Charles Schwab Corp (SCHW) — Financial Flexibility Index
Charles Schwab Corp (SCHW) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $683.00 Million (operating CF $538.00 Million minus capex $145.00 Million) represents 0% of total liabilities ($415.87 Billion). Check SCHW cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Charles Schwab Corp Financial Flexibility Index (1986–2024)
Historical Financial Flexibility Index trend for Charles Schwab Corp across 39 annual periods. For the full cash flow conversion analysis, see Charles Schwab Corp cash flow conversion.
Annual Financial Flexibility Index for Charles Schwab Corp (1986–2024)
Year-by-year free cash flow to debt coverage for Charles Schwab Corp. Explore SCHW debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $3.29 Billion | $2.67 Billion | $431.47 Billion | ▼ -83.0% |
| 2023 | 0.04x | $20.29 Billion | $19.59 Billion | $452.22 Billion | ▲ +663.2% |
| 2022 | 0.01x | $3.03 Billion | $2.06 Billion | $515.16 Billion | ▲ +18.4% |
| 2021 | 0.00x | $3.03 Billion | $2.12 Billion | $611.01 Billion | ▼ -67.3% |
| 2020 | 0.02x | $7.48 Billion | $6.85 Billion | $492.95 Billion | ▼ -58.8% |
| 2019 | 0.04x | $10.03 Billion | $9.32 Billion | $272.30 Billion | ▼ -22.0% |
| 2018 | 0.05x | $13.03 Billion | $12.46 Billion | $275.81 Billion | ▲ +2517.9% |
| 2017 | 0.00x | $-439.00 Million | $-839.00 Million | $224.75 Billion | ▼ -110.2% |
| 2016 | 0.02x | $3.95 Billion | $3.60 Billion | $206.96 Billion | ▲ +114.9% |
| 2015 | 0.01x | $1.51 Billion | $1.25 Billion | $170.32 Billion | ▼ -53.9% |
| 2014 | 0.02x | $2.75 Billion | $2.35 Billion | $142.84 Billion | ▲ +34.6% |
| 2013 | 0.01x | $1.91 Billion | $1.66 Billion | $133.26 Billion | ▲ +25.4% |
| 2012 | 0.01x | $1.41 Billion | $1.27 Billion | $124.05 Billion | ▼ -56.5% |
| 2011 | 0.03x | $2.64 Billion | $2.46 Billion | $100.84 Billion | ▲ +1786.6% |
| 2010 | 0.00x | $120.00 Million | $-9.00 Million | $86.34 Billion | ▼ -93.8% |
| 2009 | 0.02x | $1.58 Billion | $1.44 Billion | $70.36 Billion | ▲ +461.7% |
| 2008 | 0.00x | $190.00 Million | $2.00 Million | $47.61 Billion | ▼ -92.0% |
| 2007 | 0.05x | $1.91 Billion | $1.75 Billion | $38.55 Billion | ▲ +20.0% |
| 2006 | 0.04x | $1.82 Billion | $1.76 Billion | $43.98 Billion | ▲ +107.5% |
| 2005 | 0.02x | $855.00 Million | $777.00 Million | $42.90 Billion | ▼ -3.2% |
| 2004 | 0.02x | $880.00 Million | $686.00 Million | $42.75 Billion | ▲ +432.7% |
| 2003 | 0.00x | $160.00 Million | $7.00 Million | $41.41 Billion | ▼ -58.1% |
| 2002 | 0.01x | $329.00 Million | $169.00 Million | $35.69 Billion | ▲ +218.2% |
| 2001 | -0.01x | $-283.00 Million | $-584.00 Million | $36.30 Billion | ▼ -107.3% |
| 2000 | 0.11x | $3.62 Billion | $2.92 Billion | $33.92 Billion | ▲ +146.1% |
| 1999 | 0.04x | $1.38 Billion | $1.09 Billion | $31.75 Billion | ▲ +0.0% |
| 1998 | 0.04x | $903.60 Million | $718.10 Million | $20.84 Billion | ▲ +63.2% |
| 1997 | 0.03x | $407.50 Million | $268.10 Million | $15.34 Billion | ▼ -33.6% |
| 1996 | 0.04x | $517.50 Million | $357.70 Million | $12.92 Billion | ▼ -3.8% |
| 1995 | 0.04x | $412.90 Million | $247.30 Million | $9.92 Billion | ▲ +30.6% |
| 1994 | 0.03x | $237.40 Million | $205.90 Million | $7.45 Billion | ▼ -0.6% |
| 1993 | 0.03x | $208.90 Million | $131.80 Million | $6.52 Billion | ▲ +3.9% |
| 1992 | 0.03x | $174.20 Million | $120.70 Million | $5.65 Billion | ▲ +10.6% |
| 1991 | 0.03x | $134.60 Million | $107.20 Million | $4.83 Billion | ▲ +59.4% |
| 1990 | 0.02x | $70.60 Million | $51.30 Million | $4.03 Billion | ▼ -50.3% |
| 1989 | 0.04x | $116.60 Million | $83.10 Million | $3.31 Billion | ▲ +104.1% |
| 1988 | 0.02x | $41.00 Million | $34.00 Million | $2.37 Billion | ▼ -51.1% |
| 1987 | 0.04x | $66.00 Million | $53.00 Million | $1.87 Billion | ▼ -2.4% |
| 1986 | 0.04x | $54.00 Million | $42.00 Million | $1.49 Billion | — |