Universal Insurance Holdings Inc (UVE) — Free Cash Flow Generation Index
Universal Insurance Holdings Inc (UVE) has a Free Cash Flow Generation Index of 0.99x as of June 2026. Free cash flow of $100.17 Million represents 1% of operating cash flow ($101.08 Million). Explore Universal Insurance Holdings Inc capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Universal Insurance Holdings Inc Free Cash Flow Generation Index (1998–2025)
Historical FCF Generation Index trend for Universal Insurance Holdings Inc across 25 annual periods. For the full cash flow conversion analysis, see how efficiently does Universal Insurance Holdings Inc generate cash.
Annual Free Cash Flow Generation for Universal Insurance Holdings Inc (1998–2025)
Year-by-year Free Cash Flow Generation Index for Universal Insurance Holdings Inc. Check UVE cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $377.06 Million | $381.49 Million | $4.44 Million | ▲ +4.4% |
| 2024 | 0.95x | $129.99 Million | $137.36 Million | $7.37 Million | ▲ +0.3% |
| 2023 | 0.94x | $66.95 Million | $70.97 Million | $4.02 Million | ▼ -4.2% |
| 2022 | 0.98x | $319.62 Million | $324.51 Million | $4.90 Million | ▲ +1.6% |
| 2021 | 0.97x | $227.15 Million | $234.38 Million | $7.23 Million | ▲ +134.4% |
| 2020 | 0.41x | $12.13 Million | $29.35 Million | $17.22 Million | ▼ -52.3% |
| 2019 | 0.87x | $73.28 Million | $84.60 Million | $11.31 Million | ▼ -10.8% |
| 2018 | 0.97x | $223.37 Million | $230.10 Million | $6.73 Million | ▼ -1.1% |
| 2017 | 0.98x | $240.39 Million | $245.01 Million | $4.62 Million | ▲ +5.2% |
| 2016 | 0.93x | $113.17 Million | $121.40 Million | $8.22 Million | ▼ -1.4% |
| 2015 | 0.95x | $207.40 Million | $219.27 Million | $11.87 Million | ▲ +2.3% |
| 2014 | 0.92x | $114.08 Million | $123.35 Million | $9.27 Million | ▼ -6.7% |
| 2013 | 0.99x | $155.61 Million | $156.96 Million | $1.35 Million | ▲ +1.1% |
| 2012 | 0.98x | $139.27 Million | $142.00 Million | $2.73 Million | ▲ +0.3% |
| 2011 | 0.98x | $107.73 Million | $110.13 Million | $2.40 Million | ▼ -0.2% |
| 2009 | 0.98x | $37.02 Million | $37.79 Million | $762.08K | ▼ -0.7% |
| 2008 | 0.99x | $52.12 Million | $52.84 Million | $713.47K | ▲ +90.6% |
| 2007 | 0.52x | $278.13K | $537.34K | $259.21K | ▼ -48.2% |
| 2006 | 1.00x | $153.15 Million | $153.38 Million | $230.94K | ▲ +5.8% |
| 2005 | 0.94x | $25.46 Million | $26.97 Million | $1.51 Million | ▲ +5.5% |
| 2004 | 0.89x | $14.21 Million | $15.89 Million | $1.68 Million | ▼ -10.6% |
| 2003 | 1.00x | $3.59 Million | $3.59 Million | $237.00K | ▲ +35.6% |
| 2001 | 0.74x | $1.42 Million | $1.93 Million | $505.77K | ▼ -21.4% |
| 1999 | 0.94x | $4.60 Million | $4.90 Million | $300.00K | ▼ -6.1% |
| 1998 | 1.00x | $8.40 Million | $8.40 Million | $0.00 | — |