Chang Hwa Commercial Bank Ltd (2801) — Financial Flexibility Index

Latest as of December 2025: -0.02x

Chang Hwa Commercial Bank Ltd (2801) has a Financial Flexibility Index of -0.02x as of December 2025. Free cash flow of NT$-49.75 Billion (operating CF NT$-50.21 Billion minus capex NT$461.58 Million) represents 0% of total liabilities (NT$3.16 Trillion). Also explore Chang Hwa Commercial Bank Ltd (2801) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

NT$-49.75 Billion
Operating CF − Capex

Total Liabilities

NT$3.16 Trillion
TWD

Capital Expenditures

NT$461.58 Million
TWD

Chang Hwa Commercial Bank Ltd Financial Flexibility Index (2006–2025)

Historical Financial Flexibility Index trend for Chang Hwa Commercial Bank Ltd across 20 annual periods. Check asset allocation strategy of Chang Hwa Commercial Bank Ltd to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Chang Hwa Commercial Bank Ltd (2006–2025)

Year-by-year free cash flow to debt coverage for Chang Hwa Commercial Bank Ltd. For the full company profile including market capitalisation, see 2801 market cap.

Year Flexibility Index Free Cash Flow (TWD) Operating CF Total Liabilities YoY Change
2025 -0.01x NT$-31.23 Billion NT$-32.95 Billion NT$3.16 Trillion ▲ +30.3%
2024 -0.01x NT$-42.20 Billion NT$-43.50 Billion NT$2.97 Trillion ▼ -30.6%
2023 -0.01x NT$-29.51 Billion NT$-30.55 Billion NT$2.71 Trillion ▲ +24.0%
2022 -0.01x NT$-35.99 Billion NT$-37.50 Billion NT$2.52 Trillion ▼ -163.9%
2021 0.02x NT$53.29 Billion NT$52.56 Billion NT$2.38 Trillion ▲ +86.8%
2020 0.01x NT$25.76 Billion NT$24.89 Billion NT$2.15 Trillion ▲ +151.4%
2019 -0.02x NT$-46.05 Billion NT$-47.08 Billion NT$1.97 Trillion ▼ -2113.5%
2018 0.00x NT$-2.03 Billion NT$-3.46 Billion NT$1.93 Trillion ▼ -106.3%
2017 0.02x NT$31.82 Billion NT$31.21 Billion NT$1.89 Trillion ▼ -29.5%
2016 0.02x NT$44.55 Billion NT$44.14 Billion NT$1.87 Trillion ▼ -30.6%
2015 0.03x NT$61.08 Billion NT$60.41 Billion NT$1.78 Trillion ▲ +1407.3%
2014 0.00x NT$3.87 Billion NT$2.80 Billion NT$1.70 Trillion ▲ +108.6%
2013 -0.03x NT$-42.20 Billion NT$-42.69 Billion NT$1.59 Trillion ▼ -263.0%
2012 0.02x NT$24.60 Billion NT$24.17 Billion NT$1.51 Trillion ▲ +43.7%
2011 0.01x NT$16.98 Billion NT$16.44 Billion NT$1.50 Trillion ▲ +267.5%
2010 0.00x NT$4.37 Billion NT$3.88 Billion NT$1.42 Trillion ▼ -59.1%
2009 0.01x NT$10.53 Billion NT$10.12 Billion NT$1.39 Trillion ▲ +23.2%
2008 0.01x NT$8.07 Billion NT$7.42 Billion NT$1.32 Trillion ▼ -29.0%
2007 0.01x NT$10.61 Billion NT$9.76 Billion NT$1.23 Trillion ▼ -63.1%
2006 0.02x NT$29.74 Billion NT$28.83 Billion NT$1.27 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities