ProCredit Holding AG & Co KGaA (PCZ) — Financial Flexibility Index

Latest as of June 2025: -0.04x

ProCredit Holding AG & Co KGaA (PCZ) has a Financial Flexibility Index of -0.04x as of June 2025. Free cash flow of €-360.13 Million (operating CF €-360.13 Million minus capex €0.00) represents 0% of total liabilities (€9.68 Billion). Also explore ProCredit Holding AG & Co KGaA annual equity growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-360.13 Million
Operating CF − Capex

Total Liabilities

€9.68 Billion
EUR

Capital Expenditures

€0.00
EUR

ProCredit Holding AG & Co KGaA Financial Flexibility Index (2012–2024)

Historical Financial Flexibility Index trend for ProCredit Holding AG & Co KGaA across 13 annual periods. Check PCZ strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for ProCredit Holding AG & Co KGaA (2012–2024)

Year-by-year free cash flow to debt coverage for ProCredit Holding AG & Co KGaA. For the full company profile including market capitalisation, see ProCredit Holding AG & Co KGaA market capitalisation.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2024 -0.01x €-135.72 Million €-176.75 Million €9.70 Billion ▲ +70.6%
2023 -0.05x €-417.28 Million €-445.13 Million €8.77 Billion ▼ -102.5%
2022 1.90x €588.16 Million €566.94 Million €309.98 Million ▲ +480.2%
2021 0.33x €150.64 Million €133.15 Million €460.62 Million ▼ -25.8%
2020 0.44x €165.12 Million €135.88 Million €374.61 Million ▲ +736.6%
2019 0.05x €310.52 Million €290.33 Million €5.89 Billion ▲ +425.5%
2018 0.01x €52.36 Million €27.32 Million €5.22 Billion ▼ -57.5%
2017 0.02x €114.33 Million €90.75 Million €4.84 Billion ▼ -42.8%
2016 0.04x €206.93 Million €175.36 Million €5.01 Billion ▲ +34.8%
2015 0.03x €165.45 Million €117.14 Million €5.41 Billion ▼ -31.2%
2014 0.04x €240.66 Million €206.92 Million €5.41 Billion ▲ +64.6%
2013 0.03x €144.22 Million €98.86 Million €5.34 Billion ▼ -12.5%
2012 0.03x €162.51 Million €107.73 Million €5.27 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities