Taichung Commercial Bank Co Ltd (2812) — Financial Flexibility Index

Latest as of September 2025: -0.01x

Taichung Commercial Bank Co Ltd (2812) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of NT$-8.49 Billion (operating CF NT$-9.20 Billion minus capex NT$703.64 Million) represents 0% of total liabilities (NT$906.42 Billion). Check Taichung Commercial Bank Co Ltd (2812) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

NT$-8.49 Billion
Operating CF − Capex

Total Liabilities

NT$906.42 Billion
TWD

Capital Expenditures

NT$703.64 Million
TWD

Taichung Commercial Bank Co Ltd Financial Flexibility Index (2006–2024)

Historical Financial Flexibility Index trend for Taichung Commercial Bank Co Ltd across 19 annual periods. For the full cash flow conversion analysis, see 2812 cash flow metrics.

Annual Financial Flexibility Index for Taichung Commercial Bank Co Ltd (2006–2024)

Year-by-year free cash flow to debt coverage for Taichung Commercial Bank Co Ltd. Explore 2812 cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (TWD) Operating CF Total Liabilities YoY Change
2024 0.03x NT$25.18 Billion NT$23.96 Billion NT$889.99 Billion ▼ -20.4%
2023 0.04x NT$28.50 Billion NT$26.52 Billion NT$801.43 Billion ▲ +313.8%
2022 0.01x NT$6.35 Billion NT$3.56 Billion NT$738.73 Billion ▲ +970.5%
2021 0.00x NT$569.26 Million NT$-1.12 Billion NT$709.22 Billion ▼ -97.9%
2020 0.04x NT$25.74 Billion NT$23.76 Billion NT$679.45 Billion ▲ +26.7%
2019 0.03x NT$18.88 Billion NT$17.39 Billion NT$631.38 Billion ▲ +122.7%
2018 0.01x NT$8.63 Billion NT$8.29 Billion NT$643.01 Billion ▼ -41.5%
2017 0.02x NT$14.22 Billion NT$13.97 Billion NT$619.62 Billion ▼ -52.6%
2016 0.05x NT$28.36 Billion NT$27.88 Billion NT$585.72 Billion ▲ +17.0%
2015 0.04x NT$22.17 Billion NT$17.75 Billion NT$535.68 Billion ▲ +98.9%
2014 0.02x NT$10.28 Billion NT$8.37 Billion NT$494.29 Billion ▲ +336.1%
2013 -0.01x NT$-4.10 Billion NT$-4.29 Billion NT$465.36 Billion ▼ -138.2%
2012 0.02x NT$9.61 Billion NT$9.40 Billion NT$417.03 Billion ▲ +18.2%
2011 0.02x NT$7.00 Billion NT$6.85 Billion NT$359.02 Billion ▲ +383.6%
2010 0.00x NT$1.29 Billion NT$1.24 Billion NT$320.84 Billion ▲ +157.0%
2009 -0.01x NT$-2.08 Billion NT$-2.20 Billion NT$294.00 Billion ▼ -151.4%
2008 0.01x NT$3.71 Billion NT$3.71 Billion NT$269.62 Billion ▲ +747.6%
2007 0.00x NT$-524.42 Million NT$-650.38 Million NT$246.73 Billion ▼ -168.7%
2006 0.00x NT$776.65 Million NT$714.55 Million NT$251.09 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities