ProCredit Holding AG & Co KGaA (PCZ) — Working Capital to Net Assets Ratio
ProCredit Holding AG & Co KGaA (PCZ) has a Working Capital to Net Assets ratio of -711.8% as of September 2025. Working capital of €-7.49 Billion (current assets of €1.95 Billion minus current liabilities of €9.44 Billion) is measured against net assets of €1.05 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See financial flexibility index of ProCredit Holding AG & Co KGaA to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
ProCredit Holding AG & Co KGaA Working Capital to Net Assets (2012–2024)
This chart shows how ProCredit Holding AG & Co KGaA's Working Capital to Net Assets ratio has evolved across 13 annual periods from 2012 to 2024. As of September 2025, the ratio stands at -711.8%, reflecting working capital of €-7.49 Billion against net assets of €1.05 Billion EUR. See PCZ cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for ProCredit Holding AG & Co KGaA (2012–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for ProCredit Holding AG & Co KGaA from 2012 to 2024, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see ProCredit Holding AG & Co KGaA market cap and net worth.
| Year | WC/NA Ratio | Working Capital (EUR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -666.4% | €-7.04 Billion | €1.06 Billion | €2.20 Billion | €9.24 Billion | ▼ -56.4 pp |
| 2023 | -610.1% | €-6.00 Billion | €983.79 Million | €2.38 Billion | €8.38 Billion | ▼ -576.3 pp |
| 2022 | -33.8% | €-2.88 Billion | €8.52 Billion | €1.95 Billion | €4.83 Billion | ▲ +4.2 pp |
| 2021 | -38.0% | €-2.94 Billion | €7.76 Billion | €1.56 Billion | €4.50 Billion | ▼ -3.4 pp |
| 2020 | -34.5% | €-2.40 Billion | €6.95 Billion | €1.42 Billion | €3.82 Billion | ▲ +501.0 pp |
| 2019 | -535.6% | €-4.30 Billion | €803.49 Million | €1.11 Billion | €5.41 Billion | ▼ -127.4 pp |
| 2018 | -408.2% | €-3.04 Billion | €743.63 Million | €991.29 Million | €4.03 Billion | ▲ +56.8 pp |
| 2017 | -465.0% | €-2.98 Billion | €639.84 Million | €955.61 Million | €3.93 Billion | ▼ -32.4 pp |
| 2016 | -432.6% | €-2.83 Billion | €654.27 Million | €962.40 Million | €3.79 Billion | ▲ +118.4 pp |
| 2015 | -551.0% | €-3.33 Billion | €604.00 Million | €859.25 Million | €4.19 Billion | ▲ +70.9 pp |
| 2014 | -621.8% | €-3.45 Billion | €555.38 Million | €888.93 Million | €4.34 Billion | ▲ +26.9 pp |
| 2013 | -648.7% | €-3.26 Billion | €502.74 Million | €867.88 Million | €4.13 Billion | ▼ -37.9 pp |
| 2012 | -610.8% | €-3.07 Billion | €503.13 Million | €897.49 Million | €3.97 Billion | — |