Chang Hwa Commercial Bank Ltd Defensive Interval Ratio

Latest as of March 2026: 82 days

Chang Hwa Commercial Bank Ltd defensive interval ratio. Chang Hwa Commercial Bank Ltd (2801) has a Defensive Interval Ratio of 82 days as of March 2026. Defensive assets of NT$10.52 Billion (cash NT$-, short-term investments NT$-, receivables NT$10.52 Billion) cover 82 days of daily cash needs of NT$128.93 Million/day. See Chang Hwa Commercial Bank Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

82 days
Days of operational coverage

Defensive Assets

NT$10.52 Billion
Cash + ST Investments + Receivables

Daily Cash Need

NT$128.93 Million
Current Liabilities ÷ 365

Current Liabilities

NT$47.06 Billion
TWD

Defensive Interval Ratio of Chang Hwa Commercial Bank Ltd (2006–2025)

Defensive interval ratio of Chang Hwa Commercial Bank Ltd from 2006 to 2025. This chart shows how Chang Hwa Commercial Bank Ltd's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of March 2026, the ratio stands at 82 days, meaning defensive assets of NT$10.52 Billion can fund 82 days of operations without new revenue. Check 2801 financial resilience to evaluate the company's liquid asset resilience ratio.

Chang Hwa Commercial Bank Ltd Defensive Interval Ratio by Year (2006–2025)

Chang Hwa Commercial Bank Ltd defensive interval ratio by year from 2006 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Chang Hwa Commercial Bank Ltd from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Chang Hwa Commercial Bank Ltd assets under control.

Year DIR (days) Defensive Assets (TWD) Daily Cash Need Cash ST Investments Change (days)
2025 0 days NT$15.13 Million NT$8.33 Billion/day NT$- NT$- ▼ -3 days
2024 3 days NT$20.88 Billion NT$7.82 Billion/day NT$- NT$- ▼ -1 days
2023 3 days NT$16.86 Billion NT$4.88 Billion/day NT$- NT$- ▲ +1 days
2022 3 days NT$17.84 Billion NT$6.59 Billion/day NT$- NT$- ▼ 0 days
2021 3 days NT$17.96 Billion NT$6.14 Billion/day NT$- NT$- ▼ 0 days
2020 3 days NT$17.05 Billion NT$5.52 Billion/day NT$- NT$- ▼ -9 days
2019 12 days NT$63.24 Billion NT$5.09 Billion/day NT$- NT$44.67 Billion ▼ -5 days
2018 17 days NT$85.79 Billion NT$4.94 Billion/day NT$- NT$61.30 Billion ▲ +7 days
2017 10 days NT$49.75 Billion NT$4.89 Billion/day NT$- NT$29.28 Billion ▲ +3 days
2016 7 days NT$34.44 Billion NT$4.84 Billion/day NT$- NT$19.73 Billion ▼ -2 days
2015 9 days NT$40.85 Billion NT$4.56 Billion/day NT$- NT$25.67 Billion ▼ -26 days
2014 35 days NT$152.31 Billion NT$4.32 Billion/day NT$- NT$135.13 Billion ▲ +12 days
2013 24 days NT$96.16 Billion NT$4.08 Billion/day NT$- NT$81.41 Billion ▲ +7 days
2012 16 days NT$63.69 Billion NT$3.89 Billion/day NT$- NT$51.11 Billion ▼ -36 days
2011 52 days NT$201.09 Billion NT$3.83 Billion/day NT$- NT$188.33 Billion ▼ -16 days
2010 68 days NT$241.85 Billion NT$3.53 Billion/day NT$- NT$225.67 Billion ▼ -11 days
2009 79 days NT$276.49 Billion NT$3.49 Billion/day NT$- NT$272.25 Billion ▲ +17 days
2008 62 days NT$211.52 Billion NT$3.43 Billion/day NT$- NT$196.48 Billion ▲ +5 days
2007 57 days NT$182.99 Billion NT$3.23 Billion/day NT$- NT$167.52 Billion ▼ -8 days
2006 65 days NT$217.63 Billion NT$3.36 Billion/day NT$- NT$199.95 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)