Charles Schwab Corp (SCHW) — Cash Flow Reinvestment Rate
Charles Schwab Corp (SCHW) has a Cash Flow Reinvestment Rate of 11.69x as of September 2025, reinvesting $6.29 Billion (capex $145.00 Million plus investments $6.14 Billion) from operating cash flow of $538.00 Million. See how much free cash does Charles Schwab Corp generate to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Charles Schwab Corp Cash Flow Reinvestment Rate (1986–2024)
Historical reinvestment intensity for Charles Schwab Corp across 36 annual periods. For the full cash flow conversion analysis, see SCHW cash generation efficiency.
Annual Cash Flow Reinvestment Rate for Charles Schwab Corp (1986–2024)
Year-by-year capital reinvestment analysis for Charles Schwab Corp. See Charles Schwab Corp free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 13.50x | $36.05 Billion | $2.67 Billion | $620.00 Million | ▲ +341.0% |
| 2023 | 3.06x | $59.97 Billion | $19.59 Billion | $700.00 Million | ▼ -81.5% |
| 2022 | 16.59x | $34.13 Billion | $2.06 Billion | $971.00 Million | ▼ -53.5% |
| 2021 | 35.66x | $75.52 Billion | $2.12 Billion | $916.00 Million | ▲ +73.8% |
| 2020 | 20.52x | $140.61 Billion | $6.85 Billion | $631.00 Million | ▲ +1324.3% |
| 2019 | 1.44x | $13.44 Billion | $9.32 Billion | $708.00 Million | ▼ -55.6% |
| 2018 | 3.25x | $40.46 Billion | $12.46 Billion | $570.00 Million | ▼ -69.8% |
| 2016 | 10.75x | $38.74 Billion | $3.60 Billion | $346.00 Million | ▼ -53.2% |
| 2015 | 22.95x | $28.60 Billion | $1.25 Billion | $266.00 Million | ▲ +542.7% |
| 2014 | 3.57x | $8.38 Billion | $2.35 Billion | $400.00 Million | ▼ -70.5% |
| 2013 | 12.11x | $20.05 Billion | $1.66 Billion | $249.00 Million | ▼ -5.3% |
| 2012 | 12.78x | $16.18 Billion | $1.27 Billion | $148.00 Million | ▲ +260.9% |
| 2011 | 3.54x | $8.73 Billion | $2.46 Billion | $180.00 Million | ▼ -63.8% |
| 2009 | 9.78x | $14.05 Billion | $1.44 Billion | $140.00 Million | ▼ -89.6% |
| 2008 | 94.00x | $188.00 Million | $2.00 Million | $188.00 Million | ▲ +97592.9% |
| 2007 | 0.10x | $168.00 Million | $1.75 Billion | $168.00 Million | ▲ +187.0% |
| 2006 | 0.03x | $59.00 Million | $1.76 Billion | $59.00 Million | ▼ -66.6% |
| 2005 | 0.10x | $78.00 Million | $777.00 Million | $78.00 Million | ▼ -64.5% |
| 2004 | 0.28x | $194.00 Million | $686.00 Million | $194.00 Million | ▼ -98.7% |
| 2003 | 21.86x | $153.00 Million | $7.00 Million | $153.00 Million | ▲ +2208.7% |
| 2002 | 0.95x | $160.00 Million | $169.00 Million | $160.00 Million | ▲ +291.6% |
| 2000 | 0.24x | $705.00 Million | $2.92 Billion | $705.00 Million | ▼ -6.5% |
| 1999 | 0.26x | $283.00 Million | $1.09 Billion | $283.00 Million | ▲ +0.1% |
| 1998 | 0.26x | $185.50 Million | $718.10 Million | $185.50 Million | ▼ -50.3% |
| 1997 | 0.52x | $139.40 Million | $268.10 Million | $139.40 Million | ▲ +16.4% |
| 1996 | 0.45x | $159.80 Million | $357.70 Million | $159.80 Million | ▼ -33.3% |
| 1995 | 0.67x | $165.60 Million | $247.30 Million | $165.60 Million | ▲ +337.7% |
| 1994 | 0.15x | $31.50 Million | $205.90 Million | $31.50 Million | ▼ -73.8% |
| 1993 | 0.58x | $77.10 Million | $131.80 Million | $77.10 Million | ▲ +32.0% |
| 1992 | 0.44x | $53.50 Million | $120.70 Million | $53.50 Million | ▲ +73.4% |
| 1991 | 0.26x | $27.40 Million | $107.20 Million | $27.40 Million | ▼ -32.1% |
| 1990 | 0.38x | $19.30 Million | $51.30 Million | $19.30 Million | ▼ -6.7% |
| 1989 | 0.40x | $33.50 Million | $83.10 Million | $33.50 Million | ▲ +95.8% |
| 1988 | 0.21x | $7.00 Million | $34.00 Million | $7.00 Million | ▼ -16.1% |
| 1987 | 0.25x | $13.00 Million | $53.00 Million | $13.00 Million | ▼ -14.2% |
| 1986 | 0.29x | $12.00 Million | $42.00 Million | $12.00 Million | — |