SEB SA (SK) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.08x

SEB SA (SK) has a Cash Flow-to-Debt Ratio of 0.08x as of December 2025, meaning its operating cash flow of €490.20 Million could theoretically repay 0% of its total liabilities (€6.03 Billion) in one year. See SEB SA (SK) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.08x
Operating CF / Total Liabilities

Operating Cash Flow

€490.20 Million
EUR

Total Liabilities

€6.03 Billion
EUR

Data as of

Dec 2025
Most recent filing

SEB SA Cash Flow-to-Debt Ratio (2004–2025)

Historical debt coverage capacity for SEB SA across 22 annual periods. Also explore SK net asset momentum to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for SEB SA (2004–2025)

Year-by-year debt coverage analysis for SEB SA. For market capitalisation and broader financial context, see SK company net worth.

Year CF-to-Debt Ratio Operating CF (EUR) Total Liabilities YoY Change
2025 0.03x €204.40 Million €6.03 Billion ▼ -63.2%
2024 0.09x €532.50 Million €5.78 Billion ▼ -47.8%
2023 0.18x €1.02 Billion €5.79 Billion ▲ +262.7%
2022 0.05x €276.00 Million €5.68 Billion ▼ -42.1%
2021 0.08x €573.40 Million €6.83 Billion ▼ -43.0%
2020 0.15x €962.50 Million €6.54 Billion ▲ +12.0%
2019 0.13x €682.10 Million €5.19 Billion ▼ -13.4%
2018 0.15x €723.80 Million €4.77 Billion ▲ +56.9%
2017 0.10x €456.80 Million €4.72 Billion ▼ -19.2%
2016 0.12x €575.90 Million €4.81 Billion ▼ -13.3%
2015 0.14x €376.40 Million €2.73 Billion ▲ +14.4%
2014 0.12x €271.00 Million €2.25 Billion ▼ -19.5%
2013 0.15x €298.10 Million €1.99 Billion ▼ -0.1%
2012 0.15x €312.70 Million €2.08 Billion ▲ +24.1%
2011 0.12x €241.80 Million €2.00 Billion ▼ -32.8%
2010 0.18x €256.10 Million €1.42 Billion ▼ -53.2%
2009 0.38x €557.60 Million €1.45 Billion ▲ +317.0%
2008 0.09x €164.50 Million €1.78 Billion ▼ -36.0%
2007 0.14x €227.40 Million €1.58 Billion ▲ +22.0%
2006 0.12x €154.30 Million €1.31 Billion ▼ -1.7%
2005 0.12x €152.00 Million €1.27 Billion ▼ -26.4%
2004 0.16x €178.00 Million €1.09 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.