SEB SA Cash Flow Quality Index

Latest as of December 2025: 2.01x

SEB SA cash flow quality index. SEB SA (SK) has a Cash Flow Quality Index of 2.01x as of December 2025. Operating cash flow of €490.20 Million exceeds net income of €243.80 Million, indicating high earnings quality where cash backs reported profits. See SK FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

2.01x
Operating CF / Net Income

Operating Cash Flow

€490.20 Million
EUR

Net Income

€243.80 Million
EUR

Data as of

Dec 2025
Most recent filing

Cash Flow Quality Index of SEB SA (2004–2025)

Cash flow quality index of SEB SA from 2004 to 2025. Historical Cash Flow Quality Index for SEB SA across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore SK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

SEB SA Cash Flow Quality Index by Year (2004–2025)

SEB SA cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for SEB SA. For the full cash flow conversion analysis, see SK cash generation efficiency.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 0.84x €204.40 Million €244.60 Million ▼ -63.6%
2024 2.30x €532.50 Million €232.00 Million ▼ -13.2%
2023 2.64x €1.02 Billion €386.20 Million ▲ +202.9%
2022 0.87x €276.00 Million €316.20 Million ▼ -30.9%
2021 1.26x €573.40 Million €453.80 Million ▼ -60.6%
2020 3.20x €962.50 Million €300.50 Million ▲ +78.3%
2019 1.80x €682.10 Million €379.70 Million ▲ +4.0%
2018 1.73x €723.80 Million €419.00 Million ▲ +41.8%
2017 1.22x €456.80 Million €375.00 Million ▼ -45.3%
2016 2.23x €575.90 Million €258.60 Million ▲ +21.8%
2015 1.83x €376.40 Million €205.90 Million ▲ +14.7%
2014 1.59x €271.00 Million €170.00 Million ▲ +6.8%
2013 1.49x €298.10 Million €199.80 Million ▼ -7.3%
2012 1.61x €312.70 Million €194.20 Million ▲ +56.2%
2011 1.03x €241.80 Million €234.60 Million ▼ -2.0%
2010 1.05x €256.10 Million €243.60 Million ▼ -69.3%
2009 3.43x €557.60 Million €162.80 Million ▲ +239.0%
2008 1.01x €164.50 Million €162.80 Million ▼ -36.5%
2007 1.59x €227.40 Million €142.80 Million ▼ -9.5%
2006 1.76x €154.30 Million €87.70 Million ▲ +19.0%
2005 1.48x €152.00 Million €102.80 Million ▲ +44.7%
2004 1.02x €178.00 Million €174.20 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.