Taichung Commercial Bank Co Ltd (2812) — Defensive Interval Ratio

Latest as of September 2025: 10 days

Taichung Commercial Bank Co Ltd (2812) has a Defensive Interval Ratio of 10 days as of September 2025. Defensive assets of NT$23.51 Billion (cash NT$-, short-term investments NT$-, receivables NT$23.51 Billion) cover 10 days of daily cash needs of NT$2.35 Billion/day.

Defensive Interval Ratio

10 days
Days of operational coverage

Defensive Assets

NT$23.51 Billion
Cash + ST Investments + Receivables

Daily Cash Need

NT$2.35 Billion
Current Liabilities ÷ 365

Current Liabilities

NT$859.35 Billion
TWD

Taichung Commercial Bank Co Ltd Defensive Interval Ratio (2006–2024)

This chart shows how Taichung Commercial Bank Co Ltd's Defensive Interval Ratio has evolved across 19 annual periods from 2006 to 2024. As of September 2025, the ratio stands at 10 days, meaning defensive assets of NT$23.51 Billion can fund 10 days of operations without new revenue. For the complete balance sheet picture, see 2812 total assets.

Annual Defensive Interval Ratio for Taichung Commercial Bank Co Ltd (2006–2024)

The table below presents the year-by-year Defensive Interval Ratio for Taichung Commercial Bank Co Ltd from 2006 to 2024, covering 19 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See 2812 working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (TWD) Daily Cash Need Cash ST Investments Change (days)
2024 11 days NT$24.36 Billion NT$2.29 Billion/day NT$- NT$- ▼ 0 days
2023 11 days NT$22.16 Billion NT$2.06 Billion/day NT$- NT$- ▲ +3 days
2022 8 days NT$14.43 Billion NT$1.92 Billion/day NT$- NT$- ▼ 0 days
2021 8 days NT$14.35 Billion NT$1.85 Billion/day NT$- NT$- ▲ +0 days
2020 8 days NT$13.48 Billion NT$1.78 Billion/day NT$- NT$- ▼ -7 days
2019 14 days NT$23.08 Billion NT$1.63 Billion/day NT$- NT$10.26 Billion ▲ +1 days
2018 13 days NT$22.08 Billion NT$1.65 Billion/day NT$- NT$9.29 Billion ▼ -2 days
2017 16 days NT$24.99 Billion NT$1.60 Billion/day NT$- NT$12.18 Billion ▼ -29 days
2016 45 days NT$68.18 Billion NT$1.52 Billion/day NT$- NT$59.15 Billion ▼ -6 days
2015 51 days NT$70.97 Billion NT$1.40 Billion/day NT$- NT$64.63 Billion ▼ -16 days
2014 67 days NT$86.30 Billion NT$1.29 Billion/day NT$- NT$78.75 Billion ▲ +58 days
2013 9 days NT$10.52 Billion NT$1.22 Billion/day NT$- NT$4.55 Billion ▼ -56 days
2012 65 days NT$70.07 Billion NT$1.08 Billion/day NT$- NT$66.90 Billion ▼ -17 days
2011 82 days NT$76.01 Billion NT$932.47 Million/day NT$- NT$73.76 Billion ▼ -3 days
2010 84 days NT$70.43 Billion NT$835.76 Million/day NT$- NT$68.14 Billion ▼ -1 days
2009 85 days NT$65.35 Billion NT$770.14 Million/day NT$- NT$62.48 Billion ▲ +11 days
2008 74 days NT$53.40 Billion NT$718.39 Million/day NT$- NT$51.30 Billion ▲ +7 days
2007 67 days NT$44.16 Billion NT$659.92 Million/day NT$- NT$42.03 Billion ▲ +64 days
2006 3 days NT$2.20 Billion NT$665.90 Million/day NT$- NT$- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)