Chang Hwa Commercial Bank Ltd Defensive Interval Ratio
Chang Hwa Commercial Bank Ltd defensive interval ratio. Chang Hwa Commercial Bank Ltd (2801) has a Defensive Interval Ratio of 82 days as of March 2026. Defensive assets of NT$10.52 Billion (cash NT$-, short-term investments NT$-, receivables NT$10.52 Billion) cover 82 days of daily cash needs of NT$128.93 Million/day. See Chang Hwa Commercial Bank Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Chang Hwa Commercial Bank Ltd (2006–2025)
Defensive interval ratio of Chang Hwa Commercial Bank Ltd from 2006 to 2025. This chart shows how Chang Hwa Commercial Bank Ltd's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of March 2026, the ratio stands at 82 days, meaning defensive assets of NT$10.52 Billion can fund 82 days of operations without new revenue. Check 2801 financial resilience to evaluate the company's liquid asset resilience ratio.
Chang Hwa Commercial Bank Ltd Defensive Interval Ratio by Year (2006–2025)
Chang Hwa Commercial Bank Ltd defensive interval ratio by year from 2006 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Chang Hwa Commercial Bank Ltd from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Chang Hwa Commercial Bank Ltd assets under control.
| Year | DIR (days) | Defensive Assets (TWD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 0 days | NT$15.13 Million | NT$8.33 Billion/day | NT$- | NT$- | ▼ -3 days |
| 2024 | 3 days | NT$20.88 Billion | NT$7.82 Billion/day | NT$- | NT$- | ▼ -1 days |
| 2023 | 3 days | NT$16.86 Billion | NT$4.88 Billion/day | NT$- | NT$- | ▲ +1 days |
| 2022 | 3 days | NT$17.84 Billion | NT$6.59 Billion/day | NT$- | NT$- | ▼ 0 days |
| 2021 | 3 days | NT$17.96 Billion | NT$6.14 Billion/day | NT$- | NT$- | ▼ 0 days |
| 2020 | 3 days | NT$17.05 Billion | NT$5.52 Billion/day | NT$- | NT$- | ▼ -9 days |
| 2019 | 12 days | NT$63.24 Billion | NT$5.09 Billion/day | NT$- | NT$44.67 Billion | ▼ -5 days |
| 2018 | 17 days | NT$85.79 Billion | NT$4.94 Billion/day | NT$- | NT$61.30 Billion | ▲ +7 days |
| 2017 | 10 days | NT$49.75 Billion | NT$4.89 Billion/day | NT$- | NT$29.28 Billion | ▲ +3 days |
| 2016 | 7 days | NT$34.44 Billion | NT$4.84 Billion/day | NT$- | NT$19.73 Billion | ▼ -2 days |
| 2015 | 9 days | NT$40.85 Billion | NT$4.56 Billion/day | NT$- | NT$25.67 Billion | ▼ -26 days |
| 2014 | 35 days | NT$152.31 Billion | NT$4.32 Billion/day | NT$- | NT$135.13 Billion | ▲ +12 days |
| 2013 | 24 days | NT$96.16 Billion | NT$4.08 Billion/day | NT$- | NT$81.41 Billion | ▲ +7 days |
| 2012 | 16 days | NT$63.69 Billion | NT$3.89 Billion/day | NT$- | NT$51.11 Billion | ▼ -36 days |
| 2011 | 52 days | NT$201.09 Billion | NT$3.83 Billion/day | NT$- | NT$188.33 Billion | ▼ -16 days |
| 2010 | 68 days | NT$241.85 Billion | NT$3.53 Billion/day | NT$- | NT$225.67 Billion | ▼ -11 days |
| 2009 | 79 days | NT$276.49 Billion | NT$3.49 Billion/day | NT$- | NT$272.25 Billion | ▲ +17 days |
| 2008 | 62 days | NT$211.52 Billion | NT$3.43 Billion/day | NT$- | NT$196.48 Billion | ▲ +5 days |
| 2007 | 57 days | NT$182.99 Billion | NT$3.23 Billion/day | NT$- | NT$167.52 Billion | ▼ -8 days |
| 2006 | 65 days | NT$217.63 Billion | NT$3.36 Billion/day | NT$- | NT$199.95 Billion | — |