SEB SA (SK) — Cash Flow-to-Debt Ratio
Latest as of June 2026:
0.03x
SEB SA (SK) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2026, meaning its operating cash flow of €169.10 Million could theoretically repay 0% of its total liabilities (€6.13 Billion) in one year. See SK financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
0.03x
Operating CF / Total Liabilities
Operating Cash Flow
€169.10 Million
EUR
Total Liabilities
€6.13 Billion
EUR
Data as of
Jun 2026
Most recent filing
SEB SA Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for SEB SA across 22 annual periods. For the full cash flow conversion analysis, see SEB SA (SK) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for SEB SA (2004–2025)
Year-by-year debt coverage analysis for SEB SA. Check cash flow quality index of SEB SA to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | €204.40 Million | €6.03 Billion | ▼ -63.2% |
| 2024 | 0.09x | €532.50 Million | €5.78 Billion | ▼ -47.8% |
| 2023 | 0.18x | €1.02 Billion | €5.79 Billion | ▲ +262.7% |
| 2022 | 0.05x | €276.00 Million | €5.68 Billion | ▼ -42.1% |
| 2021 | 0.08x | €573.40 Million | €6.83 Billion | ▼ -43.0% |
| 2020 | 0.15x | €962.50 Million | €6.54 Billion | ▲ +12.0% |
| 2019 | 0.13x | €682.10 Million | €5.19 Billion | ▼ -13.4% |
| 2018 | 0.15x | €723.80 Million | €4.77 Billion | ▲ +56.9% |
| 2017 | 0.10x | €456.80 Million | €4.72 Billion | ▼ -19.2% |
| 2016 | 0.12x | €575.90 Million | €4.81 Billion | ▼ -13.3% |
| 2015 | 0.14x | €376.40 Million | €2.73 Billion | ▲ +14.4% |
| 2014 | 0.12x | €271.00 Million | €2.25 Billion | ▼ -19.5% |
| 2013 | 0.15x | €298.10 Million | €1.99 Billion | ▼ -0.1% |
| 2012 | 0.15x | €312.70 Million | €2.08 Billion | ▲ +24.1% |
| 2011 | 0.12x | €241.80 Million | €2.00 Billion | ▼ -32.8% |
| 2010 | 0.18x | €256.10 Million | €1.42 Billion | ▼ -53.2% |
| 2009 | 0.38x | €557.60 Million | €1.45 Billion | ▲ +317.0% |
| 2008 | 0.09x | €164.50 Million | €1.78 Billion | ▼ -36.0% |
| 2007 | 0.14x | €227.40 Million | €1.58 Billion | ▲ +22.0% |
| 2006 | 0.12x | €154.30 Million | €1.31 Billion | ▼ -1.7% |
| 2005 | 0.12x | €152.00 Million | €1.27 Billion | ▼ -26.4% |
| 2004 | 0.16x | €178.00 Million | €1.09 Billion | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.