Chang Hwa Commercial Bank Ltd (2801) — Cash Flow-to-Debt Ratio
Chang Hwa Commercial Bank Ltd (2801) has a Cash Flow-to-Debt Ratio of -0.02x as of December 2025, meaning its operating cash flow of NT$-50.21 Billion could theoretically repay 0% of its total liabilities (NT$3.16 Trillion) in one year. See 2801 free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Chang Hwa Commercial Bank Ltd Cash Flow-to-Debt Ratio (2006–2025)
Historical debt coverage capacity for Chang Hwa Commercial Bank Ltd across 20 annual periods. Also explore Chang Hwa Commercial Bank Ltd net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Chang Hwa Commercial Bank Ltd (2006–2025)
Year-by-year debt coverage analysis for Chang Hwa Commercial Bank Ltd. For market capitalisation and broader financial context, see 2801 market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (TWD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | NT$-32.95 Billion | NT$3.16 Trillion | ▲ +28.7% |
| 2024 | -0.01x | NT$-43.50 Billion | NT$2.97 Trillion | ▼ -30.0% |
| 2023 | -0.01x | NT$-30.55 Billion | NT$2.71 Trillion | ▲ +24.5% |
| 2022 | -0.01x | NT$-37.50 Billion | NT$2.52 Trillion | ▼ -167.5% |
| 2021 | 0.02x | NT$52.56 Billion | NT$2.38 Trillion | ▲ +90.7% |
| 2020 | 0.01x | NT$24.89 Billion | NT$2.15 Trillion | ▲ +148.6% |
| 2019 | -0.02x | NT$-47.08 Billion | NT$1.97 Trillion | ▼ -1228.9% |
| 2018 | 0.00x | NT$-3.46 Billion | NT$1.93 Trillion | ▼ -110.9% |
| 2017 | 0.02x | NT$31.21 Billion | NT$1.89 Trillion | ▼ -30.2% |
| 2016 | 0.02x | NT$44.14 Billion | NT$1.87 Trillion | ▼ -30.5% |
| 2015 | 0.03x | NT$60.41 Billion | NT$1.78 Trillion | ▲ +1958.5% |
| 2014 | 0.00x | NT$2.80 Billion | NT$1.70 Trillion | ▲ +106.1% |
| 2013 | -0.03x | NT$-42.69 Billion | NT$1.59 Trillion | ▼ -267.8% |
| 2012 | 0.02x | NT$24.17 Billion | NT$1.51 Trillion | ▲ +45.9% |
| 2011 | 0.01x | NT$16.44 Billion | NT$1.50 Trillion | ▲ +301.1% |
| 2010 | 0.00x | NT$3.88 Billion | NT$1.42 Trillion | ▼ -62.3% |
| 2009 | 0.01x | NT$10.12 Billion | NT$1.39 Trillion | ▲ +28.7% |
| 2008 | 0.01x | NT$7.42 Billion | NT$1.32 Trillion | ▼ -28.9% |
| 2007 | 0.01x | NT$9.76 Billion | NT$1.23 Trillion | ▼ -65.0% |
| 2006 | 0.02x | NT$28.83 Billion | NT$1.27 Trillion | — |