Universal Insurance Holdings Inc Cash Flow-to-Debt Ratio
Universal Insurance Holdings Inc cash flow-to-debt ratio. Universal Insurance Holdings Inc (UVE) has a Cash Flow-to-Debt Ratio of 0.04x as of June 2026, meaning its operating cash flow of $101.08 Million could theoretically repay 0% of its total liabilities ($2.67 Billion) in one year. Check cash flow quality index of Universal Insurance Holdings Inc to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Universal Insurance Holdings Inc (1991–2025)
Cash flow-to-debt ratio of Universal Insurance Holdings Inc from 1991 to 2025. Historical debt coverage capacity for Universal Insurance Holdings Inc across 35 annual periods. Check UVE cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Universal Insurance Holdings Inc Cash Flow-to-Debt Ratio by Year (1991–2025)
Universal Insurance Holdings Inc cash flow-to-debt ratio by year from 1991 to 2025. Year-by-year debt coverage analysis for Universal Insurance Holdings Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Universal Insurance Holdings Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.17x | $381.49 Million | $2.29 Billion | ▲ +199.6% |
| 2024 | 0.06x | $137.36 Million | $2.47 Billion | ▲ +54.9% |
| 2023 | 0.04x | $70.97 Million | $1.98 Billion | ▼ -71.2% |
| 2022 | 0.12x | $324.51 Million | $2.60 Billion | ▼ -13.5% |
| 2021 | 0.14x | $234.38 Million | $1.63 Billion | ▲ +543.0% |
| 2020 | 0.02x | $29.35 Million | $1.31 Billion | ▼ -67.5% |
| 2019 | 0.07x | $84.60 Million | $1.23 Billion | ▼ -59.3% |
| 2018 | 0.17x | $230.10 Million | $1.36 Billion | ▼ -29.7% |
| 2017 | 0.24x | $245.01 Million | $1.02 Billion | ▲ +37.0% |
| 2016 | 0.18x | $121.40 Million | $688.82 Million | ▼ -43.7% |
| 2015 | 0.31x | $219.27 Million | $700.46 Million | ▲ +75.8% |
| 2014 | 0.18x | $123.35 Million | $692.86 Million | ▼ -15.6% |
| 2013 | 0.21x | $156.96 Million | $744.48 Million | ▲ +13.2% |
| 2012 | 0.19x | $142.00 Million | $762.22 Million | ▲ +25.9% |
| 2011 | 0.15x | $110.13 Million | $744.02 Million | ▲ +1104.0% |
| 2010 | -0.01x | $-9.24 Million | $626.44 Million | ▼ -122.0% |
| 2009 | 0.07x | $37.79 Million | $564.97 Million | ▼ -43.9% |
| 2008 | 0.12x | $52.84 Million | $443.08 Million | ▲ +9179.6% |
| 2007 | 0.00x | $537.34K | $418.16 Million | ▼ -99.6% |
| 2006 | 0.33x | $153.38 Million | $459.56 Million | ▲ +111.7% |
| 2005 | 0.16x | $26.97 Million | $171.08 Million | ▲ +9.8% |
| 2004 | 0.14x | $15.89 Million | $110.67 Million | ▲ +27.1% |
| 2003 | 0.11x | $3.59 Million | $31.76 Million | ▲ +139.4% |
| 2002 | -0.29x | $-8.52 Million | $29.70 Million | ▼ -488.6% |
| 2001 | 0.07x | $1.93 Million | $26.13 Million | ▲ +135.6% |
| 2000 | -0.21x | $-4.80 Million | $23.17 Million | ▼ -190.1% |
| 1999 | 0.23x | $4.90 Million | $21.30 Million | ▼ -47.1% |
| 1998 | 0.44x | $8.40 Million | $19.30 Million | ▲ +230.6% |
| 1997 | -0.33x | $-500.00K | $1.50 Million | ▼ -8.3% |
| 1996 | -0.31x | $-400.00K | $1.30 Million | ▲ +0.0% |
| 1995 | -0.31x | $-400.00K | $1.30 Million | ▲ +7.7% |
| 1994 | -0.33x | $-400.00K | $1.20 Million | ▲ +40.0% |
| 1993 | -0.56x | $-1.00 Million | $1.80 Million | ▲ +51.4% |
| 1992 | -1.14x | $-1.60 Million | $1.40 Million | ▼ -226.5% |
| 1991 | -0.35x | $-700.00K | $2.00 Million | — |