Taichung Commercial Bank Co Ltd (2812) — Cash Flow Quality Index
Taichung Commercial Bank Co Ltd (2812) has a Cash Flow Quality Index of -3.11x as of September 2025. Operating cash flow of NT$-9.20 Billion is below net income of NT$2.95 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can Taichung Commercial Bank Co Ltd service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Taichung Commercial Bank Co Ltd Cash Flow Quality Index (2007–2024)
Historical Cash Flow Quality Index for Taichung Commercial Bank Co Ltd across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Taichung Commercial Bank Co Ltd cash flow conversion.
Annual Cash Flow Quality Index for Taichung Commercial Bank Co Ltd (2007–2024)
Year-by-year earnings quality comparison for Taichung Commercial Bank Co Ltd.
| Year | Quality Index | Operating CF (TWD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 2.42x | NT$23.96 Billion | NT$9.90 Billion | ▼ -24.9% |
| 2023 | 3.22x | NT$26.52 Billion | NT$8.23 Billion | ▲ +497.9% |
| 2022 | 0.54x | NT$3.56 Billion | NT$6.60 Billion | ▲ +368.2% |
| 2021 | -0.20x | NT$-1.12 Billion | NT$5.57 Billion | ▼ -104.0% |
| 2020 | 4.99x | NT$23.76 Billion | NT$4.76 Billion | ▲ +49.5% |
| 2019 | 3.34x | NT$17.39 Billion | NT$5.21 Billion | ▲ +91.7% |
| 2018 | 1.74x | NT$8.29 Billion | NT$4.76 Billion | ▼ -45.7% |
| 2017 | 3.21x | NT$13.97 Billion | NT$4.36 Billion | ▼ -52.3% |
| 2016 | 6.73x | NT$27.88 Billion | NT$4.14 Billion | ▲ +56.8% |
| 2015 | 4.29x | NT$17.75 Billion | NT$4.14 Billion | ▲ +116.5% |
| 2014 | 1.98x | NT$8.37 Billion | NT$4.22 Billion | ▲ +263.5% |
| 2013 | -1.21x | NT$-4.29 Billion | NT$3.54 Billion | ▼ -143.3% |
| 2012 | 2.80x | NT$9.40 Billion | NT$3.36 Billion | ▼ -40.6% |
| 2011 | 4.71x | NT$6.85 Billion | NT$1.45 Billion | ▲ +56.7% |
| 2010 | 3.01x | NT$1.24 Billion | NT$411.96 Million | ▲ +102.6% |
| 2009 | -115.91x | NT$-2.20 Billion | NT$18.99 Million | ▼ -741.9% |
| 2008 | 18.06x | NT$3.71 Billion | NT$205.53 Million | ▲ +5035.4% |
| 2007 | -0.37x | NT$-650.38 Million | NT$1.78 Billion | — |