Chang Hwa Commercial Bank Ltd (2801) — Cash Flow Quality Index
Chang Hwa Commercial Bank Ltd (2801) has a Cash Flow Quality Index of -12.01x as of December 2025. Operating cash flow of NT$-50.21 Billion is below net income of NT$4.18 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Chang Hwa Commercial Bank Ltd strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Chang Hwa Commercial Bank Ltd Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for Chang Hwa Commercial Bank Ltd across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check 2801 tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Chang Hwa Commercial Bank Ltd (2006–2025)
Year-by-year earnings quality comparison for Chang Hwa Commercial Bank Ltd. For live market cap and the full company financial profile, see market cap of Chang Hwa Commercial Bank Ltd.
| Year | Quality Index | Operating CF (TWD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.56x | NT$-32.95 Billion | NT$21.12 Billion | ▲ +34.2% |
| 2024 | -2.37x | NT$-43.50 Billion | NT$18.35 Billion | ▼ -26.0% |
| 2023 | -1.88x | NT$-30.55 Billion | NT$16.24 Billion | ▲ +34.5% |
| 2022 | -2.87x | NT$-37.50 Billion | NT$13.05 Billion | ▼ -155.3% |
| 2021 | 5.19x | NT$52.56 Billion | NT$10.12 Billion | ▲ +73.4% |
| 2020 | 2.99x | NT$24.89 Billion | NT$8.31 Billion | ▲ +186.0% |
| 2019 | -3.48x | NT$-47.08 Billion | NT$13.52 Billion | ▼ -1382.0% |
| 2018 | -0.23x | NT$-3.46 Billion | NT$14.71 Billion | ▼ -110.7% |
| 2017 | 2.20x | NT$31.21 Billion | NT$14.18 Billion | ▼ -29.8% |
| 2016 | 3.13x | NT$44.14 Billion | NT$14.08 Billion | ▼ -28.7% |
| 2015 | 4.39x | NT$60.41 Billion | NT$13.75 Billion | ▲ +1848.4% |
| 2014 | 0.23x | NT$2.80 Billion | NT$12.42 Billion | ▲ +105.7% |
| 2013 | -3.97x | NT$-42.69 Billion | NT$10.75 Billion | ▼ -268.3% |
| 2012 | 2.36x | NT$24.17 Billion | NT$10.24 Billion | ▲ +29.8% |
| 2011 | 1.82x | NT$16.44 Billion | NT$9.04 Billion | ▲ +267.0% |
| 2010 | 0.50x | NT$3.88 Billion | NT$7.83 Billion | ▼ -84.9% |
| 2009 | 3.28x | NT$10.12 Billion | NT$3.09 Billion | ▲ +114.2% |
| 2008 | 1.53x | NT$7.42 Billion | NT$4.85 Billion | ▲ +33.0% |
| 2007 | 1.15x | NT$9.76 Billion | NT$8.48 Billion | ▼ -54.6% |
| 2006 | 2.53x | NT$28.83 Billion | NT$11.38 Billion | — |