SEB SA (SK) — Cash Flow Quality Index
Latest as of December 2025:
2.01x
SEB SA (SK) has a Cash Flow Quality Index of 2.01x as of December 2025. Operating cash flow of €490.20 Million exceeds net income of €243.80 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow to debt ratio of SEB SA to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
2.01x
Operating CF / Net Income
Operating Cash Flow
€490.20 Million
EUR
Net Income
€243.80 Million
EUR
Data as of
Dec 2025
Most recent filing
SEB SA Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for SEB SA across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of SEB SA.
Annual Cash Flow Quality Index for SEB SA (2004–2025)
Year-by-year earnings quality comparison for SEB SA.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.84x | €204.40 Million | €244.60 Million | ▼ -63.6% |
| 2024 | 2.30x | €532.50 Million | €232.00 Million | ▼ -13.2% |
| 2023 | 2.64x | €1.02 Billion | €386.20 Million | ▲ +202.9% |
| 2022 | 0.87x | €276.00 Million | €316.20 Million | ▼ -30.9% |
| 2021 | 1.26x | €573.40 Million | €453.80 Million | ▼ -60.6% |
| 2020 | 3.20x | €962.50 Million | €300.50 Million | ▲ +78.3% |
| 2019 | 1.80x | €682.10 Million | €379.70 Million | ▲ +4.0% |
| 2018 | 1.73x | €723.80 Million | €419.00 Million | ▲ +41.8% |
| 2017 | 1.22x | €456.80 Million | €375.00 Million | ▼ -45.3% |
| 2016 | 2.23x | €575.90 Million | €258.60 Million | ▲ +21.8% |
| 2015 | 1.83x | €376.40 Million | €205.90 Million | ▲ +14.7% |
| 2014 | 1.59x | €271.00 Million | €170.00 Million | ▲ +6.8% |
| 2013 | 1.49x | €298.10 Million | €199.80 Million | ▼ -7.3% |
| 2012 | 1.61x | €312.70 Million | €194.20 Million | ▲ +56.2% |
| 2011 | 1.03x | €241.80 Million | €234.60 Million | ▼ -2.0% |
| 2010 | 1.05x | €256.10 Million | €243.60 Million | ▼ -69.3% |
| 2009 | 3.43x | €557.60 Million | €162.80 Million | ▲ +239.0% |
| 2008 | 1.01x | €164.50 Million | €162.80 Million | ▼ -36.5% |
| 2007 | 1.59x | €227.40 Million | €142.80 Million | ▼ -9.5% |
| 2006 | 1.76x | €154.30 Million | €87.70 Million | ▲ +19.0% |
| 2005 | 1.48x | €152.00 Million | €102.80 Million | ▲ +44.7% |
| 2004 | 1.02x | €178.00 Million | €174.20 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.