Universal Insurance Holdings Inc (UVE) — Free Cash Flow Generation Index
Universal Insurance Holdings Inc (UVE) has a Free Cash Flow Generation Index of 0.99x as of March 2026. Free cash flow of $153.24 Million represents 1% of operating cash flow ($154.82 Million). See UVE current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Universal Insurance Holdings Inc Free Cash Flow Generation Index (1998–2025)
Historical FCF Generation Index trend for Universal Insurance Holdings Inc across 25 annual periods. Explore Universal Insurance Holdings Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Universal Insurance Holdings Inc (1998–2025)
Year-by-year Free Cash Flow Generation Index for Universal Insurance Holdings Inc. For the full company profile including market capitalisation, see Universal Insurance Holdings Inc stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $377.06 Million | $381.49 Million | $4.44 Million | ▲ +4.4% |
| 2024 | 0.95x | $129.99 Million | $137.36 Million | $7.37 Million | ▲ +0.3% |
| 2023 | 0.94x | $66.95 Million | $70.97 Million | $4.02 Million | ▼ -4.2% |
| 2022 | 0.98x | $319.62 Million | $324.51 Million | $4.90 Million | ▲ +1.6% |
| 2021 | 0.97x | $227.15 Million | $234.38 Million | $7.23 Million | ▲ +134.4% |
| 2020 | 0.41x | $12.13 Million | $29.35 Million | $17.22 Million | ▼ -52.3% |
| 2019 | 0.87x | $73.28 Million | $84.60 Million | $11.31 Million | ▼ -10.8% |
| 2018 | 0.97x | $223.37 Million | $230.10 Million | $6.73 Million | ▼ -1.1% |
| 2017 | 0.98x | $240.39 Million | $245.01 Million | $4.62 Million | ▲ +5.2% |
| 2016 | 0.93x | $113.17 Million | $121.40 Million | $8.22 Million | ▼ -1.4% |
| 2015 | 0.95x | $207.40 Million | $219.27 Million | $11.87 Million | ▲ +2.3% |
| 2014 | 0.92x | $114.08 Million | $123.35 Million | $9.27 Million | ▼ -6.7% |
| 2013 | 0.99x | $155.61 Million | $156.96 Million | $1.35 Million | ▲ +1.1% |
| 2012 | 0.98x | $139.27 Million | $142.00 Million | $2.73 Million | ▲ +0.3% |
| 2011 | 0.98x | $107.73 Million | $110.13 Million | $2.40 Million | ▼ -0.2% |
| 2009 | 0.98x | $37.02 Million | $37.79 Million | $762.08K | ▼ -0.7% |
| 2008 | 0.99x | $52.12 Million | $52.84 Million | $713.47K | ▲ +90.6% |
| 2007 | 0.52x | $278.13K | $537.34K | $259.21K | ▼ -48.2% |
| 2006 | 1.00x | $153.15 Million | $153.38 Million | $230.94K | ▲ +5.8% |
| 2005 | 0.94x | $25.46 Million | $26.97 Million | $1.51 Million | ▲ +5.5% |
| 2004 | 0.89x | $14.21 Million | $15.89 Million | $1.68 Million | ▼ -10.6% |
| 2003 | 1.00x | $3.59 Million | $3.59 Million | $237.00K | ▲ +35.6% |
| 2001 | 0.74x | $1.42 Million | $1.93 Million | $505.77K | ▼ -21.4% |
| 1999 | 0.94x | $4.60 Million | $4.90 Million | $300.00K | ▼ -6.1% |
| 1998 | 1.00x | $8.40 Million | $8.40 Million | $0.00 | — |