ProCredit Holding AG & Co KGaA (PCZ) — Tangible Net Worth Ratio

Latest as of September 2025: 95.7%

ProCredit Holding AG & Co KGaA (PCZ) has a Tangible Net Worth Ratio of 95.7% as of September 2025. This metric is calculated by deducting intangible assets (€44.92 Million) from net assets (€1.05 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See ProCredit Holding AG & Co KGaA (PCZ) shareholders funds for net asset value and shareholders' equity analysis.

Tangible NW Ratio

95.7%
Tangible equity / total equity

Net Assets (Equity)

€1.05 Billion
EUR

Intangible Assets

€44.92 Million
Goodwill, patents, brand value

Total Assets

€11.07 Billion
EUR

ProCredit Holding AG & Co KGaA Tangible Net Worth Ratio (2006–2024)

This chart shows how ProCredit Holding AG & Co KGaA's Tangible Net Worth Ratio has changed across 19 annual periods from 2006 to 2024. As of September 2025, the ratio stands at 95.7%, reflecting net assets of €1.05 Billion with intangible assets of €44.92 Million EUR. Also explore how fast is ProCredit Holding AG & Co KGaA growing its equity to track the company's year-over-year net asset growth rate.

Annual Tangible Net Worth Ratio for ProCredit Holding AG & Co KGaA (2006–2024)

The table below presents the year-by-year Tangible Net Worth Ratio for ProCredit Holding AG & Co KGaA from 2006 to 2024, covering 19 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see ProCredit Holding AG & Co KGaA market cap and net worth.

Year Tangible NW Ratio Net Assets (EUR) Intangible Assets Total Assets Change (pp)
2024 97.0% €1.06 Billion €31.17 Million €10.75 Billion ▼ -1.0 pp
2023 98.0% €983.79 Million €19.59 Million €9.75 Billion ▼ -1.8 pp
2022 99.8% €8.52 Billion €14.42 Million €8.83 Billion ▲ +0.0 pp
2021 99.8% €7.76 Billion €13.17 Million €8.22 Billion ▲ +0.0 pp
2020 99.8% €6.95 Billion €12.88 Million €7.33 Billion ▲ +1.4 pp
2019 98.5% €803.49 Million €12.37 Million €6.70 Billion ▲ +0.1 pp
2018 98.4% €743.63 Million €12.24 Million €5.97 Billion ▲ +0.1 pp
2017 98.2% €639.84 Million €11.30 Million €5.48 Billion ▼ -0.1 pp
2016 98.3% €654.27 Million €11.15 Million €5.67 Billion ▲ +0.3 pp
2015 98.0% €604.00 Million €12.21 Million €6.01 Billion ▲ +0.7 pp
2014 97.2% €555.38 Million €15.34 Million €5.97 Billion ▲ +0.6 pp
2013 96.6% €502.74 Million €17.07 Million €5.84 Billion ▲ +0.0 pp
2012 96.6% €503.13 Million €17.21 Million €5.77 Billion ▲ +4.6 pp
2011 92.0% €468.78 Million €37.53 Million €5.49 Billion ▲ +1.1 pp
2010 90.9% €429.13 Million €38.90 Million €5.19 Billion ▲ +1.2 pp
2009 89.7% €388.34 Million €39.85 Million €4.95 Billion ▼ -2.3 pp
2008 92.0% €387.07 Million €30.77 Million €4.78 Billion ▲ +1.2 pp
2007 90.9% €333.20 Million €30.36 Million €4.15 Billion ▼ -4.3 pp
2006 95.2% €339.59 Million €16.46 Million €3.11 Billion
pp = percentage points