ProCredit Holding AG & Co KGaA (PCZ) — Cash Flow Quality Index
ProCredit Holding AG & Co KGaA (PCZ) has a Cash Flow Quality Index of -16.51x as of June 2025. Operating cash flow of €-360.13 Million is below net income of €21.82 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore ProCredit Holding AG & Co KGaA cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ProCredit Holding AG & Co KGaA Cash Flow Quality Index (2012–2024)
Historical Cash Flow Quality Index for ProCredit Holding AG & Co KGaA across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ProCredit Holding AG & Co KGaA cash conversion from operations.
Annual Cash Flow Quality Index for ProCredit Holding AG & Co KGaA (2012–2024)
Year-by-year earnings quality comparison for ProCredit Holding AG & Co KGaA.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -1.20x | €-176.75 Million | €146.68 Million | ▲ +69.3% |
| 2023 | -3.93x | €-445.13 Million | €113.37 Million | ▼ -112.4% |
| 2022 | 31.77x | €566.94 Million | €17.85 Million | ▲ +2155.4% |
| 2021 | 1.41x | €133.15 Million | €94.53 Million | ▼ -46.0% |
| 2020 | 2.61x | €135.88 Million | €52.09 Million | ▼ -37.4% |
| 2019 | 4.17x | €290.33 Million | €69.65 Million | ▲ +999.0% |
| 2018 | 0.38x | €27.32 Million | €72.04 Million | ▼ -73.5% |
| 2017 | 1.43x | €90.75 Million | €63.46 Million | ▼ -35.3% |
| 2016 | 2.21x | €175.36 Million | €79.35 Million | ▲ +55.3% |
| 2015 | 1.42x | €117.14 Million | €82.30 Million | ▼ -50.1% |
| 2014 | 2.85x | €206.92 Million | €72.59 Million | ▲ +78.5% |
| 2013 | 1.60x | €98.86 Million | €61.91 Million | ▼ -12.5% |
| 2012 | 1.82x | €107.73 Million | €59.06 Million | — |