Universal Insurance Holdings Inc (UVE) — Defensive Interval Ratio

Latest as of March 2026: 76 days

Universal Insurance Holdings Inc (UVE) has a Defensive Interval Ratio of 76 days as of March 2026. Defensive assets of $422.66 Million (cash $-, short-term investments $144.78 Million, receivables $277.88 Million) cover 76 days of daily cash needs of $5.59 Million/day. Check Universal Insurance Holdings Inc tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

76 days
Days of operational coverage

Defensive Assets

$422.66 Million
Cash + ST Investments + Receivables

Daily Cash Need

$5.59 Million
Current Liabilities ÷ 365

Current Liabilities

$2.04 Billion
USD

Universal Insurance Holdings Inc Defensive Interval Ratio (1993–2025)

This chart shows how Universal Insurance Holdings Inc's Defensive Interval Ratio has evolved across 25 annual periods from 1993 to 2025. As of March 2026, the ratio stands at 76 days, meaning defensive assets of $422.66 Million can fund 76 days of operations without new revenue. Also explore Universal Insurance Holdings Inc (UVE) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Universal Insurance Holdings Inc (1993–2025)

The table below presents the year-by-year Defensive Interval Ratio for Universal Insurance Holdings Inc from 1993 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Universal Insurance Holdings Inc worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 150 days $880.42 Million $5.88 Million/day $408.87 Million $162.92 Million ▼ -497 days
2024 647 days $1.12 Billion $1.74 Million/day $259.44 Million $159.99 Million ▲ +290 days
2023 357 days $1.76 Billion $4.92 Million/day $397.31 Million $1.06 Billion ▲ +16 days
2022 341 days $2.28 Billion $6.69 Million/day $388.71 Million $1.01 Billion ▼ -2270 days
2021 2612 days $1.54 Billion $590.19K/day $250.51 Million $1.04 Billion ▼ -3746 days
2020 6358 days $1.21 Billion $190.99K/day $167.16 Million $819.86 Million ▲ +4140 days
2019 2218 days $1.29 Billion $583.51K/day $182.11 Million $855.28 Million ▼ -466 days
2018 2685 days $1.47 Billion $545.78K/day $166.43 Million $820.44 Million ▲ +1559 days
2017 1125 days $462.39 Million $410.85K/day $213.49 Million $10.00 Million ▲ +371 days
2016 754 days $173.76 Million $230.35K/day $105.73 Million $5.00 Million ▲ +215 days
2015 539 days $109.25 Million $202.64K/day $- $25.02 Million ▼ -286 days
2014 825 days $172.07 Million $208.52K/day $- $49.99 Million ▲ +589 days
2013 237 days $67.81 Million $286.63K/day $- $65.02 Million ▼ -115 days
2012 352 days $111.39 Million $316.77K/day $- $85.04 Million ▼ -137 days
2011 489 days $157.08 Million $321.36K/day $- $99.15 Million ▲ +128 days
2010 361 days $64.04 Million $177.38K/day $- $- ▼ -277279 days
2009 277640 days $73.46 Billion $264.59K/day $- $73.41 Billion ▼ -323769 days
2008 601408 days $46.80 Billion $77.82K/day $- $1.31 Billion ▲ +596680 days
2007 4729 days $38.51 Million $8.14K/day $- $- ▼ -26609 days
2006 31338 days $234.05 Million $7.47K/day $- $- ▲ +7408 days
2005 23930 days $127.41 Million $5.32K/day $- $- ▲ +14734 days
2004 9196 days $88.75 Million $9.65K/day $- $- ▲ +9030 days
2003 166 days $536.59K $3.22K/day $- $- ▼ -162 days
2002 328 days $1.20 Million $3.66K/day $- $- ▲ +207 days
1993 122 days $200.00K $1.64K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)