Universal Insurance Holdings Inc Financial Flexibility Index
Universal Insurance Holdings Inc financial flexibility index. Universal Insurance Holdings Inc (UVE) has a Financial Flexibility Index of 0.04x as of June 2026. Free cash flow of $101.98 Million (operating CF $101.08 Million minus capex $902.00K) represents 0% of total liabilities ($2.67 Billion). See Universal Insurance Holdings Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Universal Insurance Holdings Inc (1991–2025)
Financial flexibility index of Universal Insurance Holdings Inc from 1991 to 2025. Historical Financial Flexibility Index trend for Universal Insurance Holdings Inc across 35 annual periods. Check Universal Insurance Holdings Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Universal Insurance Holdings Inc Financial Flexibility Index by Year (1991–2025)
Universal Insurance Holdings Inc financial flexibility index by year from 1991 to 2025. Year-by-year free cash flow to debt coverage for Universal Insurance Holdings Inc. For the full cash flow conversion analysis, see Universal Insurance Holdings Inc cash conversion from operations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.17x | $385.93 Million | $381.49 Million | $2.29 Billion | ▲ +187.6% |
| 2024 | 0.06x | $144.73 Million | $137.36 Million | $2.47 Billion | ▲ +54.4% |
| 2023 | 0.04x | $74.99 Million | $70.97 Million | $1.98 Billion | ▼ -70.0% |
| 2022 | 0.13x | $329.41 Million | $324.51 Million | $2.60 Billion | ▼ -14.8% |
| 2021 | 0.15x | $241.60 Million | $234.38 Million | $1.63 Billion | ▲ +317.7% |
| 2020 | 0.04x | $46.56 Million | $29.35 Million | $1.31 Billion | ▼ -54.5% |
| 2019 | 0.08x | $95.91 Million | $84.60 Million | $1.23 Billion | ▼ -55.2% |
| 2018 | 0.17x | $236.84 Million | $230.10 Million | $1.36 Billion | ▼ -29.0% |
| 2017 | 0.25x | $249.63 Million | $245.01 Million | $1.02 Billion | ▲ +30.7% |
| 2016 | 0.19x | $129.62 Million | $121.40 Million | $688.82 Million | ▼ -43.0% |
| 2015 | 0.33x | $231.14 Million | $219.27 Million | $700.46 Million | ▲ +72.4% |
| 2014 | 0.19x | $132.61 Million | $123.35 Million | $692.86 Million | ▼ -10.0% |
| 2013 | 0.21x | $158.31 Million | $156.96 Million | $744.48 Million | ▲ +12.0% |
| 2012 | 0.19x | $144.72 Million | $142.00 Million | $762.22 Million | ▲ +25.5% |
| 2011 | 0.15x | $112.52 Million | $110.13 Million | $744.02 Million | ▲ +1359.6% |
| 2010 | -0.01x | $-7.52 Million | $-9.24 Million | $626.44 Million | ▼ -117.6% |
| 2009 | 0.07x | $38.55 Million | $37.79 Million | $564.97 Million | ▼ -43.5% |
| 2008 | 0.12x | $53.55 Million | $52.84 Million | $443.08 Million | ▲ +6244.4% |
| 2007 | 0.00x | $796.55K | $537.34K | $418.16 Million | ▼ -99.4% |
| 2006 | 0.33x | $153.62 Million | $153.38 Million | $459.56 Million | ▲ +100.7% |
| 2005 | 0.17x | $28.49 Million | $26.97 Million | $171.08 Million | ▲ +4.9% |
| 2004 | 0.16x | $17.57 Million | $15.89 Million | $110.67 Million | ▲ +31.9% |
| 2003 | 0.12x | $3.82 Million | $3.59 Million | $31.76 Million | ▲ +143.4% |
| 2002 | -0.28x | $-8.24 Million | $-8.52 Million | $29.70 Million | ▼ -397.7% |
| 2001 | 0.09x | $2.43 Million | $1.93 Million | $26.13 Million | ▲ +149.7% |
| 2000 | -0.19x | $-4.35 Million | $-4.80 Million | $23.17 Million | ▼ -176.8% |
| 1999 | 0.24x | $5.20 Million | $4.90 Million | $21.30 Million | ▼ -43.9% |
| 1998 | 0.44x | $8.40 Million | $8.40 Million | $19.30 Million | ▲ +230.6% |
| 1997 | -0.33x | $-500.00K | $-500.00K | $1.50 Million | ▼ -44.4% |
| 1996 | -0.23x | $-300.00K | $-400.00K | $1.30 Million | ▲ +0.0% |
| 1995 | -0.23x | $-300.00K | $-400.00K | $1.30 Million | ▲ +7.7% |
| 1994 | -0.25x | $-300.00K | $-400.00K | $1.20 Million | ▲ +35.7% |
| 1993 | -0.39x | $-700.00K | $-1.00 Million | $1.80 Million | ▲ +58.1% |
| 1992 | -0.93x | $-1.30 Million | $-1.60 Million | $1.40 Million | ▼ -209.5% |
| 1991 | -0.30x | $-600.00K | $-700.00K | $2.00 Million | — |