Charles Schwab Corp (SCHW) — Defensive Interval Ratio
Charles Schwab Corp (SCHW) has a Defensive Interval Ratio of 602465 days as of December 2025. Defensive assets of $112.24 Billion (cash $-, short-term investments $340.00 Million, receivables $111.90 Billion) cover 602465 days of daily cash needs of $186.30K/day. Check tangible net worth ratio of Charles Schwab Corp to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Charles Schwab Corp Defensive Interval Ratio (1986–2025)
This chart shows how Charles Schwab Corp's Defensive Interval Ratio has evolved across 40 annual periods from 1986 to 2025. As of December 2025, the ratio stands at 602465 days, meaning defensive assets of $112.24 Billion can fund 602465 days of operations without new revenue. Also explore SCHW shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Charles Schwab Corp (1986–2025)
The table below presents the year-by-year Defensive Interval Ratio for Charles Schwab Corp from 1986 to 2025, covering 40 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SCHW company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 602465 days | $112.24 Billion | $186.30K/day | $- | $340.00 Million | ▲ +602305 days |
| 2024 | 159 days | $173.29 Billion | $1.09 Billion/day | $- | $82.62 Billion | ▼ 0 days |
| 2023 | 160 days | $181.28 Billion | $1.14 Billion/day | $- | $105.91 Billion | ▼ -32 days |
| 2022 | 191 days | $259.27 Billion | $1.35 Billion/day | $40.20 Billion | $147.83 Billion | ▼ -147 days |
| 2021 | 338 days | $548.32 Billion | $1.62 Billion/day | $62.98 Billion | $390.05 Billion | ▼ -1223 days |
| 2020 | 1561 days | $445.69 Billion | $285.48 Million/day | $40.35 Billion | $337.40 Billion | ▲ +501 days |
| 2019 | 1061 days | $113.91 Billion | $107.40 Million/day | $29.34 Billion | $61.42 Billion | ▲ +901 days |
| 2018 | 160 days | $117.72 Billion | $736.95 Million/day | $27.94 Billion | $66.58 Billion | ▲ +17 days |
| 2017 | 143 days | $86.31 Billion | $602.73 Million/day | $14.22 Billion | $49.99 Billion | ▼ -48 days |
| 2016 | 191 days | $106.85 Billion | $559.33 Million/day | $10.83 Billion | $77.36 Billion | ▼ -18 days |
| 2015 | 210 days | $96.15 Billion | $458.91 Million/day | $11.98 Billion | $65.65 Billion | ▼ -5 days |
| 2014 | 214 days | $82.82 Billion | $386.36 Million/day | $11.36 Billion | $54.78 Billion | ▲ +8 days |
| 2013 | 206 days | $74.31 Billion | $359.88 Million/day | $7.73 Billion | $51.62 Billion | ▼ -12 days |
| 2012 | 218 days | $73.14 Billion | $335.39 Million/day | $12.66 Billion | $46.12 Billion | ▲ +139 days |
| 2011 | 79 days | $21.53 Billion | $270.79 Million/day | $8.68 Billion | $1.07 Billion | ▼ -189 days |
| 2010 | 269 days | $62.08 Billion | $231.06 Million/day | $27.68 Billion | $22.75 Billion | ▼ -223 days |
| 2009 | 492 days | $54.17 Billion | $110.21 Million/day | $26.61 Billion | $18.37 Billion | ▲ +89 days |
| 2008 | 403 days | $28.02 Billion | $69.52 Million/day | $5.44 Billion | $14.69 Billion | ▼ -352 days |
| 2007 | 755 days | $28.61 Billion | $37.87 Million/day | $6.76 Billion | $8.80 Billion | ▼ -59 days |
| 2006 | 814 days | $24.58 Billion | $30.19 Million/day | $4.51 Billion | $8.49 Billion | ▲ +128 days |
| 2005 | 686 days | $14.36 Billion | $20.93 Million/day | $2.33 Billion | $425.00 Million | ▲ +493 days |
| 2004 | 193 days | $6.23 Billion | $32.28 Million/day | $2.78 Billion | $-6.87 Billion | ▲ +137 days |
| 2003 | 56 days | $6.20 Billion | $111.32 Million/day | $2.83 Billion | $-5.76 Billion | ▼ -232 days |
| 2002 | 287 days | $27.59 Billion | $96.03 Million/day | $4.41 Billion | $16.11 Billion | ▲ +180 days |
| 2001 | 107 days | $10.43 Billion | $97.45 Million/day | $4.41 Billion | $-4.05 Billion | ▼ -234 days |
| 2000 | 341 days | $30.98 Billion | $90.83 Million/day | $3.30 Billion | $11.00 Billion | ▼ -2048 days |
| 1999 | 2389 days | $28.45 Billion | $11.91 Million/day | $2.08 Billion | $8.83 Billion | ▲ +2008 days |
| 1998 | 381 days | $21.38 Billion | $56.12 Million/day | $1.16 Billion | $10.24 Billion | ▲ +1 days |
| 1997 | 380 days | $15.59 Billion | $41.03 Million/day | $797.40 Million | $6.77 Billion | ▲ +1 days |
| 1996 | 379 days | $13.11 Billion | $34.63 Million/day | $633.30 Million | $7.24 Billion | ▲ +3 days |
| 1995 | 375 days | $9.94 Billion | $26.50 Million/day | $429.30 Million | $5.43 Billion | ▼ -6 days |
| 1994 | 381 days | $7.60 Billion | $19.95 Million/day | $380.60 Million | $4.21 Billion | ▲ +2 days |
| 1993 | 379 days | $6.58 Billion | $17.35 Million/day | $279.80 Million | $3.68 Billion | ▲ +3 days |
| 1992 | 376 days | $5.67 Billion | $15.05 Million/day | $204.30 Million | $3.51 Billion | ▲ +3 days |
| 1991 | 374 days | $4.82 Billion | $12.90 Million/day | $150.50 Million | $3.32 Billion | ▲ +365 days |
| 1990 | 8 days | $90.40 Million | $10.71 Million/day | $90.40 Million | $- | ▼ -3 days |
| 1989 | 12 days | $103.40 Million | $8.71 Million/day | $103.40 Million | $- | ▼ -122 days |
| 1988 | 134 days | $825.00 Million | $6.14 Million/day | $81.00 Million | $- | ▼ -65 days |
| 1987 | 199 days | $919.00 Million | $4.61 Million/day | $137.00 Million | $- | ▼ -126 days |
| 1986 | 325 days | $1.32 Billion | $4.06 Million/day | $512.00 Million | $- | — |