Union Bank of Taiwan (2838) — Financial Flexibility Index
Union Bank of Taiwan (2838) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of NT$-2.66 Billion (operating CF NT$-2.73 Billion minus capex NT$71.47 Million) represents 0% of total liabilities (NT$970.36 Billion). Check Union Bank of Taiwan PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Union Bank of Taiwan Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Union Bank of Taiwan across 22 annual periods. See 2838 working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Union Bank of Taiwan (2004–2025)
Year-by-year free cash flow to debt coverage for Union Bank of Taiwan. For the full company profile including market capitalisation, see market cap of Union Bank of Taiwan.
| Year | Flexibility Index | Free Cash Flow (TWD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | NT$-4.50 Billion | NT$-5.88 Billion | NT$970.36 Billion | ▼ -1632.7% |
| 2024 | 0.00x | NT$-245.11 Million | NT$-1.76 Billion | NT$916.00 Billion | ▼ -100.9% |
| 2023 | 0.03x | NT$25.10 Billion | NT$21.44 Billion | NT$868.50 Billion | ▲ +2790.2% |
| 2022 | 0.00x | NT$-840.06 Million | NT$-3.06 Billion | NT$781.88 Billion | ▲ +63.4% |
| 2021 | 0.00x | NT$-2.28 Billion | NT$-2.70 Billion | NT$775.72 Billion | ▼ -122.4% |
| 2020 | 0.01x | NT$9.15 Billion | NT$8.88 Billion | NT$697.37 Billion | ▲ +138.9% |
| 2019 | -0.03x | NT$-21.56 Billion | NT$-21.90 Billion | NT$638.91 Billion | ▼ -136.5% |
| 2018 | 0.09x | NT$55.26 Billion | NT$55.03 Billion | NT$597.53 Billion | ▲ +208.3% |
| 2017 | -0.09x | NT$-44.19 Billion | NT$-44.46 Billion | NT$517.43 Billion | ▼ -1952.2% |
| 2016 | 0.00x | NT$2.29 Billion | NT$1.53 Billion | NT$496.49 Billion | ▲ +129.1% |
| 2015 | -0.02x | NT$-7.50 Billion | NT$-7.73 Billion | NT$473.34 Billion | ▼ -234.2% |
| 2014 | 0.01x | NT$5.36 Billion | NT$5.10 Billion | NT$454.17 Billion | ▲ +162.5% |
| 2013 | -0.02x | NT$-7.78 Billion | NT$-10.02 Billion | NT$411.47 Billion | ▼ -504.9% |
| 2012 | 0.00x | NT$1.81 Billion | NT$-563.85 Million | NT$387.82 Billion | ▼ -68.9% |
| 2011 | 0.02x | NT$5.69 Billion | NT$5.59 Billion | NT$379.19 Billion | ▼ -56.7% |
| 2010 | 0.03x | NT$11.97 Billion | NT$11.86 Billion | NT$345.52 Billion | ▼ -36.5% |
| 2009 | 0.05x | NT$18.60 Billion | NT$18.38 Billion | NT$340.96 Billion | ▲ +257.9% |
| 2008 | 0.02x | NT$5.19 Billion | NT$4.88 Billion | NT$340.60 Billion | ▲ +185.6% |
| 2007 | 0.01x | NT$1.82 Billion | NT$1.40 Billion | NT$340.43 Billion | ▼ -91.9% |
| 2006 | 0.07x | NT$24.37 Billion | NT$23.64 Billion | NT$368.42 Billion | ▲ +205.3% |
| 2005 | -0.06x | NT$-21.42 Billion | NT$-22.18 Billion | NT$341.18 Billion | ▼ -318.3% |
| 2004 | -0.02x | NT$-3.42 Billion | NT$-3.73 Billion | NT$227.84 Billion | — |