Chang Hwa Commercial Bank Ltd (2801) — Defensive Interval Ratio

Latest as of December 2025: 0 days

Chang Hwa Commercial Bank Ltd (2801) has a Defensive Interval Ratio of 0 days as of December 2025. Defensive assets of NT$15.13 Million (cash NT$-, short-term investments NT$-, receivables NT$15.13 Million) cover 0 days of daily cash needs of NT$8.33 Billion/day. Check tangible net worth ratio of Chang Hwa Commercial Bank Ltd to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

0 days
Days of operational coverage

Defensive Assets

NT$15.13 Million
Cash + ST Investments + Receivables

Daily Cash Need

NT$8.33 Billion
Current Liabilities ÷ 365

Current Liabilities

NT$3.04 Trillion
TWD

Chang Hwa Commercial Bank Ltd Defensive Interval Ratio (2006–2025)

This chart shows how Chang Hwa Commercial Bank Ltd's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of December 2025, the ratio stands at 0 days, meaning defensive assets of NT$15.13 Million can fund 0 days of operations without new revenue. Also explore how fast is Chang Hwa Commercial Bank Ltd growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Chang Hwa Commercial Bank Ltd (2006–2025)

The table below presents the year-by-year Defensive Interval Ratio for Chang Hwa Commercial Bank Ltd from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Chang Hwa Commercial Bank Ltd market capitalisation.

Year DIR (days) Defensive Assets (TWD) Daily Cash Need Cash ST Investments Change (days)
2025 0 days NT$15.13 Million NT$8.33 Billion/day NT$- NT$- ▼ -3 days
2024 3 days NT$20.88 Billion NT$7.82 Billion/day NT$- NT$- ▼ -1 days
2023 3 days NT$16.86 Billion NT$4.88 Billion/day NT$- NT$- ▲ +1 days
2022 3 days NT$17.84 Billion NT$6.59 Billion/day NT$- NT$- ▼ 0 days
2021 3 days NT$17.96 Billion NT$6.14 Billion/day NT$- NT$- ▼ 0 days
2020 3 days NT$17.05 Billion NT$5.52 Billion/day NT$- NT$- ▼ -9 days
2019 12 days NT$63.24 Billion NT$5.09 Billion/day NT$- NT$44.67 Billion ▼ -5 days
2018 17 days NT$85.79 Billion NT$4.94 Billion/day NT$- NT$61.30 Billion ▲ +7 days
2017 10 days NT$49.75 Billion NT$4.89 Billion/day NT$- NT$29.28 Billion ▲ +3 days
2016 7 days NT$34.44 Billion NT$4.84 Billion/day NT$- NT$19.73 Billion ▼ -2 days
2015 9 days NT$40.85 Billion NT$4.56 Billion/day NT$- NT$25.67 Billion ▼ -26 days
2014 35 days NT$152.31 Billion NT$4.32 Billion/day NT$- NT$135.13 Billion ▲ +12 days
2013 24 days NT$96.16 Billion NT$4.08 Billion/day NT$- NT$81.41 Billion ▲ +7 days
2012 16 days NT$63.69 Billion NT$3.89 Billion/day NT$- NT$51.11 Billion ▼ -36 days
2011 52 days NT$201.09 Billion NT$3.83 Billion/day NT$- NT$188.33 Billion ▼ -16 days
2010 68 days NT$241.85 Billion NT$3.53 Billion/day NT$- NT$225.67 Billion ▼ -11 days
2009 79 days NT$276.49 Billion NT$3.49 Billion/day NT$- NT$272.25 Billion ▲ +17 days
2008 62 days NT$211.52 Billion NT$3.43 Billion/day NT$- NT$196.48 Billion ▲ +5 days
2007 57 days NT$182.99 Billion NT$3.23 Billion/day NT$- NT$167.52 Billion ▼ -8 days
2006 65 days NT$217.63 Billion NT$3.36 Billion/day NT$- NT$199.95 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)