Union Bank of Taiwan (2838) — Cash Flow-to-Debt Ratio
Union Bank of Taiwan (2838) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of NT$-2.73 Billion could theoretically repay 0% of its total liabilities (NT$970.36 Billion) in one year. See financial flexibility index of Union Bank of Taiwan to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Union Bank of Taiwan Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Union Bank of Taiwan across 22 annual periods. For the full cash flow conversion analysis, see Union Bank of Taiwan cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Union Bank of Taiwan (2004–2025)
Year-by-year debt coverage analysis for Union Bank of Taiwan. Check 2838 cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (TWD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | NT$-5.88 Billion | NT$970.36 Billion | ▼ -214.7% |
| 2024 | 0.00x | NT$-1.76 Billion | NT$916.00 Billion | ▼ -107.8% |
| 2023 | 0.02x | NT$21.44 Billion | NT$868.50 Billion | ▲ +731.6% |
| 2022 | 0.00x | NT$-3.06 Billion | NT$781.88 Billion | ▼ -12.2% |
| 2021 | 0.00x | NT$-2.70 Billion | NT$775.72 Billion | ▼ -127.4% |
| 2020 | 0.01x | NT$8.88 Billion | NT$697.37 Billion | ▲ +137.1% |
| 2019 | -0.03x | NT$-21.90 Billion | NT$638.91 Billion | ▼ -137.2% |
| 2018 | 0.09x | NT$55.03 Billion | NT$597.53 Billion | ▲ +207.2% |
| 2017 | -0.09x | NT$-44.46 Billion | NT$517.43 Billion | ▼ -2896.7% |
| 2016 | 0.00x | NT$1.53 Billion | NT$496.49 Billion | ▲ +118.8% |
| 2015 | -0.02x | NT$-7.73 Billion | NT$473.34 Billion | ▼ -245.5% |
| 2014 | 0.01x | NT$5.10 Billion | NT$454.17 Billion | ▲ +146.1% |
| 2013 | -0.02x | NT$-10.02 Billion | NT$411.47 Billion | ▼ -1575.7% |
| 2012 | 0.00x | NT$-563.85 Million | NT$387.82 Billion | ▼ -109.9% |
| 2011 | 0.01x | NT$5.59 Billion | NT$379.19 Billion | ▼ -57.0% |
| 2010 | 0.03x | NT$11.86 Billion | NT$345.52 Billion | ▼ -36.3% |
| 2009 | 0.05x | NT$18.38 Billion | NT$340.96 Billion | ▲ +275.8% |
| 2008 | 0.01x | NT$4.88 Billion | NT$340.60 Billion | ▲ +248.8% |
| 2007 | 0.00x | NT$1.40 Billion | NT$340.43 Billion | ▼ -93.6% |
| 2006 | 0.06x | NT$23.64 Billion | NT$368.42 Billion | ▲ +198.7% |
| 2005 | -0.07x | NT$-22.18 Billion | NT$341.18 Billion | ▼ -296.6% |
| 2004 | -0.02x | NT$-3.73 Billion | NT$227.84 Billion | — |