Universal Insurance Holdings Inc (UVE) — Working Capital to Net Assets Ratio
Universal Insurance Holdings Inc (UVE) has a Working Capital to Net Assets ratio of 193.4% as of June 2026. Working capital of $1.23 Billion (current assets of $1.25 Billion minus current liabilities of $16.41 Million) is measured against net assets of $637.15 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See defensive interval ratio of Universal Insurance Holdings Inc to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Universal Insurance Holdings Inc Working Capital to Net Assets (1991–2025)
This chart shows how Universal Insurance Holdings Inc's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1991 to 2025. As of June 2026, the ratio stands at 193.4%, reflecting working capital of $1.23 Billion against net assets of $637.15 Million USD. For the complete balance sheet picture, see how large is Universal Insurance Holdings Inc's balance sheet.
Annual Working Capital to Net Assets for Universal Insurance Holdings Inc (1991–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Universal Insurance Holdings Inc from 1991 to 2025, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check financial resilience of Universal Insurance Holdings Inc to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -164.5% | $-906.20 Million | $551.03 Million | $1.24 Billion | $2.15 Billion | ▼ -425.6 pp |
| 2024 | 261.1% | $974.55 Million | $373.25 Million | $1.61 Billion | $634.54 Million | ▲ +202.7 pp |
| 2023 | 58.4% | $199.44 Million | $341.30 Million | $2.00 Billion | $1.80 Billion | ▲ +14.1 pp |
| 2022 | 44.4% | $127.69 Million | $287.90 Million | $2.57 Billion | $2.44 Billion | ▼ -22.1 pp |
| 2021 | 66.5% | $285.60 Million | $429.70 Million | $501.02 Million | $215.42 Million | ▼ -5.8 pp |
| 2020 | 72.3% | $324.75 Million | $449.26 Million | $394.46 Million | $69.71 Million | ▲ +26.5 pp |
| 2019 | 45.8% | $226.25 Million | $493.90 Million | $439.23 Million | $212.98 Million | ▼ -208.8 pp |
| 2018 | 254.6% | $1.28 Billion | $501.63 Million | $1.48 Billion | $199.21 Million | ▲ +181.5 pp |
| 2017 | 73.2% | $321.90 Million | $439.99 Million | $471.86 Million | $149.96 Million | ▲ +49.0 pp |
| 2016 | 24.2% | $89.68 Million | $371.19 Million | $173.76 Million | $84.08 Million | ▼ -55.1 pp |
| 2015 | 79.3% | $232.30 Million | $293.09 Million | $306.27 Million | $73.96 Million | ▼ -17.3 pp |
| 2014 | 96.5% | $211.36 Million | $218.92 Million | $287.47 Million | $76.11 Million | ▼ -41.8 pp |
| 2013 | 138.3% | $242.93 Million | $175.61 Million | $347.55 Million | $104.62 Million | ▼ -107.0 pp |
| 2012 | 245.3% | $401.13 Million | $163.51 Million | $516.75 Million | $115.62 Million | ▲ +131.5 pp |
| 2011 | 113.8% | $170.69 Million | $150.00 Million | $287.98 Million | $117.30 Million | ▲ +8.7 pp |
| 2010 | 105.1% | $146.88 Million | $139.79 Million | $211.63 Million | $64.74 Million | ▼ -25.8 pp |
| 2009 | 130.9% | $148.25 Million | $113.27 Million | $244.83 Million | $96.57 Million | ▼ -139.0 pp |
| 2008 | 269.9% | $274.05 Million | $101.55 Million | $302.45 Million | $28.41 Million | ▼ -138.3 pp |
| 2007 | 408.2% | $296.22 Million | $72.58 Million | $299.19 Million | $2.97 Million | ▼ -1697.3 pp |
| 2006 | 2105.5% | $464.22 Million | $22.05 Million | $466.94 Million | $2.73 Million | ▲ +361.9 pp |
| 2005 | 1743.6% | $173.51 Million | $9.95 Million | $175.45 Million | $1.94 Million | ▼ -1490.2 pp |
| 2004 | 3233.8% | $107.67 Million | $3.33 Million | $111.20 Million | $3.52 Million | ▲ +3021.6 pp |
| 2003 | 212.2% | $7.37 Million | $3.47 Million | $8.55 Million | $1.18 Million | ▲ +91.4 pp |
| 2002 | 120.8% | $4.45 Million | $3.69 Million | $5.79 Million | $1.34 Million | ▼ -46.3 pp |
| 1999 | 167.0% | $14.70 Million | $8.80 Million | $16.30 Million | $1.60 Million | ▲ +6.2 pp |
| 1998 | 160.8% | $11.90 Million | $7.40 Million | $12.00 Million | $100.00K | ▲ +246.5 pp |
| 1994 | -85.7% | $-600.00K | $700.00K | $100.00K | $700.00K | ▼ -94.8 pp |
| 1993 | 9.1% | $100.00K | $1.10 Million | $700.00K | $600.00K | ▼ -50.9 pp |
| 1992 | 60.0% | $1.50 Million | $2.50 Million | $1.80 Million | $300.00K | ▲ +26.7 pp |
| 1991 | 33.3% | $-200.00K | $-600.00K | $300.00K | $500.00K | — |