Union Bank of Taiwan Defensive Interval Ratio
Union Bank of Taiwan defensive interval ratio. Union Bank of Taiwan (2838) has a Defensive Interval Ratio of 8 days as of December 2025. Defensive assets of NT$2.12 Billion (cash NT$-, short-term investments NT$-, receivables NT$2.12 Billion) cover 8 days of daily cash needs of NT$277.28 Million/day. See Union Bank of Taiwan short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Union Bank of Taiwan (2004–2025)
Defensive interval ratio of Union Bank of Taiwan from 2004 to 2025. This chart shows how Union Bank of Taiwan's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 8 days, meaning defensive assets of NT$2.12 Billion can fund 8 days of operations without new revenue. Check 2838 asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Union Bank of Taiwan Defensive Interval Ratio by Year (2004–2025)
Union Bank of Taiwan defensive interval ratio by year from 2004 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Union Bank of Taiwan from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see 2838 total assets.
| Year | DIR (days) | Defensive Assets (TWD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 182 days | NT$50.59 Billion | NT$277.28 Million/day | NT$- | NT$48.47 Billion | ▲ +165 days |
| 2024 | 18 days | NT$40.46 Billion | NT$2.27 Billion/day | NT$- | NT$- | ▲ +15 days |
| 2023 | 3 days | NT$6.03 Billion | NT$2.13 Billion/day | NT$- | NT$-31.77 Billion | ▼ -12 days |
| 2022 | 15 days | NT$29.18 Billion | NT$1.98 Billion/day | NT$- | NT$- | ▲ +0 days |
| 2021 | 15 days | NT$27.48 Billion | NT$1.89 Billion/day | NT$- | NT$- | ▼ 0 days |
| 2020 | 15 days | NT$24.94 Billion | NT$1.71 Billion/day | NT$- | NT$- | ▲ +0 days |
| 2019 | 14 days | NT$21.18 Billion | NT$1.51 Billion/day | NT$- | NT$- | ▼ -46 days |
| 2018 | 60 days | NT$88.20 Billion | NT$1.46 Billion/day | NT$- | NT$70.06 Billion | ▲ +11 days |
| 2017 | 49 days | NT$62.64 Billion | NT$1.28 Billion/day | NT$- | NT$44.89 Billion | ▲ +1 days |
| 2016 | 48 days | NT$56.37 Billion | NT$1.18 Billion/day | NT$- | NT$38.48 Billion | ▼ -7 days |
| 2015 | 55 days | NT$63.60 Billion | NT$1.15 Billion/day | NT$- | NT$48.39 Billion | ▼ -26 days |
| 2014 | 81 days | NT$88.22 Billion | NT$1.08 Billion/day | NT$- | NT$73.44 Billion | ▲ +6 days |
| 2013 | 75 days | NT$75.12 Billion | NT$997.49 Million/day | NT$- | NT$61.20 Billion | ▼ -73 days |
| 2012 | 149 days | NT$139.93 Billion | NT$941.65 Million/day | NT$- | NT$125.49 Billion | ▼ -22 days |
| 2011 | 171 days | NT$154.90 Billion | NT$907.95 Million/day | NT$- | NT$139.60 Billion | ▲ +75 days |
| 2010 | 96 days | NT$78.48 Billion | NT$821.67 Million/day | NT$- | NT$61.42 Billion | ▼ -4 days |
| 2009 | 100 days | NT$78.53 Billion | NT$788.49 Million/day | NT$- | NT$57.64 Billion | ▲ +13 days |
| 2008 | 87 days | NT$70.69 Billion | NT$815.96 Million/day | NT$- | NT$47.17 Billion | ▲ +13 days |
| 2007 | 73 days | NT$58.47 Billion | NT$797.37 Million/day | NT$- | NT$29.51 Billion | ▼ -12 days |
| 2006 | 85 days | NT$72.71 Billion | NT$851.32 Million/day | NT$- | NT$34.87 Billion | ▲ +61 days |
| 2005 | 24 days | NT$21.54 Billion | NT$890.23 Million/day | NT$- | NT$21.54 Billion | ▲ +7 days |
| 2004 | 17 days | NT$9.18 Billion | NT$537.90 Million/day | NT$- | NT$9.18 Billion | — |