SEB SA (SK) — Financial Flexibility Index
SEB SA (SK) has a Financial Flexibility Index of 0.10x as of December 2025. Free cash flow of €589.10 Million (operating CF €490.20 Million minus capex €98.90 Million) represents 0% of total liabilities (€6.03 Billion). Check asset allocation strategy of SEB SA to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
SEB SA Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for SEB SA across 22 annual periods. See SK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for SEB SA (2004–2025)
Year-by-year free cash flow to debt coverage for SEB SA. For the full company profile including market capitalisation, see market value of SEB SA.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | €386.50 Million | €204.40 Million | €6.03 Billion | ▼ -47.5% |
| 2024 | 0.12x | €706.00 Million | €532.50 Million | €5.78 Billion | ▼ -40.9% |
| 2023 | 0.21x | €1.20 Billion | €1.02 Billion | €5.79 Billion | ▲ +130.6% |
| 2022 | 0.09x | €508.80 Million | €276.00 Million | €5.68 Billion | ▼ -22.1% |
| 2021 | 0.12x | €786.30 Million | €573.40 Million | €6.83 Billion | ▼ -34.3% |
| 2020 | 0.18x | €1.15 Billion | €962.50 Million | €6.54 Billion | ▼ -4.2% |
| 2019 | 0.18x | €948.40 Million | €682.10 Million | €5.19 Billion | ▼ -3.0% |
| 2018 | 0.19x | €899.20 Million | €723.80 Million | €4.77 Billion | ▲ +43.6% |
| 2017 | 0.13x | €620.10 Million | €456.80 Million | €4.72 Billion | ▼ -13.6% |
| 2016 | 0.15x | €731.50 Million | €575.90 Million | €4.81 Billion | ▼ -18.7% |
| 2015 | 0.19x | €509.70 Million | €376.40 Million | €2.73 Billion | ▼ -6.3% |
| 2014 | 0.20x | €448.20 Million | €271.00 Million | €2.25 Billion | ▼ -3.7% |
| 2013 | 0.21x | €412.20 Million | €298.10 Million | €1.99 Billion | ▼ -1.9% |
| 2012 | 0.21x | €440.30 Million | €312.70 Million | €2.08 Billion | ▲ +13.5% |
| 2011 | 0.19x | €372.30 Million | €241.80 Million | €2.00 Billion | ▼ -33.2% |
| 2010 | 0.28x | €396.90 Million | €256.10 Million | €1.42 Billion | ▼ -39.4% |
| 2009 | 0.46x | €666.80 Million | €557.60 Million | €1.45 Billion | ▲ +192.2% |
| 2008 | 0.16x | €280.80 Million | €164.50 Million | €1.78 Billion | ▼ -22.1% |
| 2007 | 0.20x | €319.20 Million | €227.40 Million | €1.58 Billion | ▲ +10.4% |
| 2006 | 0.18x | €239.50 Million | €154.30 Million | €1.31 Billion | ▼ -7.8% |
| 2005 | 0.20x | €251.30 Million | €152.00 Million | €1.27 Billion | ▼ -21.7% |
| 2004 | 0.25x | €276.80 Million | €178.00 Million | €1.09 Billion | — |