Universal Insurance Holdings Inc (UVE) — Financial Flexibility Index
Universal Insurance Holdings Inc (UVE) has a Financial Flexibility Index of 0.07x as of March 2026. Free cash flow of $156.40 Million (operating CF $154.82 Million minus capex $1.58 Million) represents 0% of total liabilities ($2.18 Billion). Also explore Universal Insurance Holdings Inc net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Universal Insurance Holdings Inc Financial Flexibility Index (1991–2025)
Historical Financial Flexibility Index trend for Universal Insurance Holdings Inc across 35 annual periods. Check UVE capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Universal Insurance Holdings Inc (1991–2025)
Year-by-year free cash flow to debt coverage for Universal Insurance Holdings Inc. For the full company profile including market capitalisation, see UVE company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.17x | $385.93 Million | $381.49 Million | $2.29 Billion | ▲ +187.6% |
| 2024 | 0.06x | $144.73 Million | $137.36 Million | $2.47 Billion | ▲ +54.4% |
| 2023 | 0.04x | $74.99 Million | $70.97 Million | $1.98 Billion | ▼ -70.0% |
| 2022 | 0.13x | $329.41 Million | $324.51 Million | $2.60 Billion | ▼ -14.8% |
| 2021 | 0.15x | $241.60 Million | $234.38 Million | $1.63 Billion | ▲ +317.7% |
| 2020 | 0.04x | $46.56 Million | $29.35 Million | $1.31 Billion | ▼ -54.5% |
| 2019 | 0.08x | $95.91 Million | $84.60 Million | $1.23 Billion | ▼ -55.2% |
| 2018 | 0.17x | $236.84 Million | $230.10 Million | $1.36 Billion | ▼ -29.0% |
| 2017 | 0.25x | $249.63 Million | $245.01 Million | $1.02 Billion | ▲ +30.7% |
| 2016 | 0.19x | $129.62 Million | $121.40 Million | $688.82 Million | ▼ -43.0% |
| 2015 | 0.33x | $231.14 Million | $219.27 Million | $700.46 Million | ▲ +72.4% |
| 2014 | 0.19x | $132.61 Million | $123.35 Million | $692.86 Million | ▼ -10.0% |
| 2013 | 0.21x | $158.31 Million | $156.96 Million | $744.48 Million | ▲ +12.0% |
| 2012 | 0.19x | $144.72 Million | $142.00 Million | $762.22 Million | ▲ +25.5% |
| 2011 | 0.15x | $112.52 Million | $110.13 Million | $744.02 Million | ▲ +1359.6% |
| 2010 | -0.01x | $-7.52 Million | $-9.24 Million | $626.44 Million | ▼ -117.6% |
| 2009 | 0.07x | $38.55 Million | $37.79 Million | $564.97 Million | ▼ -43.5% |
| 2008 | 0.12x | $53.55 Million | $52.84 Million | $443.08 Million | ▲ +6244.4% |
| 2007 | 0.00x | $796.55K | $537.34K | $418.16 Million | ▼ -99.4% |
| 2006 | 0.33x | $153.62 Million | $153.38 Million | $459.56 Million | ▲ +100.7% |
| 2005 | 0.17x | $28.49 Million | $26.97 Million | $171.08 Million | ▲ +4.9% |
| 2004 | 0.16x | $17.57 Million | $15.89 Million | $110.67 Million | ▲ +31.9% |
| 2003 | 0.12x | $3.82 Million | $3.59 Million | $31.76 Million | ▲ +143.4% |
| 2002 | -0.28x | $-8.24 Million | $-8.52 Million | $29.70 Million | ▼ -397.7% |
| 2001 | 0.09x | $2.43 Million | $1.93 Million | $26.13 Million | ▲ +149.7% |
| 2000 | -0.19x | $-4.35 Million | $-4.80 Million | $23.17 Million | ▼ -176.8% |
| 1999 | 0.24x | $5.20 Million | $4.90 Million | $21.30 Million | ▼ -43.9% |
| 1998 | 0.44x | $8.40 Million | $8.40 Million | $19.30 Million | ▲ +230.6% |
| 1997 | -0.33x | $-500.00K | $-500.00K | $1.50 Million | ▼ -44.4% |
| 1996 | -0.23x | $-300.00K | $-400.00K | $1.30 Million | ▲ +0.0% |
| 1995 | -0.23x | $-300.00K | $-400.00K | $1.30 Million | ▲ +7.7% |
| 1994 | -0.25x | $-300.00K | $-400.00K | $1.20 Million | ▲ +35.7% |
| 1993 | -0.39x | $-700.00K | $-1.00 Million | $1.80 Million | ▲ +58.1% |
| 1992 | -0.93x | $-1.30 Million | $-1.60 Million | $1.40 Million | ▼ -209.5% |
| 1991 | -0.30x | $-600.00K | $-700.00K | $2.00 Million | — |