Taichung Commercial Bank Co Ltd (2812) — Financial Flexibility Index

Latest as of September 2025: -0.01x

Taichung Commercial Bank Co Ltd (2812) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of NT$-8.49 Billion (operating CF NT$-9.20 Billion minus capex NT$703.64 Million) represents 0% of total liabilities (NT$906.42 Billion). Check Taichung Commercial Bank Co Ltd PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

NT$-8.49 Billion
Operating CF − Capex

Total Liabilities

NT$906.42 Billion
TWD

Capital Expenditures

NT$703.64 Million
TWD

Taichung Commercial Bank Co Ltd Financial Flexibility Index (2006–2024)

Historical Financial Flexibility Index trend for Taichung Commercial Bank Co Ltd across 19 annual periods. See 2812 working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Taichung Commercial Bank Co Ltd (2006–2024)

Year-by-year free cash flow to debt coverage for Taichung Commercial Bank Co Ltd. For the full company profile including market capitalisation, see 2812 market cap overview.

Year Flexibility Index Free Cash Flow (TWD) Operating CF Total Liabilities YoY Change
2024 0.03x NT$25.18 Billion NT$23.96 Billion NT$889.99 Billion ▼ -20.4%
2023 0.04x NT$28.50 Billion NT$26.52 Billion NT$801.43 Billion ▲ +313.8%
2022 0.01x NT$6.35 Billion NT$3.56 Billion NT$738.73 Billion ▲ +970.5%
2021 0.00x NT$569.26 Million NT$-1.12 Billion NT$709.22 Billion ▼ -97.9%
2020 0.04x NT$25.74 Billion NT$23.76 Billion NT$679.45 Billion ▲ +26.7%
2019 0.03x NT$18.88 Billion NT$17.39 Billion NT$631.38 Billion ▲ +122.7%
2018 0.01x NT$8.63 Billion NT$8.29 Billion NT$643.01 Billion ▼ -41.5%
2017 0.02x NT$14.22 Billion NT$13.97 Billion NT$619.62 Billion ▼ -52.6%
2016 0.05x NT$28.36 Billion NT$27.88 Billion NT$585.72 Billion ▲ +17.0%
2015 0.04x NT$22.17 Billion NT$17.75 Billion NT$535.68 Billion ▲ +98.9%
2014 0.02x NT$10.28 Billion NT$8.37 Billion NT$494.29 Billion ▲ +336.1%
2013 -0.01x NT$-4.10 Billion NT$-4.29 Billion NT$465.36 Billion ▼ -138.2%
2012 0.02x NT$9.61 Billion NT$9.40 Billion NT$417.03 Billion ▲ +18.2%
2011 0.02x NT$7.00 Billion NT$6.85 Billion NT$359.02 Billion ▲ +383.6%
2010 0.00x NT$1.29 Billion NT$1.24 Billion NT$320.84 Billion ▲ +157.0%
2009 -0.01x NT$-2.08 Billion NT$-2.20 Billion NT$294.00 Billion ▼ -151.4%
2008 0.01x NT$3.71 Billion NT$3.71 Billion NT$269.62 Billion ▲ +747.6%
2007 0.00x NT$-524.42 Million NT$-650.38 Million NT$246.73 Billion ▼ -168.7%
2006 0.00x NT$776.65 Million NT$714.55 Million NT$251.09 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities