Union Bank of Taiwan Cash Flow Quality Index
Union Bank of Taiwan cash flow quality index. Union Bank of Taiwan (2838) has a Cash Flow Quality Index of -1.68x as of December 2025. Operating cash flow of NT$-2.73 Billion is below net income of NT$1.62 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Union Bank of Taiwan financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Union Bank of Taiwan (2004–2025)
Cash flow quality index of Union Bank of Taiwan from 2004 to 2025. Historical Cash Flow Quality Index for Union Bank of Taiwan across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of Union Bank of Taiwan to assess how comfortably operating cash covers total debt obligations.
Union Bank of Taiwan Cash Flow Quality Index by Year (2004–2025)
Union Bank of Taiwan cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for Union Bank of Taiwan. For the full cash flow conversion analysis, see 2838 cash flow conversion.
| Year | Quality Index | Operating CF (TWD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.96x | NT$-5.88 Billion | NT$6.10 Billion | ▼ -236.9% |
| 2024 | -0.29x | NT$-1.76 Billion | NT$6.17 Billion | ▼ -107.0% |
| 2023 | 4.10x | NT$21.44 Billion | NT$5.24 Billion | ▲ +709.7% |
| 2022 | -0.67x | NT$-3.06 Billion | NT$4.55 Billion | ▼ -29.5% |
| 2021 | -0.52x | NT$-2.70 Billion | NT$5.21 Billion | ▼ -123.0% |
| 2020 | 2.25x | NT$8.88 Billion | NT$3.94 Billion | ▲ +141.4% |
| 2019 | -5.44x | NT$-21.90 Billion | NT$4.03 Billion | ▼ -134.4% |
| 2018 | 15.83x | NT$55.03 Billion | NT$3.48 Billion | ▲ +197.7% |
| 2017 | -16.19x | NT$-44.46 Billion | NT$2.74 Billion | ▼ -3615.5% |
| 2016 | 0.46x | NT$1.53 Billion | NT$3.31 Billion | ▲ +122.9% |
| 2015 | -2.01x | NT$-7.73 Billion | NT$3.84 Billion | ▼ -247.6% |
| 2014 | 1.36x | NT$5.10 Billion | NT$3.74 Billion | ▲ +146.4% |
| 2013 | -2.94x | NT$-10.02 Billion | NT$3.41 Billion | ▼ -1520.8% |
| 2012 | -0.18x | NT$-563.85 Million | NT$3.11 Billion | ▼ -106.0% |
| 2011 | 3.05x | NT$5.59 Billion | NT$1.84 Billion | ▼ -64.6% |
| 2010 | 8.62x | NT$11.86 Billion | NT$1.38 Billion | ▼ -85.7% |
| 2009 | 60.14x | NT$18.38 Billion | NT$305.53 Million | ▼ -26.2% |
| 2006 | 81.52x | NT$23.64 Billion | NT$289.98 Million | ▲ +3591.7% |
| 2004 | -2.33x | NT$-3.73 Billion | NT$1.60 Billion | — |