
| 2005 | 906.3% | $38.78 Billion | $4.28 Billion | $46.42 Billion | $7.64 Billion | ▲ +142.9 pp |
| 2004 | 763.5% | $33.48 Billion | $4.39 Billion | $45.27 Billion | $11.78 Billion | ▲ +689.5 pp |
| 2003 | 73.9% | $3.30 Billion | $4.46 Billion | $43.93 Billion | $40.63 Billion | ▼ -5.4 pp |
| 2002 | 79.3% | $3.18 Billion | $4.01 Billion | $38.23 Billion | $35.05 Billion | ▲ +2.3 pp |
| 2001 | 77.0% | $3.21 Billion | $4.16 Billion | $38.78 Billion | $35.57 Billion | ▼ -2.4 pp |
| 2000 | 79.4% | $3.36 Billion | $4.23 Billion | $36.51 Billion | $33.15 Billion | ▲ +1086.2 pp |
| 1999 | -1006.8% | $24.64 Billion | $-2.45 Billion | $28.98 Billion | $4.35 Billion | ▼ -1100.4 pp |
| 1998 | 93.6% | $1.34 Billion | $1.43 Billion | $21.82 Billion | $20.48 Billion | ▼ -3.1 pp |
| 1997 | 96.7% | $1.11 Billion | $1.15 Billion | $16.08 Billion | $14.98 Billion | ▲ +8.4 pp |
| 1996 | 88.3% | $754.50 Million | $854.60 Million | $13.39 Billion | $12.64 Billion | ▲ +0.7 pp |
| 1995 | 87.6% | $554.60 Million | $632.90 Million | $10.23 Billion | $9.67 Billion | ▲ +920.5 pp |
| 1994 | -832.9% | $-3.89 Billion | $467.00 Million | $3.39 Billion | $7.28 Billion | ▲ +71.0 pp |
| 1993 | -903.8% | $-3.43 Billion | $379.20 Million | $2.90 Billion | $6.33 Billion | ▲ +385.9 pp |
| 1992 | -1289.7% | $-3.34 Billion | $258.80 Million | $2.16 Billion | $5.49 Billion | ▼ -1387.1 pp |
| 1991 | 97.3% | $194.50 Million | $199.80 Million | $4.90 Billion | $4.71 Billion | ▲ +2574.7 pp |
| 1990 | -2477.4% | $-3.82 Billion | $154.10 Million | $90.40 Million | $3.91 Billion | ▼ -686.7 pp |
| 1989 | -1790.7% | $-3.07 Billion | $171.70 Million | $103.40 Million | $3.18 Billion | ▼ -927.8 pp |
| 1988 | -862.9% | $-1.37 Billion | $159.00 Million | $870.00 Million | $2.24 Billion | ▼ -383.6 pp |
| 1987 | -479.3% | $-719.00 Million | $150.00 Million | $963.00 Million | $1.68 Billion | ▼ -260.4 pp |
| 1986 | -218.9% | $-162.00 Million | $74.00 Million | $1.32 Billion | $1.48 Billion | — |