Charles Schwab Corp (SCHW) — Free Cash Flow Generation Index

Latest as of September 2025: 0.73x

Charles Schwab Corp (SCHW) has a Free Cash Flow Generation Index of 0.73x as of September 2025. Free cash flow of $393.00 Million represents 1% of operating cash flow ($538.00 Million). Explore capital reinvestment ratio of Charles Schwab Corp to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.73x
Free Cash Flow / Operating CF

Free Cash Flow

$393.00 Million
USD

Operating Cash Flow

$538.00 Million
USD

Capital Expenditures

$145.00 Million
USD

Charles Schwab Corp Free Cash Flow Generation Index (1986–2024)

Historical FCF Generation Index trend for Charles Schwab Corp across 36 annual periods. For the full cash flow conversion analysis, see SCHW cash flow metrics.

Annual Free Cash Flow Generation for Charles Schwab Corp (1986–2024)

Year-by-year Free Cash Flow Generation Index for Charles Schwab Corp. Check cash flow reinvestment rate of Charles Schwab Corp to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.77x $2.05 Billion $2.67 Billion $620.00 Million ▼ -20.4%
2023 0.96x $18.89 Billion $19.59 Billion $700.00 Million ▲ +82.6%
2022 0.53x $1.09 Billion $2.06 Billion $971.00 Million ▼ -7.0%
2021 0.57x $1.20 Billion $2.12 Billion $916.00 Million ▼ -37.5%
2020 0.91x $6.22 Billion $6.85 Billion $631.00 Million ▼ -1.7%
2019 0.92x $8.62 Billion $9.32 Billion $708.00 Million ▼ -3.2%
2018 0.95x $11.89 Billion $12.46 Billion $570.00 Million ▲ +5.6%
2016 0.90x $3.26 Billion $3.60 Billion $346.00 Million ▲ +14.9%
2015 0.79x $980.00 Million $1.25 Billion $266.00 Million ▼ -5.2%
2014 0.83x $1.95 Billion $2.35 Billion $400.00 Million ▼ -2.4%
2013 0.85x $1.41 Billion $1.66 Billion $249.00 Million ▼ -3.8%
2012 0.88x $1.12 Billion $1.27 Billion $148.00 Million ▼ -4.7%
2011 0.93x $2.28 Billion $2.46 Billion $180.00 Million ▲ +2.7%
2009 0.90x $1.30 Billion $1.44 Billion $140.00 Million ▲ +101.0%
2008 -93.00x $-186.00 Million $2.00 Million $188.00 Million ▼ -10390.1%
2007 0.90x $1.58 Billion $1.75 Billion $168.00 Million ▼ -6.5%
2006 0.97x $1.70 Billion $1.76 Billion $59.00 Million ▲ +7.4%
2005 0.90x $699.00 Million $777.00 Million $78.00 Million ▲ +25.4%
2004 0.72x $492.00 Million $686.00 Million $194.00 Million ▲ +103.4%
2003 -20.86x $-146.00 Million $7.00 Million $153.00 Million ▼ -39265.1%
2002 0.05x $9.00 Million $169.00 Million $160.00 Million ▼ -93.0%
2000 0.76x $2.21 Billion $2.92 Billion $705.00 Million ▼ -7.6%
1999 0.82x $898.00 Million $1.09 Billion $283.00 Million ▲ +10.7%
1998 0.74x $532.60 Million $718.10 Million $185.50 Million ▲ +54.5%
1997 0.48x $128.70 Million $268.10 Million $139.40 Million ▼ -13.2%
1996 0.55x $197.90 Million $357.70 Million $159.80 Million ▲ +67.5%
1995 0.33x $81.70 Million $247.30 Million $165.60 Million ▼ -61.0%
1994 0.85x $174.40 Million $205.90 Million $31.50 Million ▲ +104.1%
1993 0.42x $54.70 Million $131.80 Million $77.10 Million ▼ -25.5%
1992 0.56x $67.20 Million $120.70 Million $53.50 Million ▼ -25.2%
1991 0.74x $79.80 Million $107.20 Million $27.40 Million ▲ +19.3%
1990 0.62x $32.00 Million $51.30 Million $19.30 Million ▲ +4.5%
1989 0.60x $49.60 Million $83.10 Million $33.50 Million ▼ -24.8%
1988 0.79x $27.00 Million $34.00 Million $7.00 Million ▲ +5.2%
1987 0.75x $40.00 Million $53.00 Million $13.00 Million ▲ +5.7%
1986 0.71x $30.00 Million $42.00 Million $12.00 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).