SEB SA Financial Flexibility Index
SEB SA financial flexibility index. SEB SA (SK) has a Financial Flexibility Index of 0.04x as of June 2026. Free cash flow of €219.30 Million (operating CF €169.10 Million minus capex €50.20 Million) represents 0% of total liabilities (€6.13 Billion). See SK free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of SEB SA (2004–2025)
Financial flexibility index of SEB SA from 2004 to 2025. Historical Financial Flexibility Index trend for SEB SA across 22 annual periods. Check SEB SA (SK) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
SEB SA Financial Flexibility Index by Year (2004–2025)
SEB SA financial flexibility index by year from 2004 to 2025. Year-by-year free cash flow to debt coverage for SEB SA. For the full cash flow conversion analysis, see how efficiently does SEB SA generate cash.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.07x | €426.00 Million | €204.40 Million | €6.03 Billion | ▼ -42.2% |
| 2024 | 0.12x | €706.00 Million | €532.50 Million | €5.78 Billion | ▼ -40.9% |
| 2023 | 0.21x | €1.20 Billion | €1.02 Billion | €5.79 Billion | ▲ +130.6% |
| 2022 | 0.09x | €508.80 Million | €276.00 Million | €5.68 Billion | ▼ -22.1% |
| 2021 | 0.12x | €786.30 Million | €573.40 Million | €6.83 Billion | ▼ -34.3% |
| 2020 | 0.18x | €1.15 Billion | €962.50 Million | €6.54 Billion | ▼ -4.2% |
| 2019 | 0.18x | €948.40 Million | €682.10 Million | €5.19 Billion | ▼ -3.0% |
| 2018 | 0.19x | €899.20 Million | €723.80 Million | €4.77 Billion | ▲ +43.6% |
| 2017 | 0.13x | €620.10 Million | €456.80 Million | €4.72 Billion | ▼ -13.6% |
| 2016 | 0.15x | €731.50 Million | €575.90 Million | €4.81 Billion | ▼ -18.7% |
| 2015 | 0.19x | €509.70 Million | €376.40 Million | €2.73 Billion | ▼ -6.3% |
| 2014 | 0.20x | €448.20 Million | €271.00 Million | €2.25 Billion | ▼ -3.7% |
| 2013 | 0.21x | €412.20 Million | €298.10 Million | €1.99 Billion | ▼ -1.9% |
| 2012 | 0.21x | €440.30 Million | €312.70 Million | €2.08 Billion | ▲ +13.5% |
| 2011 | 0.19x | €372.30 Million | €241.80 Million | €2.00 Billion | ▼ -33.2% |
| 2010 | 0.28x | €396.90 Million | €256.10 Million | €1.42 Billion | ▼ -39.4% |
| 2009 | 0.46x | €666.80 Million | €557.60 Million | €1.45 Billion | ▲ +192.2% |
| 2008 | 0.16x | €280.80 Million | €164.50 Million | €1.78 Billion | ▼ -22.1% |
| 2007 | 0.20x | €319.20 Million | €227.40 Million | €1.58 Billion | ▲ +10.4% |
| 2006 | 0.18x | €239.50 Million | €154.30 Million | €1.31 Billion | ▼ -7.8% |
| 2005 | 0.20x | €251.30 Million | €152.00 Million | €1.27 Billion | ▼ -21.7% |
| 2004 | 0.25x | €276.80 Million | €178.00 Million | €1.09 Billion | — |