Union Bank of Taiwan (2838) — Cash Flow Quality Index
Union Bank of Taiwan (2838) has a Cash Flow Quality Index of -1.68x as of December 2025. Operating cash flow of NT$-2.73 Billion is below net income of NT$1.62 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore 2838 strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Union Bank of Taiwan Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Union Bank of Taiwan across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Union Bank of Taiwan to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Union Bank of Taiwan (2004–2025)
Year-by-year earnings quality comparison for Union Bank of Taiwan. For live market cap and the full company financial profile, see Union Bank of Taiwan (2838) total market value.
| Year | Quality Index | Operating CF (TWD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.96x | NT$-5.88 Billion | NT$6.10 Billion | ▼ -236.9% |
| 2024 | -0.29x | NT$-1.76 Billion | NT$6.17 Billion | ▼ -107.0% |
| 2023 | 4.10x | NT$21.44 Billion | NT$5.24 Billion | ▲ +709.7% |
| 2022 | -0.67x | NT$-3.06 Billion | NT$4.55 Billion | ▼ -29.5% |
| 2021 | -0.52x | NT$-2.70 Billion | NT$5.21 Billion | ▼ -123.0% |
| 2020 | 2.25x | NT$8.88 Billion | NT$3.94 Billion | ▲ +141.4% |
| 2019 | -5.44x | NT$-21.90 Billion | NT$4.03 Billion | ▼ -134.4% |
| 2018 | 15.83x | NT$55.03 Billion | NT$3.48 Billion | ▲ +197.7% |
| 2017 | -16.19x | NT$-44.46 Billion | NT$2.74 Billion | ▼ -3615.5% |
| 2016 | 0.46x | NT$1.53 Billion | NT$3.31 Billion | ▲ +122.9% |
| 2015 | -2.01x | NT$-7.73 Billion | NT$3.84 Billion | ▼ -247.6% |
| 2014 | 1.36x | NT$5.10 Billion | NT$3.74 Billion | ▲ +146.4% |
| 2013 | -2.94x | NT$-10.02 Billion | NT$3.41 Billion | ▼ -1520.8% |
| 2012 | -0.18x | NT$-563.85 Million | NT$3.11 Billion | ▼ -106.0% |
| 2011 | 3.05x | NT$5.59 Billion | NT$1.84 Billion | ▼ -64.6% |
| 2010 | 8.62x | NT$11.86 Billion | NT$1.38 Billion | ▼ -85.7% |
| 2009 | 60.14x | NT$18.38 Billion | NT$305.53 Million | ▼ -26.2% |
| 2006 | 81.52x | NT$23.64 Billion | NT$289.98 Million | ▲ +3591.7% |
| 2004 | -2.33x | NT$-3.73 Billion | NT$1.60 Billion | — |