Taichung Commercial Bank Co Ltd (2812) — Cash Flow Quality Index

Latest as of September 2025: -3.11x

Taichung Commercial Bank Co Ltd (2812) has a Cash Flow Quality Index of -3.11x as of September 2025. Operating cash flow of NT$-9.20 Billion is below net income of NT$2.95 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore 2812 cash generation efficiency to assess how effectively this company generates cash.

Cash Flow Quality Index

-3.11x
Operating CF / Net Income

Operating Cash Flow

NT$-9.20 Billion
TWD

Net Income

NT$2.95 Billion
TWD

Data as of

Sep 2025
Most recent filing

Taichung Commercial Bank Co Ltd Cash Flow Quality Index (2007–2024)

Historical Cash Flow Quality Index for Taichung Commercial Bank Co Ltd across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check 2812 capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Taichung Commercial Bank Co Ltd (2007–2024)

Year-by-year earnings quality comparison for Taichung Commercial Bank Co Ltd. For live market cap and the full company financial profile, see market value of Taichung Commercial Bank Co Ltd.

Year Quality Index Operating CF (TWD) Net Income YoY Change
2024 2.42x NT$23.96 Billion NT$9.90 Billion ▼ -24.9%
2023 3.22x NT$26.52 Billion NT$8.23 Billion ▲ +497.9%
2022 0.54x NT$3.56 Billion NT$6.60 Billion ▲ +368.2%
2021 -0.20x NT$-1.12 Billion NT$5.57 Billion ▼ -104.0%
2020 4.99x NT$23.76 Billion NT$4.76 Billion ▲ +49.5%
2019 3.34x NT$17.39 Billion NT$5.21 Billion ▲ +91.7%
2018 1.74x NT$8.29 Billion NT$4.76 Billion ▼ -45.7%
2017 3.21x NT$13.97 Billion NT$4.36 Billion ▼ -52.3%
2016 6.73x NT$27.88 Billion NT$4.14 Billion ▲ +56.8%
2015 4.29x NT$17.75 Billion NT$4.14 Billion ▲ +116.5%
2014 1.98x NT$8.37 Billion NT$4.22 Billion ▲ +263.5%
2013 -1.21x NT$-4.29 Billion NT$3.54 Billion ▼ -143.3%
2012 2.80x NT$9.40 Billion NT$3.36 Billion ▼ -40.6%
2011 4.71x NT$6.85 Billion NT$1.45 Billion ▲ +56.7%
2010 3.01x NT$1.24 Billion NT$411.96 Million ▲ +102.6%
2009 -115.91x NT$-2.20 Billion NT$18.99 Million ▼ -741.9%
2008 18.06x NT$3.71 Billion NT$205.53 Million ▲ +5035.4%
2007 -0.37x NT$-650.38 Million NT$1.78 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.