SEB SA (SK) — Tangible Net Worth Ratio

Latest as of June 2026: 56.7%

SEB SA (SK) has a Tangible Net Worth Ratio of 56.7% as of June 2026. This metric is calculated by deducting intangible assets (€1.42 Billion) from net assets (€3.29 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore SEB SA net asset momentum to track the company's year-over-year net asset growth rate.

Tangible NW Ratio

56.7%
Tangible equity / total equity

Net Assets (Equity)

€3.29 Billion
EUR

Intangible Assets

€1.42 Billion
Goodwill, patents, brand value

Total Assets

€9.41 Billion
EUR

SEB SA Tangible Net Worth Ratio (2004–2025)

This chart shows how SEB SA's Tangible Net Worth Ratio has changed across 22 annual periods from 2004 to 2025. As of June 2026, the ratio stands at 56.7%, reflecting net assets of €3.29 Billion with intangible assets of €1.42 Billion EUR. For live market cap and overall valuation, see SEB SA market cap and net worth.

Annual Tangible Net Worth Ratio for SEB SA (2004–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for SEB SA from 2004 to 2025, covering 22 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore SK capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Year Tangible NW Ratio Net Assets (EUR) Intangible Assets Total Assets Change (pp)
2025 59.7% €3.48 Billion €1.40 Billion €9.51 Billion ▼ -0.7 pp
2024 60.4% €3.54 Billion €1.40 Billion €9.32 Billion ▼ -0.6 pp
2023 61.1% €3.46 Billion €1.35 Billion €9.25 Billion ▲ +50.2 pp
2022 10.9% €3.45 Billion €3.07 Billion €9.13 Billion ▲ +2.0 pp
2021 8.9% €3.29 Billion €3.00 Billion €10.12 Billion ▲ +15.1 pp
2020 -6.2% €2.73 Billion €2.90 Billion €9.27 Billion ▼ -59.0 pp
2019 52.8% €2.63 Billion €1.24 Billion €7.82 Billion ▲ +3.5 pp
2018 49.3% €2.31 Billion €1.17 Billion €7.08 Billion ▲ +8.2 pp
2017 41.1% €1.96 Billion €1.16 Billion €6.69 Billion ▲ +5.7 pp
2016 35.4% €1.84 Billion €1.19 Billion €6.65 Billion ▼ -39.6 pp
2015 75.0% €1.91 Billion €476.50 Million €4.64 Billion ▲ +1.3 pp
2014 73.7% €1.72 Billion €453.00 Million €3.97 Billion ▼ -0.3 pp
2013 74.0% €1.53 Billion €398.60 Million €3.52 Billion ▲ +3.7 pp
2012 70.3% €1.46 Billion €433.80 Million €3.55 Billion ▲ +3.1 pp
2011 67.3% €1.36 Billion €445.70 Million €3.36 Billion ▼ -7.4 pp
2010 74.6% €1.57 Billion €398.70 Million €3.00 Billion ▲ +5.1 pp
2009 69.5% €1.22 Billion €372.20 Million €2.67 Billion ▲ +5.1 pp
2008 64.4% €1.04 Billion €368.90 Million €2.82 Billion ▼ -5.3 pp
2007 69.7% €862.40 Million €261.10 Million €2.44 Billion ▲ +3.4 pp
2006 66.3% €816.60 Million €275.40 Million €2.12 Billion ▲ +0.3 pp
2005 66.0% €802.50 Million €272.80 Million €2.07 Billion ▼ -5.8 pp
2004 71.8% €688.80 Million €194.20 Million €1.78 Billion
pp = percentage points