Chang Hwa Commercial Bank Ltd (2801) — Net Asset Quality Index
Chang Hwa Commercial Bank Ltd (2801) has a Net Asset Quality Index of 6.5% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of NT$3.38 Trillion minus total liabilities of NT$3.16 Trillion yields net assets of NT$220.33 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Chang Hwa Commercial Bank Ltd (2801) asset resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Chang Hwa Commercial Bank Ltd Net Asset Quality Index Over Time (2005–2025)
This chart shows how Chang Hwa Commercial Bank Ltd's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of December 2025, the index stands at 6.5%, representing net assets of NT$220.33 Billion against total assets of NT$3.38 Trillion TWD. See Chang Hwa Commercial Bank Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Chang Hwa Commercial Bank Ltd (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for Chang Hwa Commercial Bank Ltd from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Chang Hwa Commercial Bank Ltd (2801) total market value.
| Year | Quality Index | Net Assets (TWD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 6.5% | NT$220.33 Billion | NT$3.38 Trillion | NT$3.16 Trillion | ▲ +0.2 pp |
| 2024 | 6.3% | NT$201.40 Billion | NT$3.17 Trillion | NT$2.97 Trillion | ▼ -0.1 pp |
| 2023 | 6.5% | NT$188.00 Billion | NT$2.90 Trillion | NT$2.71 Trillion | ▲ +0.2 pp |
| 2022 | 6.3% | NT$169.03 Billion | NT$2.68 Trillion | NT$2.52 Trillion | ▼ -0.4 pp |
| 2021 | 6.7% | NT$171.45 Billion | NT$2.55 Trillion | NT$2.38 Trillion | ▼ -0.4 pp |
| 2020 | 7.1% | NT$165.05 Billion | NT$2.31 Trillion | NT$2.15 Trillion | ▼ -0.5 pp |
| 2019 | 7.6% | NT$162.24 Billion | NT$2.14 Trillion | NT$1.97 Trillion | ▲ +0.1 pp |
| 2018 | 7.5% | NT$156.56 Billion | NT$2.08 Trillion | NT$1.93 Trillion | ▲ +0.4 pp |
| 2017 | 7.1% | NT$144.95 Billion | NT$2.04 Trillion | NT$1.89 Trillion | ▲ +0.3 pp |
| 2016 | 6.9% | NT$137.52 Billion | NT$2.01 Trillion | NT$1.87 Trillion | ▲ +0.1 pp |
| 2015 | 6.8% | NT$129.47 Billion | NT$1.91 Trillion | NT$1.78 Trillion | ▲ +0.2 pp |
| 2014 | 6.6% | NT$119.24 Billion | NT$1.82 Trillion | NT$1.70 Trillion | ▼ 0.0 pp |
| 2013 | 6.6% | NT$112.40 Billion | NT$1.70 Trillion | NT$1.59 Trillion | ▲ +0.1 pp |
| 2012 | 6.5% | NT$104.90 Billion | NT$1.61 Trillion | NT$1.51 Trillion | ▲ +0.4 pp |
| 2011 | 6.1% | NT$97.32 Billion | NT$1.59 Trillion | NT$1.50 Trillion | ▲ +0.3 pp |
| 2010 | 5.8% | NT$86.58 Billion | NT$1.50 Trillion | NT$1.42 Trillion | ▲ +0.3 pp |
| 2009 | 5.5% | NT$81.02 Billion | NT$1.48 Trillion | NT$1.39 Trillion | ▼ -0.3 pp |
| 2008 | 5.8% | NT$80.61 Billion | NT$1.40 Trillion | NT$1.32 Trillion | ▼ -0.5 pp |
| 2007 | 6.2% | NT$81.81 Billion | NT$1.31 Trillion | NT$1.23 Trillion | ▲ +0.2 pp |
| 2006 | 6.1% | NT$82.18 Billion | NT$1.36 Trillion | NT$1.27 Trillion | ▲ +0.4 pp |
| 2005 | 5.6% | NT$76.40 Billion | NT$1.36 Trillion | NT$1.28 Trillion | — |