Union Bank of Taiwan (2838) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Union Bank of Taiwan (2838) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of NT$-2.66 Billion (operating CF NT$-2.73 Billion minus capex NT$71.47 Million) represents 0% of total liabilities (NT$970.36 Billion). Check 2838 capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

NT$-2.66 Billion
Operating CF − Capex

Total Liabilities

NT$970.36 Billion
TWD

Capital Expenditures

NT$71.47 Million
TWD

Union Bank of Taiwan Financial Flexibility Index (2004–2025)

Historical Financial Flexibility Index trend for Union Bank of Taiwan across 22 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Union Bank of Taiwan.

Annual Financial Flexibility Index for Union Bank of Taiwan (2004–2025)

Year-by-year free cash flow to debt coverage for Union Bank of Taiwan. Explore Union Bank of Taiwan cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (TWD) Operating CF Total Liabilities YoY Change
2025 0.00x NT$-4.50 Billion NT$-5.88 Billion NT$970.36 Billion ▼ -1632.7%
2024 0.00x NT$-245.11 Million NT$-1.76 Billion NT$916.00 Billion ▼ -100.9%
2023 0.03x NT$25.10 Billion NT$21.44 Billion NT$868.50 Billion ▲ +2790.2%
2022 0.00x NT$-840.06 Million NT$-3.06 Billion NT$781.88 Billion ▲ +63.4%
2021 0.00x NT$-2.28 Billion NT$-2.70 Billion NT$775.72 Billion ▼ -122.4%
2020 0.01x NT$9.15 Billion NT$8.88 Billion NT$697.37 Billion ▲ +138.9%
2019 -0.03x NT$-21.56 Billion NT$-21.90 Billion NT$638.91 Billion ▼ -136.5%
2018 0.09x NT$55.26 Billion NT$55.03 Billion NT$597.53 Billion ▲ +208.3%
2017 -0.09x NT$-44.19 Billion NT$-44.46 Billion NT$517.43 Billion ▼ -1952.2%
2016 0.00x NT$2.29 Billion NT$1.53 Billion NT$496.49 Billion ▲ +129.1%
2015 -0.02x NT$-7.50 Billion NT$-7.73 Billion NT$473.34 Billion ▼ -234.2%
2014 0.01x NT$5.36 Billion NT$5.10 Billion NT$454.17 Billion ▲ +162.5%
2013 -0.02x NT$-7.78 Billion NT$-10.02 Billion NT$411.47 Billion ▼ -504.9%
2012 0.00x NT$1.81 Billion NT$-563.85 Million NT$387.82 Billion ▼ -68.9%
2011 0.02x NT$5.69 Billion NT$5.59 Billion NT$379.19 Billion ▼ -56.7%
2010 0.03x NT$11.97 Billion NT$11.86 Billion NT$345.52 Billion ▼ -36.5%
2009 0.05x NT$18.60 Billion NT$18.38 Billion NT$340.96 Billion ▲ +257.9%
2008 0.02x NT$5.19 Billion NT$4.88 Billion NT$340.60 Billion ▲ +185.6%
2007 0.01x NT$1.82 Billion NT$1.40 Billion NT$340.43 Billion ▼ -91.9%
2006 0.07x NT$24.37 Billion NT$23.64 Billion NT$368.42 Billion ▲ +205.3%
2005 -0.06x NT$-21.42 Billion NT$-22.18 Billion NT$341.18 Billion ▼ -318.3%
2004 -0.02x NT$-3.42 Billion NT$-3.73 Billion NT$227.84 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities