Universal Insurance Holdings Inc (UVE) — Cash Flow Quality Index
Universal Insurance Holdings Inc (UVE) has a Cash Flow Quality Index of 2.85x as of March 2026. Operating cash flow of $154.82 Million exceeds net income of $54.29 Million, indicating high earnings quality where cash backs reported profits. Explore Universal Insurance Holdings Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Universal Insurance Holdings Inc Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Universal Insurance Holdings Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check UVE goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Universal Insurance Holdings Inc (1998–2025)
Year-by-year earnings quality comparison for Universal Insurance Holdings Inc. For live market cap and the full company financial profile, see market value of Universal Insurance Holdings Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.09x | $381.49 Million | $182.95 Million | ▼ -10.5% |
| 2024 | 2.33x | $137.36 Million | $58.93 Million | ▲ +119.5% |
| 2023 | 1.06x | $70.97 Million | $66.82 Million | ▼ -90.8% |
| 2021 | 11.49x | $234.38 Million | $20.41 Million | ▲ +647.7% |
| 2020 | 1.54x | $29.35 Million | $19.11 Million | ▼ -15.5% |
| 2019 | 1.82x | $84.60 Million | $46.51 Million | ▼ -7.5% |
| 2018 | 1.97x | $230.10 Million | $117.05 Million | ▼ -14.2% |
| 2017 | 2.29x | $245.01 Million | $106.94 Million | ▲ +87.6% |
| 2016 | 1.22x | $121.40 Million | $99.41 Million | ▼ -40.7% |
| 2015 | 2.06x | $219.27 Million | $106.48 Million | ▲ +21.8% |
| 2014 | 1.69x | $123.35 Million | $72.99 Million | ▼ -36.5% |
| 2013 | 2.66x | $156.96 Million | $58.98 Million | ▼ -43.2% |
| 2012 | 4.68x | $142.00 Million | $30.31 Million | ▼ -14.5% |
| 2011 | 5.48x | $110.13 Million | $20.11 Million | ▲ +2293.1% |
| 2010 | -0.25x | $-9.24 Million | $36.98 Million | ▼ -119.0% |
| 2009 | 1.31x | $37.79 Million | $28.79 Million | ▼ -0.5% |
| 2008 | 1.32x | $52.84 Million | $40.04 Million | ▲ +13162.3% |
| 2007 | 0.01x | $537.34K | $54.00 Million | ▼ -99.9% |
| 2006 | 8.95x | $153.38 Million | $17.13 Million | ▲ +116.0% |
| 2005 | 4.15x | $26.97 Million | $6.51 Million | ▲ +103.5% |
| 2002 | -119.88x | $-8.52 Million | $71.05K | ▼ -3035.8% |
| 1999 | 4.08x | $4.90 Million | $1.20 Million | ▲ +2.1% |
| 1998 | 4.00x | $8.40 Million | $2.10 Million | — |