Universal Insurance Holdings Inc (UVE) — Free Cash Flow Generation Index
Universal Insurance Holdings Inc (UVE) has a Free Cash Flow Generation Index of 0.99x as of March 2026. Free cash flow of $153.24 Million represents 1% of operating cash flow ($154.82 Million). Read Universal Insurance Holdings Inc (UVE) financial obligations for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Universal Insurance Holdings Inc Free Cash Flow Generation Index (1998–2025)
Historical FCF Generation Index trend for Universal Insurance Holdings Inc across 25 annual periods. Explore UVE capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Universal Insurance Holdings Inc (1998–2025)
Year-by-year Free Cash Flow Generation Index for Universal Insurance Holdings Inc. For the full company profile including market capitalisation, see UVE market cap.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $377.06 Million | $381.49 Million | $4.44 Million | ▲ +4.4% |
| 2024 | 0.95x | $129.99 Million | $137.36 Million | $7.37 Million | ▲ +0.3% |
| 2023 | 0.94x | $66.95 Million | $70.97 Million | $4.02 Million | ▼ -4.2% |
| 2022 | 0.98x | $319.62 Million | $324.51 Million | $4.90 Million | ▲ +1.6% |
| 2021 | 0.97x | $227.15 Million | $234.38 Million | $7.23 Million | ▲ +134.4% |
| 2020 | 0.41x | $12.13 Million | $29.35 Million | $17.22 Million | ▼ -52.3% |
| 2019 | 0.87x | $73.28 Million | $84.60 Million | $11.31 Million | ▼ -10.8% |
| 2018 | 0.97x | $223.37 Million | $230.10 Million | $6.73 Million | ▼ -1.1% |
| 2017 | 0.98x | $240.39 Million | $245.01 Million | $4.62 Million | ▲ +5.2% |
| 2016 | 0.93x | $113.17 Million | $121.40 Million | $8.22 Million | ▼ -1.4% |
| 2015 | 0.95x | $207.40 Million | $219.27 Million | $11.87 Million | ▲ +2.3% |
| 2014 | 0.92x | $114.08 Million | $123.35 Million | $9.27 Million | ▼ -6.7% |
| 2013 | 0.99x | $155.61 Million | $156.96 Million | $1.35 Million | ▲ +1.1% |
| 2012 | 0.98x | $139.27 Million | $142.00 Million | $2.73 Million | ▲ +0.3% |
| 2011 | 0.98x | $107.73 Million | $110.13 Million | $2.40 Million | ▼ -0.2% |
| 2009 | 0.98x | $37.02 Million | $37.79 Million | $762.08K | ▼ -0.7% |
| 2008 | 0.99x | $52.12 Million | $52.84 Million | $713.47K | ▲ +90.6% |
| 2007 | 0.52x | $278.13K | $537.34K | $259.21K | ▼ -48.2% |
| 2006 | 1.00x | $153.15 Million | $153.38 Million | $230.94K | ▲ +5.8% |
| 2005 | 0.94x | $25.46 Million | $26.97 Million | $1.51 Million | ▲ +5.5% |
| 2004 | 0.89x | $14.21 Million | $15.89 Million | $1.68 Million | ▼ -10.6% |
| 2003 | 1.00x | $3.59 Million | $3.59 Million | $237.00K | ▲ +35.6% |
| 2001 | 0.74x | $1.42 Million | $1.93 Million | $505.77K | ▼ -21.4% |
| 1999 | 0.94x | $4.60 Million | $4.90 Million | $300.00K | ▼ -6.1% |
| 1998 | 1.00x | $8.40 Million | $8.40 Million | $0.00 | — |